Photograph 1 of 12 of 73 Banna Beach Holiday Homes (Folio K), Ardfert, Co. Kerry
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73 Banna Beach Holiday Homes (Folio K), Ardfert, Co. KerryV92EN88

€125,000

3 Bed~1 Bath~BER G

What you'll like:

  • Affordable Asking Price: Priced at one hundred twenty five thousand euros, this detached property presents an accessible entry point for buyers seeking a cost-effective coastal holiday home or investment asset.
  • Detached Bungalow Layout: The standalone single-story structure offers private outdoor surroundings and eliminates shared internal walls, enhancing comfort and privacy for future occupants or holiday guests.
  • Three Bedroom Capacity: Featuring three bedrooms across approximately sixty five square meters, the layout accommodates families or groups comfortably, maximizing rental potential during peak holiday seasons.
  • Coastal Proximity Advantage: Situated within the scenic coastal town of Banna, the property places residents within close proximity to the renowned Banna Beach for leisure activities.
  • Tralee Town Proximity: Located approximately twelve kilometers from Tralee, occupants enjoy convenient access to a wide range of urban amenities, shopping centers, healthcare facilities, and transport links.
  • Vacant Possession Available: Offered with vacant possession, buyers can move in immediately or commence renovation and letting programs without delays related to existing tenant occupancies.
  • Holiday Development Setting: Positioned within an established holiday home development, creating a community atmosphere tailored towards recreational living and seasonal visitor accommodation.
  • Ground Floor Living: Arranged entirely over the ground level beneath a pitched roof, ensuring stair-free accessibility that appeals to older demographics or families with young children.
  • Renovation Upside Potential: The modest asking price leaves substantial financial headroom for buyers to invest in modernizing the interior finishes and upgrading structural components.
  • Stable Asking Price: The recorded asking price history shows no increases or decreases since tracking began, indicating a fixed pricing strategy from a motivated vendor.
  • Strong Rental Demand: Coastal holiday homes in recognized tourist areas consistently attract short-term holidaymakers, offering potential yields for astute investors willing to manage bookings.
  • Manageable Floor Area: Measuring around sixty nine square feet, the compact footprint ensures lower heating baseline requirements and straightforward domestic maintenance once upgraded.
  • Development Amenity Access: Being part of a designated holiday complex often correlates with managed communal grounds and shared recreational amenities maintained for residents.
  • Escape to Nature: The scenic west coast location provides an ideal retreat for urban dwellers seeking clean air, dramatic landscapes, and a slower pace of life.
  • Clear Title Structure: The property falls under a specific folio designation, allowing legal representatives to streamline conveyancing processes efficiently upon agreement.
  • Investment Entry Point: Investors can build a diversified property portfolio at a fraction of major city costs, balancing high capital appreciation risks with steady seasonal yields.
  • Tourism Hub Proximity: Kerry is a premier tourism destination in Ireland, ensuring a steady stream of domestic and international visitors seeking coastal accommodations year-round.
  • Flexible Usage Options: Owners enjoy the freedom to use the property as a personal holiday getaway, a long-term rental, or a dedicated short-term vacation letting.
  • Pitched Roof Design: The traditional pitched roof construction facilitates effective rainwater runoff and simplifies future loft insulation upgrades during energy efficiency overhauls.
  • Straightforward Acquisition: Being offered via an online auction platform provides a transparent bidding process with clear timelines for serious and prepared buyers.

But keep in mind:

  • Extremely Poor BER Rating: The property carries a G energy rating, indicating severe thermal inefficiency that will result in high heating costs and uncomfortable indoor temperatures.
  • High Energy Upgrade Costs: Achieving a modern energy standard will require significant capital investment in external insulation, double glazing, and efficient heating systems.
  • Unverified Internal Condition: The listing notes that the property was not internally inspected by the selling agents, meaning buyers take on unseen maintenance risks.
  • Potential Hidden Defects: Vacant properties left unheated can suffer from damp, mold, burst pipes, and structural degradation that require thorough surveyor investigation.
  • Seasonal Holiday Restrictions: Some holiday home developments enforce strict covenants regarding permanent residential use or restrict occupancy periods during winter months.
  • Management Company Fees: Owners in holiday complexes typically face annual service charges for communal maintenance, waste management, and site upkeep, impacting running costs.
  • Limited Year-Round Infrastructure: Banna functions primarily as a seasonal holiday area, meaning local retail and hospitality services may reduce significantly outside peak summer months.
  • Reliance on Private Transport: Being twelve kilometers from Tralee without immediate urban conveniences makes access heavily dependent on owning and operating a reliable private vehicle.
  • High Heating Energy Demands: The recorded energy consumption figure of over four hundred kWh per square meter highlights the urgent need for comprehensive thermal retrofitting.
  • Auction Purchase Risks: Buying via an online auction platform typically requires unconditional contract exchanges and non-refundable deposits upon winning the lot.
  • Lack of Floor Plan Verification: The stated floor area of sixty five square meters is provided by the vendor and should be independently verified by an architect.
  • Possible Outdated Services: Plumbing, electrical wiring, and sanitation systems within older holiday homes may require complete overhauls to meet current safety standards.
  • Resale Liquidity Concerns: Specialized holiday developments in rural coastal pockets can have narrower buyer pools, potentially extending future selling timelines.
  • Weather Exposure Risks: Coastal properties face harsher weather conditions, including salt spray and high winds, increasing exterior maintenance and painting frequency.
  • Absence of Fixtures Inventory: Buyers must verify whether appliances, heating units, and essential fittings are included in the sale or if the property is entirely stripped.
  • Potential Insurance Surcharges: Insuring a vacant holiday home against storm damage, fire, and break-ins can incur higher premiums and restrictive policy conditions.
  • Financing Complexities: Securing a standard residential mortgage for a G-rated holiday home can prove challenging, often requiring specialist lending products or cash funds.
  • Development Covenants Check: Buyers must examine management rules regarding exterior alterations, pet ownership, and rental restrictions before finalizing bids.
  • Unknown Folio Boundaries: The precise legal boundaries associated with the specific folio designation should be confirmed by a solicitor using up-to-date mapping.
  • Future Climate Vulnerabilities: Low-lying coastal regions may face long-term environmental considerations regarding rising sea levels and increased storm surge frequencies.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price looks slightly overvalued compared with the available evidence.
  • The asking price appears somewhat elevated relative to the broader historical baseline for similar holiday properties in this coastal development, especially when accounting for the poor energy efficiency rating requiring immediate capital investment.
  • Signals of potential overvaluation include a very weak G energy rating which drives up heating costs, alongside stable asking price history indicating the seller is currently holding firm on initial expectations without early reductions.
  • Substantial upgrading costs to improve thermal performance and comfort levels could severely undermine the asking price argument, whereas high seasonal rental demand or strong lifestyle appeal might offer mild support for the valuation.
  • Relevant factors encompass the detached bungalow layout offering three bedrooms within a recognized holiday enclave, though the lack of internal inspection details prior to purchase introduces additional risk regarding overall property condition.

Build Analysis

What we know from similar construction types

  • The property is a detached three-bedroom bungalow located within a holiday home development, extending to approximately 65 sq. m (699 sq. ft).
  • Buyers should investigate the specific construction type, insulation levels, and the condition of the pitched roof, particularly given its coastal location in Banna which may expose the structure to weathering and moisture.
  • As part of a holiday home development, purchasers should verify the management company structure, annual service charges, any usage restrictions or planning conditions governing short-term or permanent occupancy, and the legal tenure (Folio K status).

Retrofit Cost*

Possible renovating / insulating expenditure

  • The property has a poor BER rating of G, indicating high energy inefficiency and significant heat loss.
  • A comprehensive deep retrofit to bring the property to a modern energy standard would likely cost between €40,000 and €60,000.
  • The required works would typically include upgrading external wall insulation, installing high-performance double or triple-glazed windows and exterior doors, insulating the attic space, and replacing the outdated heating system with a modern renewable energy source such as a heat pump.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: 2,000 to 2,800 euro.
  • Explanation: Given the poor G energy rating and an estimated floor area of approximately 65 square meters, heating efficiency is likely very low, resulting in higher than average energy consumption.

Pollution Safe

9/10

Environmental situation to investigate

  • The property is located in a rural coastal setting away from major heavy industrial zones, major landfills, or high-capacity waste incinerators.
  • Any minor local environmental concerns or legacy land use should be verified as part of standard pre-purchase due diligence.

Flood Safe

6/10

Water overflow reports to follow up

  • The property is located in a coastal holiday development near Banna Beach, placing it in a general setting where coastal flooding and tidal influences are important environmental factors to consider.
  • Mapping evidence indicates that modeled flood zones are located within close proximity to the property, meaning lower-lying surrounding pockets could be susceptible during extreme weather or high-tide events.
  • As a detached single-story bungalow on a coastal site, the building has living areas positioned directly at ground level with no elevated stories to serve as an immediate refuge should water approach the exterior.
Supporting evidence: Medium

The property is outside the mapped flood area. But the nearest mapped area is approximately 20 metres away. This map does not account for flood defences.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estateExtra effort was used to find nearby sales here

  • 47 BANNA BEACH, TRALEE, COUNTY KERRY

    Sale date
    Declared sale price
    €90,000.00
  • 63 BANNA BEACH RESORT, ARDFERT, TRALEE

    Sale date
    Declared sale price
    €167,000.00
  • 105 BANNA BEACH, BANNA, ARDFERT

    Sale date
    Declared sale price
    €148,000.00
  • 95 BANNA BEACH HOLIDAY COTTAGE, BANNA, ARDFERT

    Sale date
    Declared sale price
    €130,000.00
  • 38 BANNA BEACH HOLIDAY VILLAGE, ARDFERT, TRALEE

    Sale date
    Declared sale price
    €107,000.00

Recent sales in the wider Ardfert area

  • 48 HOLIDAY COTTAGE, BANNA, ARDFERT

    Sale date
    Declared sale price
    €115,000.00
  • THE VILLAGE, ARDFERT, KERRY

    Sale date
    Declared sale price
    €320,000.00
  • RATHONEEN, ARDFERT, CO KERRY

    Sale date
    Declared sale price
    €275,000.00
  • WEST COMMONS, ARDFERT, KERRY

    Sale date
    Declared sale price
    €253,750.00
  • KILMOYLEY SOUTH, ARDFERT, KERRY

    Sale date
    Declared sale price
    €504,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Estimated stamp duty: €1,250 — 1% of €125,000.
    ?
    Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
  • Solicitor legal fees: approximately 1,500 to 3,000 euro plus VAT and outlays.
  • Land registration fees: approximately 400 to 800 euro depending on the property value and registration type.
  • Property valuation fees: approximately 150 to 300 euro for a standard mortgage or purchase valuation.
  • Surveyor fees: approximately 500 to 1,000 euro for a structural survey given the property size.
  • Annual home insurance: approximately 350 to 700 euro depending on the level of coverage and holiday home status.

Forum Talk

What people are saying about this area

  • Local discussions highlight the popularity of Banna Beach as a scenic coastal holiday destination with strong seasonal tourism activity.
  • Residents frequently note the tranquil nature of the holiday home development outside of peak summer months.
  • Proximity to Banna Beach is highlighted as a major positive for holidaymakers and rental potential.
  • Local forums occasionally discuss winter maintenance and weather exposure typical of coastal properties in North Kerry.
  • Proximity to Tralee is regularly mentioned as convenient for accessing larger retail, healthcare, and transport amenities.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property is located within a holiday home development close to Banna Beach, which provides a safe, open outdoor environment for young children during holiday seasons. However, the G-rated BER suggests potential heating and insulation challenges that require verification.

    6/10
  • Teenagers

    Proximity to the beach offers great recreational opportunities for teenagers. On the downside, the rural holiday park setting about 12km from Tralee means limited independent access to entertainment, schools, and broader amenities.

    5/10
  • Multi-generational Living

    With three bedrooms and one bathroom across approximately 65 square meters, space is limited for multi-generational living. Privacy and accessibility could become constraints for extended family setups.

    3/10
  • Single Buyers

    The asking price of €125,000 makes this detached three-bedroom bungalow an accessible entry point for single buyers looking for an affordable home or a coastal retreat, provided they budget for potential energy efficiency upgrades.

    6/10
  • Couples

    Offers a manageable three-bedroom layout and a quiet coastal location ideal for couples seeking a holiday getaway or a relaxed lifestyle property, subject to modernizing the G-rated energy profile.

    7/10
  • Empty Nesters

    Single-level bungalow accommodation on the ground floor suits empty nesters looking to downsize to a low-maintenance footprint near the coast, though rural isolation outside peak seasons should be considered.

    7/10
  • Retirees

    The detached single-story layout avoids stairs, which is beneficial for retirees. Proximity to Banna Beach supports a peaceful retirement lifestyle, though access to medical and urban services requires travel to Tralee.

    7/10

Work

3 areas
  • Remote Working

    While the quiet environment suits home-based tasks, buyers should verify local broadband speeds and internet connectivity infrastructure within the holiday development.

    5/10
  • Hybrid Commuting

    Being approximately 12km from Tralee and further from major employment hubs, hybrid commuting is less practical unless restricted to infrequent office visits.

    3/10
  • Retired

    The single-level bungalow design and peaceful coastal environment make it well-suited for retirees who do not need to commute for work.

    8/10

Practical

8 areas
  • Ageing in Place

    The single-story ground-floor configuration supports accessibility, but the rural location far from major hospitals and healthcare facilities presents challenges for long-term ageing in place.

    6/10
  • Low Maintenance

    A detached bungalow footprint is generally straightforward to maintain, though buyers should investigate management company fees and obligations associated with the holiday home development.

    6/10
  • Secure Gated Entry

    Holiday developments sometimes feature restricted access, but specific security measures such as gated entries should be verified by the buyer.

    5/10
  • Minimalist Design

    At approximately 65 sq. m, the compact layout naturally encourages a minimalist lifestyle, though storage solutions may need optimization.

    6/10
  • Flexible Floor Plans

    With three bedrooms and a single bathroom packed into roughly 65 sq. m, room sizes are likely compact with limited flexibility for major reconfiguration.

    4/10
  • Heritage Home

    The property is situated within a modern holiday home development rather than representing a traditional historic or heritage home.

    2/10
  • Ecological Setup

    The property carries a G energy rating, indicating poor thermal efficiency that requires significant investment in insulation and heating upgrades to achieve modern ecological standards.

    2/10
  • Outdoor areas

    Being close to Banna Beach provides expansive natural outdoor assets, though the private plot size within the holiday complex should be individually verified.

    7/10

Interests

9 areas
  • Gardening

    As part of a holiday home development, private garden space may be restricted or shared under management arrangements, limiting extensive gardening projects.

    4/10
  • Walking

    Proximity to Banna Beach provides exceptional opportunities for scenic coastal walks and outdoor hiking along the shoreline.

    9/10
  • Gym

    There are no dedicated fitness facilities within the immediate holiday development, requiring travel into Tralee for gym access.

    2/10
  • Cycling

    The surrounding coastal roads are generally flat and scenic for leisure cycling, though traffic during peak tourist seasons should be factored in.

    6/10
  • Golf

    The location in County Kerry puts residents within reasonable driving distance of several notable golf courses in the wider region.

    7/10
  • Fishing

    The coastal positioning near Banna Beach offers strong potential for sea angling and related water-based recreational fishing activities.

    8/10
  • Horse Riding

    Rural and coastal settings in Kerry often support equestrian pursuits, though local stables and trail access points should be verified independently.

    6/10
  • Water Sports

    Banna Beach is widely recognized for swimming, surfing, and various water sports, making this an ideal location for aquatic enthusiasts.

    9/10
  • Entertaining

    The three-bedroom, one-bathroom layout spanning roughly 65 sq. m offers limited interior space for hosting large gatherings, though outdoor areas may compensate during good weather.

    5/10

Lifestyle

5 areas
  • Quiet Living

    Situated within a holiday home development in a coastal setting, the area generally offers a quiet and relaxed atmosphere, particularly outside peak summer holiday periods.

    8/10
  • Rural Living

    The location combines a coastal holiday park environment with a rural feel, positioned approximately 12km from the nearest major town of Tralee.

    7/10
  • Village Living

    Proximity to Ardfert provides access to basic local amenities and community features, though the immediate surroundings are more characteristic of a resort or holiday enclave.

    6/10
  • Coastal Living

    Being located in Banna and in close proximity to the renowned Banna Beach makes this an excellent option for buyers prioritizing coastal access and seaside scenery.

    9/10
  • Urban Living

    This is a distinctly non-urban location, far removed from city amenities, public transport networks, and urban convenience.

    2/10

Social

6 areas
  • Community Involvement

    Holiday home developments often experience fluctuating occupancy, which can impact traditional year-round community integration compared to established residential villages.

    4/10
  • Café Culture

    Local café options are likely seasonal or limited within the immediate holiday park, requiring trips to nearby Ardfert or Tralee for a wider selection.

    4/10
  • Nightlife

    Nightlife options are minimal locally, typically restricted to seasonal venues or requiring travel into Tralee.

    3/10
  • Health/Wellness groups

    Structured wellness classes and health groups are sparse in the immediate holiday community, necessitating travel to larger neighboring towns.

    3/10
  • Networking Opportunities

    The resort and holiday nature of the location offers very few professional networking opportunities.

    2/10
  • Tech-Hub Connectivity

    The rural and coastal holiday setting is entirely detached from any recognized tech hubs or innovation clusters.

    2/10

Listing information

Agent
BidX1 Ireland Ltd
Phone
01 6673388
Current status
active
Published on HouseDelve
8 November 2026
Correction
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Property reference: HD-2577FBHouseDelve · Republic of Ireland

Report checks

Sources used: Public marketplace, Property Price Register, and grounded web research where available.

Automated quality checks: Passed

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.