Photograph 1 of 27 of Station Road, Swinford, Co. Mayo
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Station Road, Swinford, Co. MayoF12CF89

€169,000

3 Bed~3 Bath~92 m²~BER E

What you'll like:

  • Affordable asking price: Listed at just €169,000, this property offers an exceptionally accessible entry point for first-time buyers looking to step onto the Irish property ladder.
  • Central town location: Situated right in the heart of Swinford, residents enjoy convenient walking access to local shops, schools, pubs, and essential community amenities.
  • Immediate occupation ready: The house is presented in good overall condition, allowing new owners to move in comfortably without undertaking emergency structural repairs beforehand.
  • Substantial rear garden: The property benefits from an unusually large site for a town centre terrace, providing fantastic outdoor space for gardening, recreation, or extension potential.
  • Functional three-bedroom layout: With three well-proportioned bedrooms, the home easily accommodates small families, couples needing a home office, or guests staying overnight.
  • Triple bathroom convenience: Featuring three separate bathroom facilities including a downstairs WC, a ground-floor shower room, and an upstairs bathroom, morning routines will run smoothly.
  • Bright sunroom extension: The attached sunroom with sliding doors captures lovely natural light and creates an inviting secondary living space connected to the kitchen and dining area.
  • Solid fuel stove feature: The spacious kitchen and dining area includes a charming solid fuel stove with a timber surround, adding cozy warmth and character to the heart of the home.
  • Double glazed windows: Fitted with double glazed windows throughout, the property already benefits from improved acoustic insulation and basic thermal retention capabilities.
  • Oil-fired central heating: Equipped with an existing oil-fired central heating system, the house provides reliable warmth throughout all rooms during colder winter months.
  • Strong rental potential: Given its central location and three-bedroom configuration, this home represents a lucrative buy-to-let investment opportunity with steady local rental demand.
  • Ideal downsizing option: Offering manageable proportions across 92 square meters, it provides a practical, low-maintenance lifestyle for older buyers looking to downsize locally.
  • Shared rear access: The property includes convenient shared rear access, making it easier to bring in bulky items like heating oil, bicycles, or garden equipment.
  • Built-in wardrobe storage: All three bedrooms feature built-in wardrobes, maximizing floor space and providing convenient storage solutions right from day one of moving in.
  • Tiled hallway flooring: The welcoming entrance hallway boasts durable tiled flooring, which is easy to clean and maintains a smart appearance despite heavy everyday foot traffic.
  • Laminate living flooring: The living room features attractive laminate flooring, offering a modern aesthetic and straightforward maintenance compared to traditional fitted carpeting.
  • Wet-room style shower: The ground-floor shower room includes a practical wet-room style shower and bidet, enhancing accessibility and convenience for residents or visitors.
  • Natural light flow: The layout incorporates thoughtful design elements like sliding doors between spaces, encouraging bright daylight penetration deep into the ground floor footprint.
  • Generous double rooms: Both secondary and primary double bedrooms offer comfortable proportions measuring over 3.5 meters in width, easily accommodating large beds and furnishings.
  • Clear improvement potential: The interior would benefit from modernization, giving creative buyers an exciting canvas to personalize finishes and significantly increase overall property value over time.

But keep in mind:

  • Poor BER rating: The property holds an inefficient E energy rating, which indicates heavy heat loss and high ongoing heating bills until significant insulation upgrades are completed.
  • Substantial upgrade costs: Because the interior requires modernization, buyers should budget extra capital for cosmetic and structural updates to bring the home up to modern efficiency standards.
  • Small single bedroom: Bedroom one is notably compact at just 2.4m by 1.9m, limiting its usefulness to a small nursery, a tiny home office, or a very cramped single bedroom.
  • Outdated lino flooring: The upstairs main bathroom features basic lino flooring, which looks dated and may require replacement with more durable modern tiles or waterproof vinyl planks.
  • Shared access complications: The shared rear access lane could potentially lead to right-of-way disputes, maintenance disagreements, or security concerns regarding boundary lines with neighbors.
  • Energy efficiency retrofit: Upgrading from an E rating to a modern standard will likely require external insulation, upgraded windows, or a heat pump, incurring substantial financial outlay.
  • Potential open fire inefficiency: The living room features an open fire with a tile surround, which is notoriously inefficient for heating and can cause drafts when not in use.
  • Limited parking clarity: The listing does not mention dedicated off-street parking, so buyers must verify if parking relies exclusively on public spaces along Station Road.
  • Basics of roof inspection: Given the age typical of such town terraces, buyers should commission a thorough survey to check roof timbers, slates, and flashing for hidden wear.
  • Plumbing system age: The presence of multiple bathrooms connected to older pipework means buyers should have a plumber inspect the system for potential leaks or water pressure issues.
  • Electrical compliance check: Prospective buyers must arrange an independent electrician to verify if the fuse board and wiring meet current safety standards or require total rewiring.
  • Boundary delineation check: The exact legal boundaries encompassing the large rear garden and shared access route should be carefully verified by your solicitor against Land Registry maps.
  • Town centre noise levels: Being situated directly on Station Road near the town heart may result in elevated traffic noise, pedestrian footfall, and activity during peak hours.
  • Potential damp issues: Terraced townhouses of this vintage can occasionally suffer from rising or penetrating damp, requiring careful inspection of ground-floor walls during the pre-purchase survey.
  • Storage constraints: Aside from built-in bedroom wardrobes, the home lacks dedicated dedicated utility rooms, hot presses, or external outbuildings for storing bulkier household items.
  • Staircase configuration: The hallway staircase appears relatively steep, which might present mobility challenges for toddlers, elderly residents, or when moving large pieces of furniture upstairs.
  • Garden maintenance demands: While the large rear site is a great asset, keeping it tidy will require regular landscaping effort, especially if boundaries are shared with neighboring properties.
  • Grant scheme navigation: Buyers planning energy upgrades should investigate eligibility for SEAI grants, keeping in mind that upfront cash flow is still required before grants are paid.
  • Resale value limitations: The E energy rating and mid-terrace configuration might influence future resale liquidity or capital growth compared to detached suburban homes with higher energy scores.
  • Title and planning checks: Solicitors must verify whether any historical alterations, such as the sunroom addition, have full planning permission and compliance certification to prevent future legal delays.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.

Not enough reliable market evidence is available to position this asking price.

Build Analysis

What we know from similar construction types

  • The property is a mid-terraced townhouse spanning 92 square metres with a three-bedroom, three-bathroom layout, featuring a sunroom extension and a large rear site with shared access.
  • Heating is provided by an oil-fired central heating system alongside a solid fuel stove in the kitchen-dining area and an open fireplace in the living room.
  • The house is reported to be in good condition overall with double-glazed windows throughout, though it would benefit from modernisation.
  • A buyer should investigate the shared rear access arrangements for any legal rights of way, maintenance obligations, or boundary clarity.
  • Given the BER rating of E, a purchaser should inspect the property for potential heat loss through walls, roof spaces, and windows, and verify the condition of the oil heating system and solid fuel stove.

Retrofit Cost*

Possible renovating / insulating expenditure

  • Estimated deep retrofit cost: €40,000 to €60,000.
  • Reasoning: The property has a weak BER rating of E and a floor area of 92 m², indicating poor energy efficiency. Bringing the home up to a modern B2 or A rating will likely require external or internal wall insulation, upgraded roof insulation, window and door replacements, installation of a modern renewable heating system such as a heat pump, and airtightness improvements.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: €1,800 - €2,400.
  • Explanation: Given the 92 m² floor area and an inefficient BER rating of E, heating demands are likely higher than average, relying on oil-fired central heating and a solid fuel stove.

Pollution Safe

8/10

Environmental situation to investigate

  • The property is located in a predominantly residential and commercial town centre setting with no major heavy industrial plants in immediate proximity.
  • Buyers should conduct standard environmental searches regarding local authority records for any legacy commercial land uses or waste sites in the wider Swinford area.

Flood Safe

7/10

Water overflow reports to follow up

  • The general Swinford area includes some zones historically susceptible to surface water pooling during periods of heavy rainfall, though elevated town centre plots typically experience lower risk.
  • Buyers are advised to check local OPW flood maps and commission a structural survey to assess site-specific surface water drainage.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

  • STATION RD, SWINFORD, MAYO

    Sale date
    Declared sale price
    €81,000.00

Recent sales in the wider Swinford area

  • 2 DUBLIN RD, SWINFORD, MAYO

    Sale date
    Declared sale price
    €111,000.00
  • 3A DUN NA RI, RATHSCANLAN, SWINFORD

    Sale date
    Declared sale price
    €305,000.00
  • 13 GLEANN DARACH, RATHSCANLON, SWINFORD

    Sale date
    Declared sale price
    €265,000.00
  • 1 BACK LANE, SWINFORD, MAYO

    Sale date
    Declared sale price
    €125,000.00
  • DAVITT PLACE, SWINFORD, CO MAYO

    Sale date
    Declared sale price
    €129,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR).

Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Stamp duty: Approximately 1% of the purchase price, amounting to €1,690.
  • Solicitor legal fees: Generally range between €1,500 and €3,000 plus outlays and VAT.
  • Land registration fees: Around €175 to €700 depending on the property value and registration type.
  • Property valuation fees: Typically between €150 and €300.
  • Surveyor fees: Usually range from €400 to €800 depending on the level of detail required.
  • Annual home insurance: Approximately €350 to €600 per year depending on the policy coverage.

Forum Talk

What people are saying about this area

  • Locals in Swinford frequently discuss the convenience of town centre living, highlighting proximity to local shops, schools, and amenities.
  • Community forums often mention the active local GAA club and community groups as strong points of integration for newcomers.
  • Traffic calming measures and parking on main thoroughfares are occasional topics of discussion among residents.
  • The ongoing demand for well-located starter homes and rental properties in Co. Mayo towns remains a common theme in property discussions.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property features three bedrooms and a large rear garden, providing good space for young children to play, though the town centre location requires careful supervision near roads.

    7/10
  • Teenagers

    With three bedrooms, there is decent space, but teenagers might find the central town location lacking in specific local adolescent amenities compared to larger urban hubs.

    6/10
  • Multi-generational Living

    At 92 square metres, the floor area is relatively compact for multiple generations living together comfortably without crowding.

    4/10
  • Single Buyers

    The affordable asking price of €169,000 and manageable size make this an excellent entry-level option for single first-time buyers.

    9/10
  • Couples

    Offers plenty of room to grow into with three bedrooms, a living room, and a kitchen-dining area, ideal for couples starting out.

    8/10
  • Empty Nesters

    The manageable mid-terraced layout and town-centre convenience suit those looking to downsize from a larger family home.

    8/10
  • Retirees

    Being situated in the heart of Swinford provides good access to local conveniences, though buyers should verify the accessibility of the multi-level layout for aging in place.

    7/10

Work

3 areas
  • Remote Working

    With three bedrooms, there is flexibility to designate a home office space, though buyers should verify local broadband speeds.

    7/10
  • Hybrid Commuting

    Swinford's inland location in Co. Mayo means longer commutes to major cities like Galway or Dublin if required on a hybrid basis.

    5/10
  • Retired

    An ideal setup for retirees wanting a manageable home with town-centre convenience and a private rear garden.

    8/10

Practical

8 areas
  • Ageing in Place

    The property has stairs and may require modifications to bathrooms or layouts to comfortably support long-term aging in place.

    5/10
  • Low Maintenance

    While generally in good condition, the listing notes the property would benefit from some modernisation, and features an E BER rating.

    6/10
  • Secure Gated Entry

    This is a standard mid-terraced town property with shared rear access rather than a private gated development.

    3/10
  • Minimalist Design

    Traditional terraced layout with defined rooms, an open fireplace, and a sunroom rather than open-plan minimalist architecture.

    4/10
  • Flexible Floor Plans

    Three bedrooms and multiple reception spaces offer reasonable versatility for a growing household or home working.

    6/10
  • Heritage Home

    A well-established mid-terraced townhouse in the town centre, though buyers should verify its exact age and structural history.

    5/10
  • Ecological Setup

    The property relies on oil-fired central heating and carries an E BER rating, indicating potential room for energy-efficiency upgrades.

    4/10
  • Outdoor areas

    Benefits from a large site to the rear with a substantial garden, offering great outdoor potential despite the town-centre footprint.

    7/10

Interests

9 areas
  • Gardening

    The property benefits from a large site to the rear, offering ample opportunity for keen gardeners to develop the outdoor space.

    7/10
  • Walking

    The town-centre location makes it very easy to walk to local shops, services, and nearby walking routes.

    8/10
  • Gym

    Buyers should verify the availability of dedicated gym facilities or local fitness groups within immediate walking distance in Swinford.

    5/10
  • Cycling

    The surrounding county roads offer cycling opportunities, though dedicated urban cycle lanes are generally limited.

    6/10
  • Golf

    East Mayo offers access to local golf courses in the wider region, though players should check travel times to the nearest clubs.

    6/10
  • Fishing

    Co. Mayo is renowned for its world-class angling and river fishing opportunities, making this a great base for fishing enthusiasts.

    8/10
  • Horse Riding

    Rural areas surrounding Swinford provide scope for equestrian activities, though local stables should be independently verified.

    5/10
  • Water Sports

    Inland Swinford is not traditionally a hub for water sports, requiring travel to lakes or the coast for most activities.

    3/10
  • Entertaining

    The kitchen-dining area opening to a sunroom and a large rear garden provides a solid setup for hosting guests and family.

    7/10

Lifestyle

5 areas
  • Quiet Living

    While Swinford is a quieter town, the central location on Station Road means some standard town traffic and pedestrian activity.

    6/10
  • Rural Living

    This is a town-centre mid-terraced property rather than a rural retreat, though it does feature a large rear garden.

    3/10
  • Village Living

    Positioned right in the heart of Swinford, it offers a classic small-town community living experience with amenities close by.

    8/10
  • Coastal Living

    Co. Mayo has a coastline, but Swinford is an inland town far removed from immediate coastal environments.

    1/10
  • Urban Living

    Swinford functions as a small town rather than a bustling urban centre, offering limited large-scale city amenities.

    5/10

Social

6 areas
  • Community Involvement

    Small-town living in Swinford fosters strong community ties, local clubs, and active civic participation.

    8/10
  • Café Culture

    Provides access to local cafes and traditional pubs in the town centre, though on a smaller scale than major cities.

    6/10
  • Nightlife

    Nightlife is largely restricted to local pubs and traditional venues rather than extensive clubs or late-night entertainment.

    4/10
  • Health/Wellness groups

    Buyers should investigate local community pilates & stretching or wellness classes available in the immediate Swinford area.

    5/10
  • Networking Opportunities

    Professional networking is limited locally, making this more suitable for remote workers or those independent of local business hubs.

    4/10
  • Tech-Hub Connectivity

    Swinford is not established as a tech-hub, meaning reliance on remote work setups rather than local co-working tech spaces.

    3/10

Listing information

Agent
Sherry FitzGerald Hanley
Phone
094 9371479
Published on HouseDelve
6 September 2026
Correction
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Property reference: HD-A595C1HouseDelve · Republic of Ireland

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.