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46 Dublin Street, Dundalk, Co. LouthA91P683

€779,000

5 Bed~4 Bath~304 m²~BER B

What you'll like:

  • Mixed-use investment advantage: The property combines residential apartments and commercial office space under one roof, allowing you to diversify rental income streams and potentially minimize vacancy risks across multiple distinct tenant markets.
  • Central town location: Positioned directly on Dublin Street in Dundalk, the asset benefits from high footfall and immediate proximity to local shops, cafés, restaurants, and essential daily town-centre amenities for occupants.
  • Strong commuter links: Being situated close to Dundalk Clarke railway station and the M1 motorway provides exceptional regional and national transport connectivity to both Dublin and Belfast for residents and commercial tenants.
  • Recent comprehensive refurbishment: The building has been recently refurbished, which should significantly reduce immediate capital expenditure requirements for maintenance and allow for a more turnkey letting process for incoming investors.
  • Generous floor area: Spanning an expansive 304 square meters, the substantial building footprint comfortably accommodates multiple separate residential and commercial units without feeling cramped or spatially compromised.
  • Favorable energy rating: Holding a respectable B energy rating, the building offers improved thermal efficiency and lower operational heating costs, which serves as a notable marketing advantage for prospective tenants.
  • Diverse unit configurations: The inclusion of one- and two-bedroom apartments alongside office accommodation appeals to a broad demographic of renters, ranging from single professionals to small commercial operators.
  • Established commercial heritage: Formerly operating as an insurance headquarters, the address carries an established commercial reputation within the local business community that could help attract stable professional office tenants.
  • Independent apartment access: Features such as a dedicated own-door apartment layout enhance privacy and residential appeal, potentially commanding higher rental premiums compared to shared-access multi-unit buildings.
  • Stable asking price: The recorded asking price has remained stable at €779,000 without erratic upward adjustments, indicating a potentially transparent and fixed vendor pricing strategy for interested buyers to evaluate.
  • Regional economic hub: Located in the principal town of County Louth, the property benefits from Dundalk's role as an important regional centre for employment, retail, education, and business development.
  • Basement self-contained unit: The inclusion of a dedicated one-bedroom apartment in the basement level maximizes the usable footprint and adds a distinct, affordable rental option to the overall portfolio mix.
  • Substantial middle-floor space: The two-bedroom apartment on the middle floor offers generous open-plan kitchen and living dimensions, providing attractive, spacious living quarters that easily justify competitive rental rates.
  • Top-floor flexibility: The layout on the top floor incorporates a large multipurpose room alongside living spaces, offering creative flexibility for tenant lifestyle arrangements or home-office combinations.
  • Commercial shop unit: The ground-floor shop unit measures over 24 square meters, offering a prime retail or customer-facing commercial space that directly leverages the busy street-level pedestrian traffic.
  • Practical kitchenette provisions: The dedicated office kitchenette facilities ensure that commercial occupants have immediate, functional staff amenities without needing to sacrifice primary workspace square footage.
  • Ample storage capacity: Multiple designated hot press and storage areas distributed throughout the various units help satisfy tenant demands for clutter-free living and organized commercial record-keeping.
  • Bathroom per unit ratio: Each residential apartment and commercial floor features dedicated bathroom facilities, ensuring privacy and convenience that modern tenants invariably demand in multi-unit properties.
  • Clear dimension schedules: Detailed room measurements provided in the listing particulars allow investors to conduct initial spatial planning and furniture layout assessments prior to physical viewings.
  • Straightforward portfolio addition: For seasoned property investors expanding into regional commercial and residential mixes, this single acquisition consolidates multiple income-producing assets into one manageable title.

But keep in mind:

  • Complex management overhead: Managing a mixed-use portfolio comprising multiple residential units and commercial offices requires navigating distinct landlord-tenant laws, lease structures, and potentially higher ongoing maintenance oversight.
  • Commercial lease uncertainty: The listing notes potential for commercial occupation rather than existing active tenancies, meaning a buyer must budget for potential void periods and marketing costs to secure business tenants.
  • Significant capital outlay: The substantial asking price of €779,000 requires a very large upfront financial commitment, necessitating rigorous cash flow modeling and stress-testing against potential interest rate fluctuations.
  • Mixed-use financing hurdles: Securing commercial-residential hybrid mortgages or investment loans often involves stricter lending criteria, higher down payment requirements, and specialized broker navigation compared to standard residential properties.
  • Potential compliance liabilities: As a recently refurbished historic or older town building, buyers should independently verify that all structural, fire safety, and planning regulations were fully met during the upgrade works.
  • Commercial market fluctuations: Relying on office accommodation income exposes the investor to broader economic shifts in local commercial demand, remote work trends, and potential fluctuations in town-centre business tenancy rates.
  • Basement dampness risks: Semi-subterranean or basement residential units inherently carry a higher risk of moisture ingress and ventilation challenges, making a thorough pre-acquisition damp and structural survey essential.
  • Shared utility complexities: Prospective buyers should carefully investigate how electricity, heating, and water are metered and billed across the separate commercial and residential units to avoid complex landlord utility disputes.
  • Town-centre parking limitations: Urban properties situated directly on main thoroughfares often lack dedicated private parking, which could present a significant deterrent for certain residential tenants and commercial clients.
  • High energy rating validation: The advertised B BER rating should be independently verified by a qualified assessor to ensure all physical insulation and heating installations match the stated certificate specifications.
  • Floor plan discrepancy risks: Disclaimer notices within the particulars explicitly state that floor plans are not to scale and dimensions are approximate, meaning buyers must measure spaces independently during physical inspections.
  • Potential zoning restrictions: Investors should verify local authority planning permissions to confirm that the current mix of office, retail, and residential uses fully complies with local municipal development plans.
  • Refurbishment quality unknowns: Cosmetic refurbishments can sometimes mask underlying structural defects, making it vital to conduct an invasive structural survey to check plumbing, wiring, and roof integrity.
  • Commercial rates liability: Depending on lease agreements and occupancy status, vacant commercial portions of the building may leave the property owner responsible for local authority commercial rates during void periods.
  • Fire safety certification costs: Mixed-use buildings frequently require rigorous fire separation compliance between commercial and residential zones, which can involve substantial upgrade expenses if current standards fall short.
  • Insurance cost implications: Comprehensive insurance coverage for combined commercial and residential buildings can be notably more expensive and harder to secure than standard single-family residential policies.
  • Single asset concentration: While diversified internally, holding all your investment eggs in one physical building on Dublin Street ties significant capital to a single hyper-local micro-market in Dundalk.
  • Lack of verified tenancy history: Because current rental yields and historical tenancy agreements are not detailed in the listing facts, buyers must conduct rigorous due diligence on achievable local market rents.
  • Potential acoustic transfer: Multi-story buildings combining noisy street-level retail or commercial operations with upper-floor residential apartments can suffer from sound insulation issues if acoustic mitigation is insufficient.
  • Exit strategy liquidity: Selling a mixed-use commercial and residential asset can take longer than selling a standard residential home, potentially limiting your liquidity if you need to exit the investment quickly.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price looks mildly overvalued compared with the available evidence.
  • The asking price appears somewhat overvalued when compared against typical single-unit values on the street, although this valuation reflects a substantial mixed-use portfolio comprising multiple residential apartments and commercial office space bundled into a single asset.
  • Valuation signals are supported by the property's impressive 304 square metre floor area and a strong B energy rating, which together indicate modernised accommodation requiring minimal immediate capital expenditure by an incoming commercial investor.
  • Factors that could undermine such a demanding price include localized commercial tenant demand fluctuations and potential yield compression in regional town centres, whereas sustained rental income from multiple streams would strongly support the figure.
  • The asset maintains a stable pricing record at seven hundred seventy-nine thousand euros with no recorded reductions, indicating the selling agent is currently testing the upper boundaries of local market sentiment for versatile mixed-use investments.

Build Analysis

What we know from similar construction types

  • The property is a recently refurbished mixed-use building comprising a shop unit, office space, and multiple residential apartments (one- and two-bedroom units) spanning a total floor area of 304 square metres.
  • Given the combination of commercial and residential units, a buyer should investigate the compliance of all internal layouts and fire safety standards with current building regulations for mixed-use properties.
  • Buyers should verify the planning permission history to ensure that all conversions between commercial and residential uses were properly authorized and that commercial rates apply appropriately.
  • The BER rating of B indicates a relatively energy-efficient standard for a refurbished older structure, but prospective purchasers should inspect the heating systems, insulation, and ventilation across all separate apartments and commercial spaces.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: approximately 2500 to 3800 euro.
  • Explanation: Given the large floor area of approximately 304 square meters and the mixed-use configuration comprising multiple apartments and office spaces, energy consumption will be higher than a standard single-family home. Although the property holds a B BER rating indicating decent energy efficiency, the multiple independent heating zones across various residential and commercial units will drive up overall usage.

Pollution Safe

8/10

Environmental situation to investigate

  • The property is situated in an established urban environment, typical of town-centre locations with standard municipal services and minimal heavy industrial adjacency.
  • Buyers should independently verify local records regarding any historical industrial land uses or legacy concerns in the immediate vicinity.

Flood Safe

8/10

Water overflow reports to follow up

  • The location on Dublin Street is generally well-removed from major coastal or river flood zones, though general urban drainage should be considered during heavy rainfall events.
  • Prospective purchasers are advised to review local flood risk mapping and conduct a comprehensive structural survey to verify site-specific vulnerabilities.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

  • 31 DUBLIN ST, DUNDALK, LOUTH

    Sale date
    Declared sale price
    €200,000.00

  • 53 DUBLIN ST, DUNDALK, LOUTH

    Sale date
    Declared sale price
    €180,000.00

  • 69 DUBLIN STREET, DUNDALK, CO LOUTH

    Sale date
    Declared sale price
    €150,000.00

  • 64 DUBLIN ST, DUNDALK, LOUTH

    Sale date
    Declared sale price
    €176,000.00

  • 63 DUBLIN ST, DUNDALK, CO LOUTH

    Sale date
    Declared sale price
    €183,000.00

Recent sales in the wider Dundalk area

  • 28 THE LAURELS, DUNDALK, LOUTH

    Sale date
    Declared sale price
    €262,500.00

  • 12 LENNONSTOWN MANOR, RED BARNS RD, DUNDALK

    Sale date
    Declared sale price
    €305,000.00

  • 142 OAKLAWNS, DUNDALK, LOUTH

    Sale date
    Declared sale price
    €325,000.00

  • 150 DUNDOOGAN, HAYNESTOWN, DUNDALK

    Sale date
    Declared sale price
    €290,000.00

  • 22 DUNDOOGAN, HAYNESTOWN, DUNDALK

    Sale date
    Declared sale price
    €298,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Estimated stamp duty: €7,790 — 1% of €779,000.
    ?
    Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
  • Solicitor legal fees: approximately 1500 to 3000 euro plus outlay and VAT.
  • Land registration fees: approximately 400 to 800 euro depending on property value and registration type.
  • Property valuation fees: approximately 150 to 300 euro.
  • Surveyor fees: approximately 500 to 1200 euro depending on the depth of the survey required for a mixed-use building of this size.
  • Annual home and commercial liability insurance: approximately 800 to 2000 euro depending on the exact coverage and commercial use.

Forum Talk

What people are saying about this area

  • Local forums frequently discuss the ongoing commercial and retail developments in Dundalk town centre, highlighting Dublin Street as a key arterial route with steady footfall.
  • Residents on community platforms often note the convenience of living close to Dundalk Clarke railway station and the M1 motorway for commuting.
  • Discussions regarding mixed-use properties in the area usually center around strong rental demand from both professionals and families seeking town-centre living.
  • Local commentary highlights ongoing municipal efforts to enhance urban amenities and public spaces throughout the primary town area of County Louth.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property is a mixed-use commercial and multi-apartment building in a town-centre location with no private family garden, making it entirely unsuitable for young children.

    2/10
  • Teenagers

    While close to town amenities, the lack of private outdoor family space and the commercial nature of the building make it poorly suited for raising teenagers.

    3/10
  • Multi-generational Living

    The presence of multiple separate apartments (one- and two-bedroom units) alongside a commercial space offers interesting multi-unit potential, though it functions as separate dwellings rather than a single large family home.

    6/10
  • Single Buyers

    As an entire mixed-use investment block, it is generally beyond the scope of a standard single homebuyer, though individual units could theoretically appeal if split.

    4/10
  • Couples

    This is a commercial and residential investment asset rather than a conventional couple's home, unless the buyers intend to live in one unit and rent out the rest.

    4/10
  • Empty Nesters

    Town-centre living provides convenience to amenities, but the multi-unit commercial aspect makes this an investment property rather than a traditional empty nester retirement home.

    5/10
  • Retirees

    Proximity to town services is appealing, but managing a mixed-use commercial and residential building may be too demanding for retirees unless used purely as a passive investment.

    5/10

Work

3 areas
  • Remote Working

    The inclusion of dedicated office accommodation alongside residential units offers excellent live-work potential or rental income from home offices.

    8/10
  • Hybrid Commuting

    Situated very close to Dundalk Clarke railway station and the M1 motorway, providing exceptional connectivity for hybrid workers commuting to Dublin or Belfast.

    9/10
  • Retired

    Not designed as a standard retirement home, though it can serve as a commercial investment yielding retirement income.

    4/10

Practical

8 areas
  • Ageing in Place

    Multi-level apartments and commercial spaces without specialized accessibility features make ageing in place challenging without significant adaptation.

    4/10
  • Low Maintenance

    Recently refurbished, but managing a mixed-use portfolio comprising multiple apartments and commercial space involves ongoing landlord maintenance responsibilities.

    5/10
  • Secure Gated Entry

    Standard town-centre street frontage without private gated residential security.

    3/10
  • Minimalist Design

    The refurbished apartments feature modern layouts, but the overall asset is a commercial and residential mix rather than a minimalist single dwelling.

    5/10
  • Flexible Floor Plans

    The property's configuration of one- and two-bedroom apartments combined with ground-floor retail and office space offers exceptional flexibility for investors.

    9/10
  • Heritage Home

    While located on an established historic street, the property is a modernized mixed-use investment building rather than a traditional period home.

    3/10
  • Ecological Setup

    Features a B BER rating, indicating decent energy efficiency, but lacks specific off-grid or advanced ecological setups.

    5/10
  • Outdoor areas

    The property comprises internal apartments and commercial space with no meaningful private outdoor areas or gardens.

    1/10

Interests

9 areas
  • Gardening

    There is no private garden or green space associated with this town-centre mixed-use building.

    1/10
  • Walking

    Excellent location for walking to local town amenities, shops, cafés, and Dundalk Clarke railway station.

    8/10
  • Gym

    Being in the town centre provides good access to local fitness facilities and gyms within a short distance.

    7/10
  • Cycling

    Town-centre cycling is feasible for local commutes, though busy urban traffic on Dublin Street requires caution.

    6/10
  • Golf

    Dundalk has local golf facilities, but the property itself is entirely commercial and residential with no specific sporting attachments.

    5/10
  • Fishing

    While County Louth has angling opportunities, the immediate town-centre location has no direct connection to fishing.

    3/10
  • Horse Riding

    An urban mixed-use property with no stabling or equine facilities.

    1/10
  • Water Sports

    Located in the town centre of Dundalk, quite far from major water sports facilities.

    2/10
  • Entertaining

    Entertaining would be restricted to individual apartment spaces rather than a dedicated home setting, though town-centre restaurants and pubs are nearby.

    5/10

Lifestyle

5 areas
  • Quiet Living

    Located on a busy town-centre street in Dundalk with commercial offices and multiple apartments, offering very little peace and quiet.

    2/10
  • Rural Living

    This is an urban, town-centre mixed-use property with zero rural characteristics.

    1/10
  • Village Living

    While situated in an established town with local shops and cafés nearby, it is an urban commercial hub rather than a quaint village setting.

    4/10
  • Coastal Living

    The property is located in inland Dundalk town centre with no coastal proximity.

    1/10
  • Urban Living

    Positioned directly on Dublin Street in Dundalk town centre, offering high convenience to shops, dining, rail, and employment hubs.

    9/10

Social

6 areas
  • Community Involvement

    Town-centre location embeds the property firmly within the local commercial and residential community of Dundalk.

    6/10
  • Café Culture

    Surrounded by a wide range of local shops, cafés, and restaurants right on Dublin Street and the wider town centre.

    9/10
  • Nightlife

    Being in the heart of Dundalk town centre provides immediate access to local pubs, restaurants, and evening venues.

    8/10
  • Health/Wellness groups

    Good access to local health services, pharmacies, and wellness groups within the main town area.

    7/10
  • Networking Opportunities

    The mixed-use nature of the building, featuring commercial office space in a prominent business town, offers strong networking potential.

    8/10
  • Tech-Hub Connectivity

    Dundalk serves as a key regional business and educational hub in the North East with good digital infrastructure potential.

    8/10

Listing information

Agent
DNG Duffy
Phone
042 935 1011
Current status
active
Published on HouseDelve
28 October 2026
Correction
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Property reference: HD-FE423BHouseDelve · Republic of Ireland

Report checks

Sources used: Public marketplace, Property Price Register, and grounded web research where available.

Automated quality checks: Passed

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.