Photograph 1 of 38 of Saint Seuan`s, Main Street, Mountcharles, County Donegal
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Saint Seuan`s, Main Street, Mountcharles, County DonegalF94A7Y2

€195,000

3 Bed~1 Bath~86 m²~BER G

What you'll like:

  • Historic village heritage: Built in 1860, this home offers unique architectural character and a direct connection to local history that appeals to heritage enthusiasts.
  • Central village location: Situated right on Main Street, residents enjoy effortless access to local shops, community amenities, and social gathering spots within Mountcharles.
  • Attractive asking price: At one hundred ninety-five thousand euros, this property presents an accessible entry point for buyers seeking a detached or semi-historic home.
  • Generous floor area: Spanning eighty-six square meters across a multi-story layout, the dwelling provides surprising spatial variety and distinct zones for daily living.
  • Substantial garden space: The offering features an unusually large garden for a Main Street property, providing ample room for outdoor recreation and gardening.
  • Three comfortable bedrooms: The accommodation includes three dedicated sleeping quarters, making it suitable for small families, couples, or those needing a home office.
  • Open fireplace feature: The sitting room contains a classic open fire with a granite surround, creating a cozy focal point during cold winter evenings.
  • Practical kitchen layout: The kitchen provides functional high and low-level storage units, an electric hob, and enough space for everyday meal preparation.
  • Carpeted living comfort: Soft carpeting in key rooms adds warmth and acoustic dampening, enhancing the cozy residential feel of the older structure.
  • Bay window brightness: The sitting room benefits from a bay window that captures natural light and offers pleasant views toward the vibrant streetscape.
  • Built-in storage solutions: Bedrooms include integrated storage fixtures, helping to maximize floor space and reduce the need for bulky freestanding wardrobes.
  • Attic room potential: The property includes additional attic spaces with Velux windows, offering excellent potential for creative conversion into hobbies or storage areas.
  • Tiled bathroom finishes: The bathroom features tiled flooring and wall protection around the bath, ensuring durability and easy maintenance for busy households.
  • Radiator heating installed: Every main room is equipped with a radiator, indicating a pre-existing central heating distribution network ready for system upgrades.
  • Manageable room dimensions: The individual room sizes are practical to heat and furnish, avoiding the excessive utility costs often associated with massive country houses.
  • Natural light distribution: Multiple rooms feature dual or single windows that brighten the interior spaces despite the building's historical and deep footprint.
  • Coastal proximity appeal: Located in County Donegal, the village places residents within reasonable driving distance of scenic coastal landscapes and Atlantic beaches.
  • Community charm: Mountcharles offers a tight-knit village atmosphere with scenic surroundings, appealing to buyers looking to escape fast-paced urban environments.
  • Renovation blank canvas: The property's age and current condition allow enthusiastic buyers to completely modernize the interior to their personal tastes and modern standards.
  • Investment upside: Purchasing a historically interesting village home with a large garden provides solid long-term potential for value appreciation following renovations.

But keep in mind:

  • Extremely poor BER rating: The property holds a G energy rating with a high consumption indicator, meaning massive thermal upgrades will be necessary immediately.
  • Substantial insulation needed: Due to its 1860 construction date, buyers should anticipate significant investments in wall, roof, and floor insulation to control energy bills.
  • Untested services warning: The listing explicitly notes that heating, plumbing, and electrical apparatus have not been tested, requiring comprehensive independent professional inspections.
  • Historic damp risks: Older stone and mortar properties of this vintage are prone to rising or penetrating damp, which buyers must investigate thoroughly before purchasing.
  • Single bathroom constraint: With only one bathroom serving three bedrooms, larger households may find daily routines congested and will likely want to add facilities.
  • Steep multi-storey layout: The three-storey configuration involves multiple staircases, which may present mobility challenges for older residents or families with toddlers.
  • Aged electrical wiring: A home built in the nineteenth century may feature outdated electrical systems that fail modern safety codes and require complete rewiring.
  • Roof structure inspection: The roof timbers and coverings of an 1860 building require rigorous surveying to check for sagging, rot, or slate degradation issues.
  • Potential plumbing overhaul: Older galvanized or lead pipes could still exist within the structure, making a complete plumbing replacement a wise budgetary consideration.
  • Single-glazed window replacement: Original or older windows may lack modern thermal performance, necessitating costly double or triple-glazed replacements to stop drafts.
  • Ventilation and mold: Historical buildings often lack modern trickle vents or cavity walls, making adequate ventilation critical to prevent condensation and mold growth.
  • Conservation restrictions: Buyers should verify if the structure is a protected historical monument, which could restrict exterior alterations or modernization plans.
  • Main Street parking limits: Being located directly on Main Street may mean a lack of dedicated off-street parking, forcing reliance on public spaces.
  • Street noise exposure: Front-facing windows directly onto Main Street could experience traffic noise, reducing the tranquility of the bedrooms and sitting room.
  • Garden boundary clarity: An unusually large garden on a historic village plot requires careful legal verification of boundaries, rights of way, and access paths.
  • High retrofit expenses: Bringing a G-rated 1860s house up to modern comfort levels will require a substantial capital budget well beyond the initial purchase price.
  • Heating system replacement: The existing heating boiler and radiator network may be obsolete, requiring a complete heating system overhaul for reliable warmth.
  • Attic conversion compliance: The attic rooms with Velux windows must be checked for proper planning permission and building regulation compliance as habitable spaces.
  • Staircase safety standards: Historical staircases often feature steep risers and narrow treads that do not meet contemporary building safety regulations for fall prevention.
  • Structural wall integrity: Settling, shifting, or historic foundation movement in 160-year-old masonry should be evaluated by a structural engineer during due diligence.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price looks slightly overvalued compared with the available evidence.
  • The asking price appears somewhat overvalued because the property carries a very poor energy rating that will require substantial financial investment to achieve modern habitation standards and efficiency.
  • Overvaluation signals stem from the weak G energy rating combined with an older 1860 construction date, which typically incurs significant hidden repair costs for insulation, heating, and structural updates.
  • Such a price could be supported by the central village location and the presence of an unusually large garden, whereas potential underperformance might be driven by the extensive renovation work required.
  • Relevant market comparisons show lower historical transaction figures along the same street, indicating that buyers may hesitate at this asking price without immediate modernization proof.

Build Analysis

What we know from similar construction types

  • The property was built in 1860, meaning it is a mid-19th-century traditional structure with solid stone or early masonry walls that lack modern cavity insulation.
  • The layout spans three storeys, including attic rooms with Velux windows, which suggests previous conversion or use of the upper level that a buyer should verify for compliance and adequate structural support.
  • Given the age of the building, a buyer should investigate potential issues related to rising damp, timber rot, roof integrity, and outdated electrical or plumbing systems.
  • Ventilation and moisture management should be thoroughly examined, as older homes of this era often lack damp-proof membranes and adequate sub-floor or wall ventilation.

Retrofit Cost*

Possible renovating / insulating expenditure

  • The property has a G BER rating, indicating extremely poor energy efficiency and high heat loss.
  • A comprehensive deep retrofit to bring this 86 m² home to a modern standard would likely cost between 60,000 and 90,000 euros, depending on the extent of external wall insulation or internal dry-lining required for a historic structure.
  • Additional costs would include installing a modern heating system, upgrading windows and external doors, and adding high levels of roof and attic insulation to meet current building regulations.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: 2,500 euro to 3,500 euro.
  • Explanation: Given the G energy rating, the 86 m² floor area, and the older 1860 construction, thermal efficiency is likely very poor, leading to significant heat loss and high reliance on heating systems.

Pollution Safe

9/10

Environmental situation to investigate

  • The area is primarily rural and residential, appearing largely free from major industrial pollution concerns.
  • Buyers should independently verify local records regarding any historical waste sites or legacy agricultural runoff in the wider locality.

Flood Safe

8/10

Water overflow reports to follow up

  • The property is located along Main Street, elevated above immediate coastal flood zones, though general drainage should be checked.
  • Prospective buyers are advised to review local flood maps and undertake standard environmental due diligence regarding heavy rainfall run-off.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

  • MAIN ST, MOUNTCHARLES, DONEGAL

    Sale date
    Declared sale price
    €113,000.00
  • MAIN ST, DONEGAL

    Sale date
    Declared sale price
    €70,000.00

Recent sales in the wider Mountcharles area

  • LOWER GLENCOUGH, MOUNTCHARLES, DONEGAL

    Sale date
    Declared sale price
    €285,000.00
  • SAN MARTINO, GLENCOAGH, MOUNTCHARLES

    Sale date
    Declared sale price
    €218,000.00
  • THE HALL, MOUNTCHARLES, DONEGAL

    Sale date
    Declared sale price
    €725,000.00
  • Drumkeelan, MOUNTCHARLES, CO DONEGAL

    Sale date
    Declared sale price
    €11,000.00
  • DRUMBEAGH, MOUNTCHARLES, DONEGAL

    Sale date
    Declared sale price
    €320,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Stamp duty: Approximately 1% of the purchase price (approx. 1,950 euro) for properties under 1 million euro.
  • Solicitor legal fees: Generally ranges between 1,500 euro and 3,000 euro plus VAT and outlays.
  • Land registration fees: Typically around 170 euro to 600 euro depending on the value and registration type.
  • Property valuation fees: Usually between 150 euro and 300 euro, often required by mortgage lenders.
  • Surveyor fees: Ranging from 500 euro to 1,200 euro depending on the depth of the structural survey required for an older building.
  • Annual home insurance: Estimated between 400 euro and 800 euro per year depending on the policy and rebuilding costs.

Forum Talk

What people are saying about this area

  • Locals in Mountcharles frequently discuss the charm and historical character of Main Street properties.
  • Community discussions often highlight the friendly village atmosphere and scenic coastal proximity of the area.
  • Residents occasionally share tips on maintaining older, traditional homes in the region.
  • Traffic calming measures and village enhancements are common topics among community groups.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property features an unusually large garden for a main street location, offering plenty of outdoor play space for young children. However, the three-storey layout and older building style require careful childproofing.

    5/10
  • Teenagers

    With three bedrooms and additional attic rooms, there is decent space for teenagers to have their own areas, though shared living spaces are somewhat compact given the 86 m² floor area.

    6/10
  • Multi-generational Living

    The 86 m² floor area across three storeys and a single bathroom make multi-generational living challenging without significant reconfigurations.

    3/10
  • Single Buyers

    At €195,000 for a three-bedroom historic home with a large garden, this offers an affordable entry point for single buyers willing to tackle upgrade works, particularly given the G BER rating.

    8/10
  • Couples

    Provides ample room for couples starting out or looking for a character home with village convenience and generous outdoor space.

    8/10
  • Empty Nesters

    The village location is appealing, but the multi-story layout with stairs across three levels may become less practical over time, and the G BER rating indicates potential renovation needs.

    6/10
  • Retirees

    Village amenities are close by, but the three-storey vertical layout and stairs may not suit long-term retirement living without modifications.

    5/10

Work

3 areas
  • Remote Working

    The extra attic rooms provide potential spaces for home offices, but buyers should verify local broadband speeds and connectivity in Mountcharles.

    6/10
  • Hybrid Commuting

    Mountcharles is relatively remote from major Irish employment hubs, making regular hybrid commuting demanding.

    4/10
  • Retired

    Village location and community feel suit retirement, though the home's energy rating (BER G) and multi-story layout may require investment and upkeep consideration.

    7/10

Practical

8 areas
  • Ageing in Place

    The three-storey layout with stairs and a G BER rating make this property less than ideal for ageing in place without major adaptation and energy retrofitting.

    3/10
  • Low Maintenance

    Built in 1860 with a G BER rating and historic fabric, this property will require ongoing maintenance, conservation awareness, and energy efficiency upgrades.

    3/10
  • Secure Gated Entry

    The property opens directly onto Main Street with a traditional street-front profile rather than a gated entrance.

    2/10
  • Minimalist Design

    Characterized by historic charm, traditional room layouts, and period features rather than open-plan minimalist aesthetics.

    3/10
  • Flexible Floor Plans

    Spans three storeys including attic rooms, offering distinct spaces that can be adapted, though constrained by the 86 m² total footprint.

    6/10
  • Heritage Home

    Built in 1860, this is one of the older homes on Main Street carrying over a century and a half of Mountcharles history and original character.

    10/10
  • Ecological Setup

    The G BER rating indicates poor energy performance, meaning significant ecological and thermal upgrades will be necessary.

    2/10
  • Outdoor areas

    A standout feature is the unusually large garden, offering substantial private outdoor space rare for a central village property.

    8/10

Interests

9 areas
  • Gardening

    The listing highlights an unusually large garden, providing a fantastic canvas for keen gardeners to develop landscaping or growing projects.

    8/10
  • Walking

    The village location allows for easy walking access to local amenities, and the surrounding Donegal countryside and coast offer great regional walking routes.

    8/10
  • Gym

    Dedicated gym facilities are likely limited directly in the village, requiring travel to nearby towns for specialized fitness centers.

    4/10
  • Cycling

    Local regional roads offer scenic cycling opportunities, though buyers should verify local cycling infrastructure and traffic conditions.

    6/10
  • Golf

    County Donegal features notable golf courses, though access depends on travel times to regional clubs.

    6/10
  • Fishing

    Given the coastal and river-rich geography of County Donegal, fishing enthusiasts will find strong regional opportunities nearby.

    8/10
  • Horse Riding

    Rural County Donegal generally supports equestrian activities, though local stables should be verified for exact proximity.

    6/10
  • Water Sports

    Proximity to the Donegal coast makes this a viable location for individuals interested in water sports and marine activities.

    7/10
  • Entertaining

    The unusually large garden provides a great space for outdoor entertaining in warmer months, though indoor living spaces are relatively modest.

    6/10

Lifestyle

5 areas
  • Quiet Living

    Located on Main Street in Mountcharles, so expect typical village and passing traffic noise, balanced by a large private garden to the rear.

    5/10
  • Rural Living

    County Donegal offers a distinctly rural backdrop and coastal proximity, though this specific property is situated centrally within a village setting.

    6/10
  • Village Living

    Positioned right in the sought-after village location of Mountcharles, providing immediate access to local community life.

    9/10
  • Coastal Living

    Mountcharles is located near the coast in County Donegal, offering good access to marine environments and coastal scenery.

    7/10
  • Urban Living

    This is a historic village setting rather than an urban environment, offering a much slower pace and limited large-scale city amenities.

    2/10

Social

6 areas
  • Community Involvement

    Living directly on Main Street in a sought-after village fosters strong community ties and local engagement.

    8/10
  • Café Culture

    Basic local amenities are present, but extensive café culture is likely limited compared to larger towns or cities.

    5/10
  • Nightlife

    Village nightlife is typically quiet, centered around local pubs rather than bustling entertainment districts.

    3/10
  • Health/Wellness groups

    Local wellness classes may be available through community halls, but specialized groups will likely require travel to larger nearby centers.

    5/10
  • Networking Opportunities

    Professional networking opportunities are sparse locally due to the rural and village nature of the area.

    3/10
  • Tech-Hub Connectivity

    Tech hubs are absent locally; remote tech workers must rely entirely on their own broadband setup, which should be independently verified.

    3/10

Listing information

Agent
Edel Quinn Properties
Phone
(074) 972 5720
Published on HouseDelve
26 September 2026
Correction
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Property reference: HD-ABDB2DHouseDelve · Republic of Ireland

Report checks

Sources used: Public marketplace, Property Price Register, and grounded web research where available.

Automated quality checks: Passed

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.