
41 St. Marys Crescent, Fermoy, Co. CorkP61WD59
€135,000
2 Bed~1 Bath~60 m²~BER G
What you'll like:
- Central Town Location: Positioned within easy walking distance of local shops, schools, and essential Fermoy amenities, reducing daily commute times and reliance on a car.
- Attractive Entry Price: Offered at an accessible asking price of 135000 euros, providing an affordable stepping stone for first-time buyers or investors.
- Compact Floor Area: The modest sixty square meter layout limits the total volume of raw construction materials required for interior finishes and upgrades.
- End Terrace Layout: Provides the distinct advantage of extra privacy and side access compared to mid-terrace alternatives in the same estate.
- Westerly Side Garden: Features an adjacent side garden oriented toward the west, capturing pleasant evening sunlight during the warmer summer months.
- Southerly Rear Aspect: The enclosed back yard and garden enjoy a highly desirable southern exposure, maximizing potential natural daylight throughout the day.
- Redevelopment Potential: Represents a complete blank canvas opportunity for buyers seeking to design and customize a modern living space from scratch.
- Grant Eligibility Prospect: May qualify for government-backed Vacant Property Refurbishment or Derelict grants, potentially offsetting a substantial portion of renovation costs.
- Main Services Available: Connected to essential municipal infrastructure including mains water and sewage, simplifying the initial utility hookup process for builders.
- Manageable Footprint: Smaller footprint keeps long-term local property taxes and heating overheads relatively low once energy efficiency issues are resolved.
- Established Neighborhood: Situated within an established residential enclave of Fermoy, offering a settled community feel close to established schools.
- Investment Potential: Strong rental demand in the local Fermoy market could yield attractive long-term yields following a comprehensive modernization program.
- Direct Side Access: The side garden creates a practical, independent pathway to the rear yard without needing to walk through the main dwelling.
- Compact External Spaces: Small garden sizes mean minimal ongoing weekend maintenance once the initial landscaping and overgrown areas are cleared.
- Local Agent Familiarity: Managed by a well-established local estate agency who can provide useful context on neighboring property values and planning norms.
- Outdoor Storage Potential: Rear yard space provides adequate room for a small timber shed or bike store to supplement indoor storage.
- Flexible Layout Options: Two-bedroom configuration allows creative internal re-partitioning to optimize the ground floor living and kitchen zones.
- Proximity to River: Close to the scenic River Blackwater valley area, offering pleasant walking routes and recreational amenities nearby.
- Commuter Convenience: Offers straightforward access to the main Cork to Dublin transport corridor for regional travel convenience.
- Phased Renovation Feasibility: The small scale allows budget-conscious buyers to undertake internal rebuilding works in distinct, manageable financial stages.
But keep in mind:
- Extreme Energy Inefficiency: Assigned the lowest possible G energy rating, indicating severe thermal leakage, drafty windows, and excessive heating bills.
- Comprehensive Refurbishment Needed: The listing explicitly states the interior is in need of full refurbishment, requiring extensive structural and cosmetic expenditure.
- High Renovation Capital: Buyers should budget heavily for a complete strip-out, rewiring, replumbing, and damp-proofing before the house becomes habitable.
- Undefined Property Type: Official details do not specify the exact legal construction type, requiring your surveyor to inspect structural integrity carefully.
- Uncertain Grant Approval: Eligibility for the Vacant Property Refurbishment Grant is not guaranteed and requires formal local authority application and approval.
- Poor Insulation Standards: A G-rated building typically lacks adequate wall, floor, and roof insulation, necessitating expensive insulation retrofits.
- Outdated Heating Systems: The dwelling likely features obsolete or absent heating infrastructure, demanding a complete new central heating installation.
- 潜在 Structural Issues: Older vacant properties often conceal hidden damp, rot, or timber infestation that will only emerge during opening-up works.
- Limited Floor Space: At only sixty square meters, the rooms are compact and may not suit growing families seeking open-plan spaciousness.
- Single Bathroom Limit: Features only one toilet and bathroom facility, which may require clever re-plumbing to add modern ensuite convenience.
- Overgrown External Spaces: Side and rear gardens likely require significant clearance, landscaping, and possibly boundary wall repairs before they are usable.
- Hidden Remedial Costs: Older urban houses frequently encounter unexpected plumbing or electrical compliance hurdles during major modernization projects.
- Temporary Alternative Accommodation: Buyers will likely need to rent elsewhere during the heavy construction phase, adding significant indirect project costs.
- Builder Availability Delays: Securing reliable contractors for a full renovation project in the current regional construction market can cause severe timeline slippage.
- Planning and Compliance Checks: Buyers must verify that any previous alterations or extensions comply fully with local planning permission and building regulations.
- Parking Availability Unknown: The listing does not mention dedicated off-street parking, so buyers should investigate local street parking rules.
- Boundary Clarity Verification: Legal advisors must carefully check the exact title maps to confirm the boundaries of the side and rear gardens.
- Ventilation Deficits: Properties requiring full refurbishment often suffer from severe condensation and mold issues due to lack of adequate ventilation.
- Disposal and Skip Costs: Clearing out derelict interior debris and old fittings will generate substantial skip hire and waste disposal expenses.
- Mortgage Lending Hurdles: Lenders frequently hesitate to approve standard mortgages on G-rated, heavily distressed properties without specialized renovation loan products.
Price positioning
?
- The asking price appears attractively positioned because it reflects the significant heavy refurbishment required to bring a substandard dwelling up to modern living standards, particularly given the poor energy efficiency rating.
- Undervaluation signals are visible in the severe G energy rating and the confirmed need for full structural and cosmetic upgrades across the compact sixty square meter interior space.
- Potential support for this modest price point stems from government grants available for vacant or derelict properties, whereas severe cost overruns in the construction sector could undermine the overall investment value.
- Relevant factors include the convenient town centre location and the appealing westerly and southerly aspects of the side and rear gardens, which offer strong lifestyle and long-term capital appreciation potential once renovated.
Build Analysis
What we know from similar construction types
- The property is an end-of-terrace house extending to approximately 60 sq. m., requiring full refurbishment.
- A buyer should investigate the structural integrity, dampness, and overall condition of the building given its need for complete modernization.
- Verify the exact boundaries and legal title concerning the side garden and rear yard.
- Check the status of main services and connections to ensure they are fully operational or require replacement.
- Confirm eligibility criteria and application requirements for the Vacant Property Refurbishment or Derelict Grant mentioned in the listing.
Retrofit Cost*
Possible renovating / insulating expenditure
- The BER rating is G, indicating poor energy efficiency and the need for a comprehensive deep retrofit.
- A deep retrofit for a 60 sq. m. property typically costs between €50,000 and €70,000, depending on the extent of insulation, window replacements, heating system upgrades (such as a heat pump), and renewable energy integration.
- Costs may be offset by available SEAI grants and the Vacant Property Refurbishment Grant.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: €2,500 to €3,500.
- Explanation: Given the poor G energy rating, floor area of 60 square metres, and the need for full refurbishment, heating efficiency is expected to be very low, resulting in significantly higher than average energy consumption.
Pollution Safe
8/10Environmental situation to investigate
Flood Safe
7/10Water overflow reports to follow up
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
2 ST MARYS CRESCENT, FERMOY, CORK
- Sale date
- Declared sale price
- €190,000.00
12 ST MARYS CRESCENT, FERMOY, CORK
- Sale date
- Declared sale price
- €145,000.00
Recent sales in the wider Fermoy area
STRAWHALL, FERMOY, CO. CORK
- Sale date
- Declared sale price
- €410,000.00
10 KENT TERRACE, CASTLELYONS, FERMOY
- Sale date
- Declared sale price
- €205,000.00
45 PATRICK ST, FERMOY, CORK
- Sale date
- Declared sale price
- €120,000.00
11 THE COURT, DUN EALA, FERMOY
- Sale date
- Declared sale price
- €265,000.00
WILLOW GROVE, GRANGE CROSS, FERMOY
- Sale date
- Declared sale price
- €640,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Stamp duty: €1,350 based on 1% of the asking price of €135,000 for residential property under €1 million.
- Solicitor legal fees: Approximately €1,500 to €2,500 excluding VAT and outlays.
- Land registration fees: Approximately €130 to €700 depending on the application type and property value.
- Property valuation fees: Approximately €150 to €250 for a standard mortgage valuation.
- Surveyor fees: Approximately €500 to €1,000 depending on the depth of the survey required for a property needing full refurbishment.
- Annual home insurance: Approximately €350 to €700 depending on the level of coverage and the condition of the property.
Forum Talk
What people are saying about this area
- Locals frequently discuss the convenience of living within walking distance of Fermoy town centre and its amenities.
- Residents often highlight the potential for regeneration and home improvements in established residential pockets of Fermoy.
- Community discussions often mention the availability of grants such as the Vacant Property Refurbishment Grant for older housing stock.
- Property observers note that proximity to the River Blackwater makes local drainage and weather events a frequent topic of conversation.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children3/10
The property requires full refurbishment and has a G BER rating, making it unsuitable for young children until extensive modernisation works are completed.
- Teenagers3/10
With only two bedrooms and 60 square metres of living space, growing teenagers would find the accommodation very cramped.
- Multi-generational Living1/10
A compact 60 m² footprint with two bedrooms is entirely unsuitable for multi-generational living arrangements.
- Single Buyers7/10
An affordable entry-level purchase price of €135,000 presents a great opportunity for single buyers willing to take on a renovation project.
- Couples6/10
Couples looking for a fixer-upper project can shape this two-bedroom home to their taste, though extensive work is required first.
- Empty Nesters5/10
The manageable size appeals to downsizers, but the scale of refurbishment needed may prove daunting for older occupants.
- Retirees4/10
While single-level ease could be designed, the current derelict state and G energy rating require significant capital and physical management.
Work
3 areas- Remote Working5/10
The compact layout requires a dedicated workspace to be factored into the refurbishment, and buyers should verify local broadband speeds.
- Hybrid Commuting6/10
Conveniently situated in Fermoy with access to regional transport links, making hybrid working arrangements feasible.
- Retired5/10
Close proximity to town amenities suits retirement life, but the heavy renovation workload is a significant consideration.
Practical
8 areas- Ageing in Place4/10
While single-level living could potentially be configured, the property currently requires extensive refurbishment to meet modern accessibility standards.
- Low Maintenance1/10
The home is in need of full refurbishment, a G BER rating, and general redevelopment, meaning high initial maintenance and capital expenditure.
- Secure Gated Entry1/10
The property is an open end-of-terrace dwelling with standard street and garden access rather than a gated enclosure.
- Minimalist Design6/10
The 60 m² footprint lends itself naturally to a minimalist layout once the interior is gutted and redesigned.
- Flexible Floor Plans5/10
Full refurbishment offers a blank canvas, though the modest 60 m² size imposes structural boundaries on layout changes.
- Heritage Home4/10
Located in an established crescent, though specific historical protections should be verified by the buyer.
- Ecological Setup2/10
With a G BER rating and an energy performance indicator of 262, the property currently has very poor energy efficiency requiring substantial upgrades.
- Outdoor areas7/10
Features a side garden with a westerly aspect as well as a rear yard and garden with a southerly aspect, offering excellent outdoor potential.
Interests
9 areas- Gardening6/10
The property benefits from both a side garden with a westerly aspect and a rear yard and garden with a southerly aspect, offering plenty of potential for keen gardeners.
- Walking8/10
Being located within walking distance of all town amenities makes it exceptionally easy to incorporate daily walks into a routine.
- Gym6/10
Town-centre location generally provides reasonable access to local fitness facilities and community recreation options.
- Cycling6/10
The town setting allows for straightforward cycling trips to local amenities, though regional routes require navigation of local traffic.
- Golf5/10
Fermoy and the surrounding Co. Cork area offer regional golf courses, though access depends on transport availability.
- Fishing7/10
Fermoy is well-known for its proximity to the River Blackwater, making it a convenient base for angling enthusiasts.
- Horse Riding4/10
Equestrian facilities are typically found in the surrounding countryside rather than directly within the town footprint.
- Water Sports5/10
While the River Blackwater runs through Fermoy for specific river activities, major water sports require travel further afield.
- Entertaining4/10
At 60 m² and requiring full refurbishment, indoor entertaining space is currently limited until renovations are completed.
Lifestyle
5 areas- Quiet Living6/10
Located in Fermoy, the area offers a balanced pace of life, though being near town amenities introduces some local activity.
- Rural Living2/10
This is an end-of-terrace town property within walking distance of amenities, offering an urban-suburban setting rather than rural isolation.
- Village Living8/10
Situated within walking distance of Fermoy town centre, residents can easily access local shops, services, and community focal points.
- Coastal Living1/10
Co. Cork features extensive coastline, but Fermoy is an inland town far removed from coastal environments.
- Urban Living7/10
Proximity to the town centre provides convenient access to local conveniences, dining, and services on foot.
Social
6 areas- Community Involvement7/10
A residential crescent close to the town centre fosters opportunities to engage with the local Fermoy community.
- Café Culture7/10
Being within walking distance of town amenities places local cafés and social spots within easy reach.
- Nightlife5/10
Local pubs and evening venues in Fermoy are accessible on foot, though options are quieter than a major city.
- Health/Wellness groups6/10
Town amenities typically host various local clubs, wellness classes, and healthcare services.
- Networking Opportunities4/10
Fermoy offers local business networks, but professional networking is more concentrated in larger employment hubs like Cork City.
- Tech-Hub Connectivity3/10
Buyers should verify the availability of high-speed fibre broadband to support tech-focused roles.
Listing information
- Agent
- Sherry FitzGerald O'Donovan (Fermoy)
- Phone
- 025 327 25
- Published on HouseDelve
- 1 October 2026
- Correction
- Report an issue
HD-05FBC6HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.