Photograph 1 of 18 of 41 Morgan Street, Waterford, Co. Waterford
1 / 18

41 Morgan Street, Waterford, Co. WaterfordX91X56Y

€265,000

3 Bed~2 Bath~85 m²~BER C

What you'll like:

  • Central city location: Situated right in the heart of Waterford City, this property places everyday amenities, shops, and services within easy walking distance for maximum daily convenience.
  • Adjacent to major supermarket: Being located directly next to the SuperValu Hypermarket makes weekly grocery shopping exceptionally convenient without requiring a car.
  • Proximity to Ballybricken: The house is positioned very close to the historic Ballybricken area, offering a distinct neighborhood feel while remaining close to the urban core.
  • Spacious three-floor layout: Arranged across three distinct levels, the accommodation provides surprisingly generous proportions and good separation of living spaces for an eighty-five square meter footprint.
  • Three double bedrooms: Featuring three proper double bedrooms distributed across the upper floors, the home accommodates families or guests much more comfortably than typical two-bedroom city dwellings.
  • Presented in excellent condition: The residence has been lovingly maintained by the current owners, allowing a buyer to move in immediately without undertaking urgent decorative repairs.
  • Charming original features: Retaining attractive architectural details such as front sash windows, original internal doors, and decorative coving adds tangible aesthetic appeal and historic character.
  • Feature fireplaces included: Two of the bedrooms feature charming period fireplaces, enhancing the interior ambiance and preserving the unique character of the older city residence.
  • Modern kitchen installed: The functional kitchen space comes fully equipped with a double oven, hob, and fridge freezer under a bright Velux window, ready for immediate culinary use.
  • Dual bathroom facilities: Having both a ground floor bathroom with a bath and a separate second floor electric shower room reduces morning queues in a busy household.
  • Double glazed windows: Fitted with double-glazed windows throughout, the home offers improved thermal insulation and acoustic dampening against city center street noise.
  • Gas fired central heating: The property benefits from a reliable gas-fired central heating system driven by a modern combi boiler for efficient home temperature control.
  • South facing rear yard: The compact rear outdoor space enjoys a highly desirable south-facing orientation, maximizing natural sunlight exposure during the warmer summer months.
  • Al fresco dining potential: The thoughtfully arranged south-facing yard provides an inviting and private spot for outdoor relaxing and warm-weather outdoor dining.
  • Strong rental investment appeal: The central urban positioning and three-double-bedroom configuration make this an attractive asset for prospective buy-to-let landlords targeting strong rental demand.
  • Ideal first time buyer home: The accessible asking price combined with turn-key presentation offers a realistic and comfortable stepping stone for purchasers entering the property market.
  • Stable asking price history: Recorded asking price tracking shows a steady, unchanged €265,000 figure, suggesting a firm vendor pricing strategy without erratic mid-campaign adjustments.
  • Sole agent representation: Being handled exclusively by Barry Murphy Auctioneers simplifies the direct communication channel and negotiation process for interested prospective buyers.
  • Walkable transport links: Easy access to the wider Waterford City center ensures straightforward connectivity to local bus routes and regional infrastructure without relying heavily on parking.
  • Efficient floor space utilization: At eighty-five square meters, the clever vertical three-story layout maximizes room volumes effectively without feeling overly cramped or poorly proportioned.

But keep in mind:

  • Compact rear yard size: The outdoor space to the rear is described as a small yard, offering very limited green lawn space or room for extensive garden projects.
  • Three story vertical living: Distributing bedrooms across three distinct floors means frequent stair climbing, which might prove inconvenient for buyers with mobility limitations or young toddlers.
  • C BER energy rating: A C-grade BER rating indicates that while moderately efficient, the property may lack top-tier thermal performance and could benefit from future insulation upgrades.
  • Limited off street parking: Being located on a central city street implies that parking may rely on resident permits or public spaces, raising potential vehicle security and availability concerns.
  • City center noise levels: Morgan Street's central urban setting could experience higher ambient traffic and pedestrian noise levels, potentially impacting peace and quiet during busy periods.
  • Shared boundaries closeness: As a terraced city property, party walls are shared tightly on both sides, meaning acoustic privacy from immediate neighbors should be carefully investigated.
  • Bathroom layout constraints: Having the main bathroom on the ground floor while all bedrooms sit on upper levels could prove slightly inconvenient during night-time bathroom trips.
  • Lino kitchen flooring: The kitchen features lino flooring rather than hardwood or tile, which some buyers might find less durable or visually appealing over long-term usage.
  • Staircase configuration steepness: Multi-story terraced homes often feature relatively steep or narrow internal staircases, requiring careful verification during viewings for furniture moving logistics.
  • Potential structural quirks: Older city residences with original features can occasionally hide latent issues such as dampness or outdated wiring, making a thorough structural survey essential.
  • Lack of private driveway: The total absence of a dedicated driveway means vehicle owners must factor in local authority parking charges or availability constraints.
  • Compact second floor shower room: The upper shower room measures under two square meters, providing a functional but very tight washing space for occupants of the top floor bedroom.
  • Upgrading potential unknown: Buyers should verify the exact age and service history of the gas combi boiler to avoid unexpected replacement expenses shortly after purchase.
  • High urban density surroundings: High-density city living offers convenience but typically comes with less neighborhood green space and closer proximity to commercial activities.
  • Resale liquidity concentration: Properties tailored heavily toward urban investors or first-time buyers can sometimes experience fluctuating demand cycles depending on broader economic lending conditions.
  • Window maintenance requirements: Traditional front sash windows add wonderful aesthetic charm, but buyers should inspect their operational smoothness and timber health to avoid costly restoration work.
  • Limited storage provisions: Traditional terraced homes frequently lack built-in attic or large utility storage spaces, requiring careful evaluation of wardrobe and household item capacity.
  • Ventilation in bathrooms: Buyers should inspect the mechanical ventilation or window options in both bathroom spaces to ensure adequate moisture control and prevent mold accumulation.
  • Boundary line clarity: The exact legal boundaries and maintenance responsibilities for the rear yard walls should be verified by your solicitor during the conveyancing process.
  • future retrofit costs: Achieving higher energy efficiency ratings beyond the current C BER band might require significant capital investment in external insulation or heat pumps.

Price positioning

?
This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price looks slightly overvalued compared with the available evidence.
  • The asking price of €265,000 initially appears somewhat ambitious when evaluated against historical transactions on the same street, many of which reflect significantly lower price points for similar terraced housing stock.
  • Valuation signals present a mixed picture, where historical street sales point towards a lower baseline, yet the subject property boasts extensive modern upgrades, a C BER rating, and a central location that justify a premium.
  • Strong factors supporting this valuation include the excellent decorative condition, three-story layout across 85 square meters, and a south-facing rear yard, while potential upside could be undermined by broader neighborhood pricing ceilings.
  • Relevant market dynamics suggest that properties offering turnkey condition in central urban locations frequently command higher buyer interest, potentially bridging the gap between historical averages and the current asking price.

Build Analysis

What we know from similar construction types

  • The property is a three-storey terraced city residence dating back to an earlier era, retaining original character features such as sash windows to the front, original internal doors, decorative coving, and feature fireplaces.
  • Arranged over three floors with an 85 m² floor area, the layout includes bedrooms and shower facilities distributed across the upper levels, alongside a ground-floor bathroom and kitchen extension.
  • Buyers should investigate the condition of the roof, timber structures, and older architectural elements typical of multi-storey terraced townhouses.
  • Check for adequate ventilation and damp-proofing in the ground-floor kitchen extension and rear bathroom, and verify the maintenance history of the gas-fired central heating combi boiler.
  • Ensure that any historical alterations or extensions comply with local building regulations and planning standards.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost is 1,200 euro to 1,500 euro.
  • The property has a floor area of 85 square metres and a C energy rating, featuring gas-fired central heating with a combi boiler, which influences the overall energy consumption profile.

Pollution Safe

8/10

Environmental situation to investigate

  • The property is located in an established urban environment with typical municipal services and no major heavy industrial facilities immediately adjacent.
  • Any historical urban land uses or potential legacy concerns in the wider city centre area should be independently verified by prospective buyers if specific environmental audits are required.

Flood Safe

8/10

Water overflow reports to follow up

  • The property is situated in a central urban area of Waterford City near Ballybricken, with no specific mapped flood hazards directly affecting the immediate street.
  • Although the living areas span multiple floors starting from the ground level, access and the small rear yard are at ground level, meaning surface water pooling during heavy downpours could potentially affect external areas or low-level entry points.
  • While official mapping does not indicate heightened exposure, standard local drainage checks and confirmation of home insurance terms are still recommended given the city-centre setting.
Supporting evidence: Low

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

  • 40 MORGAN ST, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €117,000.00
  • 34 MORGAN ST, WATERFORD

    Sale date
    Declared sale price
    €217,000.00
  • 3 MORGAN ST, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €114,000.00
  • 7 MORGAN ST, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €113,000.00
  • 34 MORGAN ST, WATERFORD

    Sale date
    Declared sale price
    €180,000.00

Recent sales in the wider Waterford area

  • 62 SLIEVEKEALE RD, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €330,000.00
  • 68 MOUNT SION AVE, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €238,682.00
  • 18 MARIAN PARK, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €325,000.00
  • 112 GRIFFITH PLACE, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €175,000.00
  • 23 MORRISSONS RD, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €182,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

  • 41 MORGAN ST, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €95,000.00

Buyer fees*

Associated expenses guide

  • Estimated stamp duty: €2,650 — 1% of €265,000.
    ?
    Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
  • Solicitor legal fees: 1,500 euro to 2,500 euro plus VAT and outlays.
  • Land registration fees: 175 euro to 800 euro depending on property value and mapping requirements.
  • Property valuation fees: 150 euro to 250 euro for a standard mortgage valuation.
  • Surveyor fees: 400 euro to 800 euro depending on the level of detail required for a structural survey.
  • Annual home insurance: 350 euro to 600 euro depending on the level of contents and buildings cover.

Forum Talk

What people are saying about this area

  • Residents on local forums frequently discuss the ongoing revitalisation of central Waterford City, noting improvements in urban amenities and pedestrian access.
  • Community groups often highlight the convenience of living near Ballybricken and major retail hubs like SuperValu for daily errands.
  • Discussions regarding city centre living often touch upon parking availability and traffic management during peak hours.
  • Neighbourhood forums generally view properties close to the core commercial district as strong options for first-time buyers and investors.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property offers three bedrooms, but being arranged over three floors with stairs and a small city-centre yard rather than a traditional lawn may be less practical for families with very young children.

    5/10
  • Teenagers

    The three-floor layout provides good separation of bedrooms, giving teenagers some privacy, though the overall floor area of 85 square metres is relatively compact for older kids.

    6/10
  • Multi-generational Living

    With three floors and two bathrooms, spatial separation is possible, but the 85 square metres of floor area limits comfortable multi-generational living.

    3/10
  • Single Buyers

    An excellent match for single buyers looking for a central city residence with low maintenance and easy access to amenities and transport links.

    9/10
  • Couples

    Provides plenty of space for a couple with three bedrooms, allowing for a home office or guest room, and is conveniently located near the city centre.

    8/10
  • Empty Nesters

    The central location and low maintenance are appealing, though the three-story layout requires regular stair climbing which may not suit everyone as they age.

    6/10
  • Retirees

    While close to local shops and services, the multi-story configuration with stairs across three levels might present challenges for retirees seeking single-level ease.

    5/10

Work

3 areas
  • Remote Working

    With three bedrooms, there is ample flexibility to designate one as a home office, though buyers should verify broadband speeds.

    7/10
  • Hybrid Commuting

    Central city location offers great convenience for accessing public transport links for hybrid commuting schedules.

    8/10
  • Retired

    Convenient for access to urban amenities, though the three-story layout might not suit retirees looking to avoid stairs.

    5/10

Practical

8 areas
  • Ageing in Place

    The multi-story arrangement spanning three floors makes long-term ageing in place challenging due to the constant requirement of stairs.

    3/10
  • Low Maintenance

    A compact 85 square metre terraced footprint with a small paved yard requires minimal upkeep compared to a detached house with large grounds.

    8/10
  • Secure Gated Entry

    This is a standard street-front terrace property with direct access from Morgan Street rather than a gated development.

    2/10
  • Minimalist Design

    While presented in excellent condition, the home retains a wealth of original character features like decorative coving and sash windows rather than stark minimalism.

    6/10
  • Flexible Floor Plans

    Arranged across three floors with three bedrooms, offering distinct separation, though the traditional terraced layout has fixed structural walls.

    6/10
  • Heritage Home

    Features attractive original character including sash windows to the front, original internal doors, decorative coving, and feature fireplaces.

    7/10
  • Ecological Setup

    Benefits from a C BER rating and a modern gas-fired combi boiler, though older heritage elements might present insulation limits typical of city terraces.

    5/10
  • Outdoor areas

    Features a small south-facing yard which is nicely arranged for al fresco dining, but lacks a traditional lawn or expansive garden space.

    4/10

Interests

9 areas
  • Gardening

    The property features only a small south-facing yard rather than a proper garden, offering limited scope for extensive gardening.

    3/10
  • Walking

    Superb central location allows for effortless walking access to Waterford City Centre, local shops, and amenities.

    9/10
  • Gym

    Being close to the city centre provides good access to local fitness facilities and gyms within a short distance.

    7/10
  • Cycling

    Urban location makes cycling around the city convenient, though secure indoor storage space for bikes should be verified.

    7/10
  • Golf

    Waterford has nearby golf courses, but reaching them will require transport as the property is deeply urban.

    5/10
  • Fishing

    Proximity to the River Suir allows for fishing access in the wider area, though not directly outside the door.

    4/10
  • Horse Riding

    An urban city-centre setting is entirely unsuited for keeping horses or immediate equestrian pursuits.

    2/10
  • Water Sports

    The River Suir and nearby coastal areas offer water sports potential, requiring travel from this central city spot.

    4/10
  • Entertaining

    The ground floor features a generous living/dining room and a small south-facing yard that works well for al fresco dining during warmer months.

    7/10

Lifestyle

5 areas
  • Quiet Living

    Situated in the heart of Waterford City adjacent to a hypermarket and busy central streets, which means urban noise is likely to be present.

    4/10
  • Rural Living

    This is a strictly urban city-centre terrace with no rural characteristics.

    1/10
  • Village Living

    While located in a city, the proximity to local shops and neighbourhood hubs like Ballybricken offers a community-focused feel.

    5/10
  • Coastal Living

    Waterford has proximity to the coast, but this specific address is an urban inland city residence.

    4/10
  • Urban Living

    Ideally positioned in central Waterford, within easy walking distance of shops, services, and everyday amenities.

    10/10

Social

6 areas
  • Community Involvement

    Proximity to Ballybricken and local city areas encourages active participation in urban community groups and events.

    7/10
  • Café Culture

    Being in the heart of Waterford City places numerous local cafes, restaurants, and social spots right on the doorstep.

    9/10
  • Nightlife

    Central urban location provides easy walking access to the city's pubs, bars, and evening entertainment venues.

    8/10
  • Health/Wellness groups

    City-centre positioning ensures straightforward access to local health classes, wellness centers, and pharmacies.

    7/10
  • Networking Opportunities

    Urban living and proximity to business hubs facilitate networking and professional connections.

    8/10
  • Tech-Hub Connectivity

    City location generally supports good infrastructure options, though specific fiber broadband availability should be verified by the buyer.

    7/10

Listing information

Agent
Barry Murphy Auctioneers Ltd
Phone
051 858 444
Current status
active
Published on HouseDelve
2 November 2026
Correction
Report an issue
Property reference: HD-CBA36DHouseDelve · Republic of Ireland

Report checks

Sources used: Public marketplace, Property Price Register, and grounded web research where available.

Automated quality checks: Passed

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.