Photograph 1 of 18 of 5 Henry Street, Bailieborough, Co. Cavan
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5 Henry Street, Bailieborough, Co. CavanA82Y2V8

€195,000

3 Bed~2 Bath~128 m²~BER C2

What you'll like:

  • Town centre location: Situated right in the heart of Bailieborough town centre, ensuring high foot traffic and excellent convenience for daily amenities and services.
  • Mixed use flexibility: Comprises a ground floor retail or office unit with separate first floor living accommodation, providing diverse income streams for investors.
  • Generous floor area: Offers a spacious 128 square metres distributed thoughtfully over three distinct levels to maximize functional layout and spatial utility.
  • Strong investment potential: Represents an affordable and attractive commercial property market entry point, ideal for investors or professionals seeking dual-purpose premises.
  • Well maintained condition: Described as a well-maintained property that blends historic charm with modern convenience, minimizing immediate heavy refurbishment demands for new owners.
  • Separate living quarters: Features a self-contained first-floor apartment layout complete with a sitting room, kitchen, and multiple bedrooms for comfortable residential use.
  • Dedicated office spaces: Includes multiple ground-floor rooms suited for private offices or consultation areas, directly supporting professional commercial operations.
  • Enclosed rear yard: Provides a private enclosed yard at ground level for secure outdoor storage, operational utility, or waste management needs.
  • Upstairs balcony space: Features an appealing outdoor balcony area overlooking the rear yard directly off the upstairs apartment for residential enjoyment.
  • Efficient C2 BER: Achieves a respectable C2 energy rating with an indicator of 188.11, indicating reasonable thermal efficiency for a multi-level structure.
  • Oil fired heating: Equipped with an established oil-fired central heating system to deliver reliable warmth across the building during colder winter months.
  • Mains water connection: Connected to reliable mains water supply infrastructure, ensuring steady daily water pressure and availability for both units.
  • Mains sewerage linked: Tied directly into the public mains sewerage network, simplifying waste management compliance and avoiding private septic tank upkeep.
  • Retail floor proportion: Ground floor commercial unit spans approximately 50 square metres, offering an optimal scale for boutique retail, cafe, or professional offices.
  • Charming period facade: Exudes attractive historic character typical of town centre properties, enhancing visual appeal and local commercial prominence.
  • Affordable asking price: Listed at €195,000, presenting a cost-effective acquisition price point for a substantial multi-level mixed-use commercial and residential asset.
  • Established agency representation: Handled by an established local agency, providing clear communication channels and professional guidance throughout the purchase process.
  • Clear BER documentation: Backed by a verified building energy rating number for transparency, allowing buyers to assess current energy performance immediately.
  • Multi-level privacy: Clear vertical separation between the ground-floor commercial space and upper residential levels ensures privacy for occupants.
  • Ready-made tenant potential: Configuration allows a buyer to lease out both the commercial unit and residential apartment separately to maximize rental yields.

But keep in mind:

  • Commercial rate liabilities: Buyers should investigate potential local authority commercial rates applicable to the ground-floor retail or office space unit.
  • Mixed use financing: Securing a standard residential mortgage may prove difficult due to the commercial element, requiring specialized mixed-use or commercial lending products.
  • Upstairs kitchen duplicate: Listing mentions two kitchens across the layout, suggesting potential past alterations that buyers should inspect for proper building compliance.
  • Fire safety regulations: Converting or operating mixed-use buildings requires strict compliance with commercial fire safety standards and certified partition fire breaks.
  • Upstairs bathroom size: The upper bathroom measures 3.0m by 1.9m, which is functional but may require modernization to appeal to high-end rental tenants.
  • Rear yard access: Buyers must verify rights of way or shared access arrangements for the enclosed rear yard behind the main town street terrace.
  • Oil tank maintenance: The oil-fired central heating system relies on an external tank that requires regular servicing, safety checks, and fuel refilling logistics.
  • C2 energy upgrade costs: Reaching higher energy efficiency bands from a C2 rating might necessitate costly fabric upgrades or window replacements.
  • Structural party walls: As a multi-level mid-terrace building, buyers should commission a thorough structural survey to check party wall conditions with neighbors.
  • Balcony structural check: The balcony overlooking the rear yard should be inspected by a professional to ensure structural soundness and waterproofing integrity.
  • Town centre parking: On-street town centre parking can be limited, which might affect convenience for retail clients or upper-floor residential occupants.
  • Commercial demand local: Prospective buyers should verify current local commercial rental demand and vacancy rates within Bailieborough town centre.
  • Planning permission compliance: Buyers need to verify that all previous internal alterations and the current mixed-use setup possess correct local planning permissions.
  • Upstairs access routes: Independent access arrangements for the first-floor apartment from the street level should be inspected for security and weatherproofing.
  • Roof condition assessment: The roof structure spanning the three stories requires close technical inspection to rule out hidden leaks, timber rot, or slate damage.
  • Plumbing system age: The dual-zone layout spans multiple levels, meaning plumbing and drainage lines should be pressure-tested during pre-purchase due diligence.
  • Electrical system compliance: Commercial and residential mixed-use properties require a comprehensive electrical safety audit to ensure distribution boards meet current standards.
  • Internal moisture check: Older town centre properties can occasionally suffer from rising or penetrating damp, necessitating careful inspection of ground-floor walls.
  • Insurance cost variations: Obtaining buildings insurance for a mixed-use commercial and residential terrace can sometimes involve higher premiums or specialized policies.
  • Future retrofit limits: Historic or older town centre facades may carry restrictions on exterior alterations or insulation installations due to local planning guidelines.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price appears broadly in line, with a slight undervaluation signal.
  • The asking price of one hundred ninety-five thousand euros for a one hundred twenty-eight square metre mixed-use property sits competitively among local residential offerings.
  • Comparable three-bedroom listings within the immediate Bailieborough area show similar asking figures, aligning closely with this asset's overall scale and configuration.
  • The inclusion of a commercial retail unit alongside first-floor living quarters provides diverse income potential that enhances the overall value proposition for prospective buyers.
  • A respectable C2 energy rating indicates reasonable thermal efficiency, reducing immediate upgrade burdens compared to older unrated commercial-residential town properties.

Build Analysis

What we know from similar construction types

  • The property is a three-storey mid-terrace building of mixed use, featuring a ground floor retail or office unit alongside first and second-floor living accommodation.
  • Given that the listing refers to it as a charming period property, a buyer should investigate the structural integrity of older building materials, timber elements, and potential dampness common in historic multi-level town centre structures.
  • As a mixed-use commercial and residential building, a buyer should verify fire separation regulations between the commercial ground floor and upper residential floors, as well as any specific planning permissions or commercial lease restrictions.
  • The heating system relies on Oil Fired Central Heating; a buyer should check the age, condition, and location of the oil tank and boiler, especially within a town-centre mid-terrace configuration with restricted rear access.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: €1,200 to €1,800. Explanation: The property features Oil Fired Central Heating and a C2 BER rating over a 128 m² floor area, meaning fuel consumption will vary based on fluctuating kerosene market prices, boiler efficiency, and lifestyle usage.

Pollution Safe

8/10

Environmental situation to investigate

  • The property is located within a settled town centre environment with no prominent heavy industrial facilities or major waste incinerators immediately adjacent.
  • Any legacy commercial use on-site or surrounding historical town uses should be verified independently by the buyer for potential localized ground contaminants.

Flood Safe

9/10

Water overflow reports to follow up

  • General regional mapping indicates that the town centre location sits largely outside primary high-risk flood zones.
  • Buyers should check specific local drainage networks and site-specific flood risk assessments as part of standard pre-purchase due diligence.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

No verified results were found for this group in the previous five years.

Recent sales in the wider Bailieborough area

  • 22 FOUNTAIN VIEW, NEW ROAD, BAILIEBOROUGH

    Sale date
    Declared sale price
    €135,000.00
  • CARNALYNCH, BAILIEBOROUGH, CAVAN

    Sale date
    Declared sale price
    €500,000.00
  • 10 FOUNTAIN VIEW, NEW ROAD, BAILIEBOROUGH

    Sale date
    Declared sale price
    €180,000.00
  • TATTYREAGH, BAILIEBOROUGH, CO CAVAN

    Sale date
    Declared sale price
    €67,700.00
  • DRUMAMUCK, BAILIEBOROUGH, CAVAN

    Sale date
    Declared sale price
    €260,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR).

Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Stamp duty: Approximately €1,950 based on the standard 1% residential rate, though buyers should verify how the mixed-use commercial portion of the property is assessed by Revenue.
  • Solicitor legal fees: €1,500 to €3,000 plus 23% VAT, depending on the chosen conveyancing firm and complexity of the title.
  • Land registration fees: €400 to €800 payable to Tailte Éireann depending on the final tier and property value.
  • Property valuation fees: €150 to €300 for a mortgage valuation if required by a lender.
  • Surveyor fees: €350 to €800 for a structural or pre-purchase survey to evaluate the condition of the 3-storey structure.
  • Annual home insurance: €400 to €800 per year depending on the policy level and rebuilding cost coverage.

Forum Talk

What people are saying about this area

  • Bailieborough locals and community pages are actively discussing local town regeneration initiatives under the Town Centre First Plan framework.
  • Residents have noted increased local investment and focus on tackling vacant or derelict properties across County Cavan to drive town core renewal.
  • Community groups continue to promote local heritage attractions, such as the recently opened Bailieborough Bridewell visitor experience.
  • Local discussion boards and regional news highlight ongoing rural planning applications alongside agricultural and small-scale commercial developments in the wider Bailieborough area.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    Located right in the heart of the town centre with a commercial ground floor, making it less ideal for young children due to limited safe immediate play space, though an enclosed rear yard is available.

    4/10
  • Teenagers

    Town centre location offers good independence for teenagers with local amenities nearby, but the mixed-use setup and compact footprint offer limited private family breathing room.

    6/10
  • Multi-generational Living

    The three-storey layout divides commercial and residential spaces, but the overall floor area of 128 m² and configuration are ill-suited for multi-generational privacy.

    3/10
  • Single Buyers

    An affordable entry price point of €195,000 combined with the potential to live above a retail/office unit makes this a compelling option for single professionals or live-work buyers.

    8/10
  • Couples

    With three bedrooms and separate living quarters over three levels, it provides functional space for a couple, particularly those interested in running a home-based business or investment.

    7/10
  • Empty Nesters

    Three-storey living involves regular stair climbing which may become less desirable over time, though low maintenance town living appeals to some empty nesters.

    5/10
  • Retirees

    The multi-level configuration spanning three storeys is less than ideal for retirement accessibility, though central town convenience is a positive factor.

    4/10

Work

3 areas
  • Remote Working

    The inclusion of a distinct ground-floor retail or office unit alongside residential living quarters provides fantastic built-in workspace options.

    8/10
  • Hybrid Commuting

    Bailieborough offers manageable connectivity to regional employment hubs, though commuting times to major cities like Dublin require significant travel.

    5/10
  • Retired

    The layout features three storeys and a commercial footprint, which may not align ideally with a standard retirement lifestyle unless looking for investment rental income.

    4/10

Practical

8 areas
  • Ageing in Place

    A three-storey mid-terrace configuration with internal stairs makes long-term ageing in place challenging without substantial modification.

    3/10
  • Low Maintenance

    Mid-terrace design and compact outdoor areas minimize garden upkeep, though managing a mixed-use building requires commercial property awareness.

    6/10
  • Secure Gated Entry

    Direct street access on Henry Street with an open town-centre profile rather than a private gated community setup.

    2/10
  • Minimalist Design

    Traditional multi-level period structure with distinct rooms rather than open-plan minimalist architectural flow.

    5/10
  • Flexible Floor Plans

    The separation between the ground-floor retail/office unit and the multi-level residential upper floors offers great functional flexibility.

    8/10
  • Heritage Home

    Described as a charming period mid-terrace property spanning three levels with established historic character.

    7/10
  • Ecological Setup

    Carries a C2 BER rating, reflecting standard energy efficiency for a well-maintained older mixed-use building rather than a modern eco-home.

    4/10
  • Outdoor areas

    Limited strictly to an enclosed ground-floor yard and an upper-level balcony overlooking it, offering no substantial lawn or garden space.

    3/10

Interests

9 areas
  • Gardening

    Outdoor space is restricted to an enclosed ground-floor yard and an upstairs balcony, leaving virtually no traditional plot for dedicated gardening.

    2/10
  • Walking

    Town-centre location allows for effortless daily walking access to local shops, services, and community amenities.

    7/10
  • Gym

    While local town amenities are close by, fitness enthusiasts will need to investigate the availability of specific local gym facilities in Bailieborough.

    5/10
  • Cycling

    The town setting allows for easy local cycling, though buyers should verify safe local cycling route infrastructure outside the immediate town core.

    6/10
  • Golf

    Proximity to regional golf options should be verified, as Bailieborough has limited immediate course infrastructure within walking distance.

    5/10
  • Fishing

    Co. Cavan is renowned for its lakes, offering reasonable driving access to regional fishing spots, though not directly on the doorstep.

    6/10
  • Horse Riding

    Stabling and equestrian facilities would require travel out into the surrounding rural countryside.

    4/10
  • Water Sports

    Inland Co. Cavan lacks major marine water sports hubs, though some regional lake activities exist at a distance.

    3/10
  • Entertaining

    Features an upstairs apartment kitchen and living area with a balcony, plus a separate ground-floor unit, though indoor entertainment space is somewhat compartmentalized.

    6/10

Lifestyle

5 areas
  • Quiet Living

    Positioned right in the heart of Bailieborough town centre with a ground-floor retail or office unit, meaning exposure to typical town activity and street noise.

    4/10
  • Rural Living

    This is strictly an urban, mixed-use town-centre property rather than a rural retreat, surrounded by commercial and residential town structures.

    2/10
  • Village Living

    Bailieborough offers a tight-knit community feel with local shops and services immediately outside the door, capturing a vibrant town-village atmosphere.

    8/10
  • Coastal Living

    Co. Cavan is completely landlocked with no proximity to coastal amenities or beaches.

    1/10
  • Urban Living

    Situated directly in the town centre with commercial use potential, offering an energetic commercial and residential high-street setting.

    7/10

Social

6 areas
  • Community Involvement

    Being right in the town centre places you at the heart of local civic life, community events, and neighborhood interactions.

    7/10
  • Café Culture

    Local cafes and shops are within immediate walking distance along the main street of the town.

    6/10
  • Nightlife

    Local pubs and town amenities are nearby, though nightlife options are typical of a smaller country town rather than a major city.

    5/10
  • Health/Wellness groups

    Local community spaces may host wellness classes, but buyers should verify the local presence of specific specialized groups like pilates & stretching studios.

    5/10
  • Networking Opportunities

    The mixed-use commercial and residential nature of the property presents unique opportunities for local business networking.

    6/10
  • Tech-Hub Connectivity

    Bailieborough functions as a traditional market town rather than a recognized high-tech business cluster.

    3/10

Listing information

Agent
DNG O'Dwyer
Phone
049 854 7622
Published on HouseDelve
4 September 2026
Correction
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Property reference: HD-73A410HouseDelve · Republic of Ireland

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.