4 St Patrick's Terrace, Cavan, Co. CavanH12DT22
€175,000
3 Bed~1 Bath~86 m²~BER F
What you'll like:
- Central town location: The property is positioned within a mature residential neighborhood just a short stroll from Cavan town centre, providing excellent convenience to local amenities and services.
- Accessible asking price: Listed at €175,000, this three-bedroom residence presents an approachable entry point for first-time buyers, downsizers, or investors seeking an affordable urban purchase.
- Manageable floor area: Extending to approximately 86 square metres, the accommodation offers a practical, easy-to-maintain footprint well-suited for efficient day-to-day living and lower upkeep costs.
- Ground floor study option: The versatile ground-floor bedroom or study provides flexible living arrangements for remote workers, guests, or residents requiring step-free accommodation options.
- Generous double bedrooms: Upstairs features two well-proportioned double bedrooms equipped with solid wooden flooring and built-in wardrobes, ensuring comfortable private spaces for occupants.
- Solid oak kitchen: The kitchen is fitted with solid oak units and tiled flooring, offering durable and traditional cabinetry that can readily serve daily culinary needs.
- Enclosed front yard: The property enjoys a well-maintained, west-facing cobble lock paved front area enclosed by wrought iron railings, creating a private and welcoming approach.
- Private rear yard: To the rear, an enclosed yard provides a secure outdoor space for domestic tasks, outdoor seating, or pet containment without requiring extensive gardening.
- Rear utility shed: A useful utility shed is located in the rear yard, supplying supplementary storage space and helping to keep laundry appliances outside the main living zones.
- Rear laneway access: The utility shed and rear yard benefit from direct access onto a rear laneway, facilitating convenient bins movement, bicycle storage, and maintenance access.
- Dual heating provisions: The living room features a fireplace equipped with a back boiler, complementing the oil-fired central heating system to offer flexible heating options.
- Understairs storage utility: The entrance hallway incorporates practical understairs storage space, maximizing the utility of the interior footprint for household belongings.
- Established residential setting: Situated within a mature and settled neighborhood, residents can benefit from a stable community atmosphere close to established schools and shops.
- Low maintenance exterior: Both the front cobble lock paving and enclosed rear yard minimize lawn mowing and intensive gardening requirements for busy occupants.
- Electric shower fitted: The fully tiled ground floor shower room features an independent electric shower unit, ensuring reliable hot water availability regardless of the central heating cycle.
- Built-in wardrobe storage: Multiple rooms include built-in wardrobe installations, reducing the need for freestanding furniture and optimizing floor space across the bedrooms.
- Tiled wet areas: The kitchen and bathroom feature tiled flooring and wall finishes, assisting with everyday cleaning and moisture resistance in high-traffic utility zones.
- Natural light potential: The west-facing front orientation allows afternoon sunlight to illuminate the front yard and entrance zone, enhancing the property curb appeal.
- Investment versatility: Given its compact size, central location, and three-bedroom layout, the property holds strong potential appeal for rental tenants seeking urban convenience.
- Direct utility access: The kitchen provides a direct doorway leading out to the rear yard, ensuring seamless movement between indoor dining and outdoor utility areas.
But keep in mind:
- Poor energy rating: The dwelling holds a low BER rating of F with an energy performance indicator of 418.41, indicating very poor thermal efficiency and high heating costs.
- Substantial upgrade required: Achieving an acceptable modern energy standard will require significant capital investment in deep retrofitting, insulation, and potential window replacements.
- Single bathroom configuration: The house contains only one combined shower room and toilet on the ground floor, which may cause convenience bottlenecks for a three-bedroom household.
- Ground floor bathroom access: Having the sole bathroom located entirely on the ground floor requires upstairs occupants to navigate stairs during the night.
- Outdated heating systems: Reliance on an older oil-fired system and a back boiler suggests heating infrastructure that should be inspected for efficiency and safety compliance.
- Potential solid fuel emissions: Utilizing open hearth fireplaces and back boilers may be subject to local smoky coal regulations and requires thorough chimney condition checks.
- Compact room dimensions: Several rooms feature modest spatial dimensions, which could limit furniture layouts and prove restrictive for larger families or modern lifestyle trends.
- Rear laneway security: Having access onto a rear laneway introduces potential security vulnerabilities that require buyers to ensure secure gates and exterior lighting.
- Aged interior finishes: The presence of vinyl flooring in several primary areas indicates that a new owner may need to budget for immediate cosmetic flooring upgrades.
- Limited parking provisions: There is no dedicated off-street parking bay indicated, meaning residents must rely on street parking along the mature residential terrace.
- Terraced noise transmission: As a mid-terrace residence, acoustic privacy from immediate neighbors on both sides should be verified during site visits.
- Historic fabric maintenance: Mature terrace homes can conceal older wiring, plumbing, or damp issues that require comprehensive pre-purchase structural surveys to uncover.
- Ventilation and moisture: Older town dwellings with low energy ratings can be prone to condensation build-up, making adequate ventilation checks essential in bedrooms.
- Shed structural condition: The utility shed in the rear yard should be inspected for roof integrity, dampness, and electrical safety before relying on it for storage.
- Restricted kitchen workspace: The kitchen configuration, while functional, may offer limited counter space for modern cooking appliances and food preparation needs.
- Storage water heater limits: The hot water cylinder located in the living room hotpress should be checked for insulation standards and overall heating capacity.
- Roof and attic insulation: Given the F rating, the attic space likely requires immediate upgrading of loft insulation depth to prevent significant heat loss.
- Window and door efficiency: Older window units and exterior doors should be examined for draughts and double-glazing integrity to avoid expensive near-term replacements.
- Boundary clarity check: Buyers should verify exact legal boundaries and shared maintenance responsibilities for the rear laneway and party walls with a solicitor.
- Plumbing system evaluation: The condition of the internal water supply pipes and drainage should be professional evaluated to rule out outdated lead or galvanized piping.
Price positioning
?
- The asking price appears reasonably valued when considering current regional market trends and the mature central location within Cavan town, offering accessible entry-level pricing for buyers seeking a manageable footprint close to local amenities.
- Potential overvaluation risks stem from the very poor F energy rating, which will demand immediate capital expenditure to upgrade insulation and heating systems to modern standards of efficiency and comfort.
- Strong support for this valuation level could come from steady demand for starter homes and downsizing options, though extensive retrofit costs might ultimately undermine buyer enthusiasm and net value realization.
- Additional relevant factors include the practical inclusion of a rear utility shed with laneway access and a low-maintenance front yard, which enhances functional utility despite the compact eighty-six square metre floor area.
Build Analysis
What we know from similar construction types
- The property is a mid-terrace residence extending to approximately 86 sq.m, located in a mature and well-established residential neighbourhood.
- Features oil-fired central heating and a fireplace with a back boiler, indicating older heating technology that should be inspected for efficiency and compliance.
- A buyer should investigate the overall structural condition, insulation levels, and ventilation, particularly given the poor energy rating.
- Check the condition of the roof, windows, and rear utility shed, as well as the legal right-of-way and access arrangements for the rear laneway.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property has a poor BER rating of F, indicating a very high energy loss and inefficient thermal envelope.
- A comprehensive deep retrofit including external wall insulation, upgraded windows and doors, attic insulation, and a modern heat pump or upgraded heating system is estimated to cost between €45,000 and €65,000, depending on contractor rates and grant availability through SEAI.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: approximately 2,200 to 2,800 euro
- Explanation: Given the 86 square metre floor area and a low BER rating of F indicating poor energy efficiency, heating costs are expected to be significantly higher than average.
Pollution Safe
8/10Environmental situation to investigate
- The property is located in a well-established residential area of Cavan town with no prominent heavy industrial facilities or active large-scale landfill sites immediately adjacent.
- Any minor legacy environmental considerations typical of older urban settings should be verified independently during standard property due diligence.
Flood Safe
8/10Water overflow reports to follow up
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
No verified results were found for this group in the previous five years.
Recent sales in the wider Cavan area
19 COLLEGE ST, CAVAN, CAVAN
- Sale date
- Declared sale price
- €215,000.00
32 TULLACMONGAN, CAVAN, CAVAN
- Sale date
- Declared sale price
- €180,000.00
14A DRUMNAVANAGH, CAVAN, CAVAN
- Sale date
- Declared sale price
- €290,000.00
24 LORETO WOOD, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
101 AUGHNASKERRY DR, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
4 ST PATRICKS TERRACE, CAVAN, CAVAN
- Sale date
- Declared sale price
- €93,000.00
Buyer fees*
Associated expenses guide
- Stamp duty: approximately 1 percent of the purchase price (approx 1,750 euro)
- Solicitor legal fees: approximately 1,500 to 2,500 euro plus outlay
- Land registration fees: approximately 400 to 800 euro depending on the registration type
- Property valuation fees: approximately 150 to 300 euro
- Surveyor fees: approximately 400 to 800 euro for a structural survey
- Annual home insurance: approximately 350 to 600 euro depending on policy coverage
Forum Talk
What people are saying about this area
- Locals often discuss the convenience of living within walking distance of Cavan town centre, noting the mature and settled nature of St Patrick's Terrace.
- Residents highlight the general accessibility of local amenities, schools, and services from this side of town.
- Community groups frequently share updates regarding local council maintenance and infrastructural improvements in the surrounding residential areas.
- Parking and traffic flow along older residential access roads in central Cavan occasionally attract discussion among local motorists.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children6/10
The property provides three bedrooms and an enclosed front yard, but the low BER rating and proximity to town centre traffic require some consideration for families with very young children.
- Teenagers7/10
Being a short stroll from Cavan town centre offers teenagers great independence and access to local amenities and social spots.
- Multi-generational Living4/10
With 86 square metres of floor area and one bathroom, space is limited for comfortable multi-generational living.
- Single Buyers9/10
An affordable asking price and manageable size make this an exceptional starting point for single buyers entering the property market.
- Couples8/10
The layout provides ample room for couples starting out or those looking for a manageable, central home to maintain together.
- Empty Nesters8/10
The single-story flexibility including a ground-floor bedroom option appeals well to empty nesters looking to downsize near town.
- Retirees7/10
Proximity to town amenities is ideal for retirees, though the stairs and the poor BER rating of F mean heating costs and energy upgrades should be investigated.
Work
3 areas- Remote Working7/10
The inclusion of a versatile study or ground-floor bedroom provides a dedicated space suitable for remote working setups.
- Hybrid Commuting6/10
Convenient access to Cavan town transport links supports hybrid commuting patterns, depending on your final destination.
- Retired7/10
Well-suited for retirees wanting low-maintenance living close to medical, retail, and social services.
Practical
8 areas- Ageing in Place7/10
Features a ground-floor bedroom and shower room, making it a viable option for ageing in place with minor adaptations.
- Low Maintenance7/10
The compact 86 square metre footprint and paved outdoor areas mean minimal upkeep is required.
- Secure Gated Entry4/10
The property features an enclosed front yard with wrought iron railings rather than a secure gated community setup.
- Minimalist Design5/10
A traditional terrace layout with conventional room divisions rather than open-plan minimalist architecture.
- Flexible Floor Plans6/10
The inclusion of a ground-floor study or bedroom provides useful flexibility for changing lifestyle needs.
- Heritage Home5/10
Located in a mature, established terrace, though not formally classified as a protected heritage structure.
- Ecological Setup2/10
The poor BER rating of F indicates significant energy inefficiency, and the buyer should investigate upgrade requirements.
- Outdoor areas5/10
Includes a well-maintained cobble-lock front yard and an enclosed rear yard with a utility shed and rear laneway access.
Interests
9 areas- Gardening4/10
Outdoor space is mostly paved with a cobble-lock front yard and an enclosed rear yard, leaving limited scope for traditional gardening.
- Walking8/10
The central location makes it very easy to walk into Cavan town centre for shopping, dining, and daily errands.
- Gym7/10
Proximity to town means local fitness centres and gym facilities are easily reachable.
- Cycling6/10
Flat town surroundings are reasonably accessible by bicycle, though dedicated infrastructure varies.
- Golf6/10
Cavan golf amenities are accessible via a short drive from the central location.
- Fishing5/10
County Cavan is renowned for lakes, though transport is required to reach specific angling spots from this town terrace.
- Horse Riding4/10
Equestrian facilities are generally located further out in the surrounding countryside rather than directly in town.
- Water Sports3/10
Limited direct access to water sports facilities locally without travelling to nearby lake activity centres.
- Entertaining6/10
The kitchen and dining spaces offer a functional setup for hosting small groups, complemented by an enclosed rear yard.
Lifestyle
5 areas- Quiet Living6/10
Situated in a mature residential neighbourhood close to town, offering a settled environment although urban sounds may be present.
- Rural Living2/10
This is a distinctly urban or town-edge setting rather than a rural location.
- Village Living7/10
Provides a community-focused feel typical of established residential terraces within a short walk of town amenities.
- Coastal Living1/10
The property is located inland in County Cavan with no coastal proximity.
- Urban Living8/10
Positioned just a short stroll from Cavan town centre, offering excellent convenience for day-to-day urban living and services.
Social
6 areas- Community Involvement7/10
Mature residential neighbourhoods typically feature active local communities and long-term residents.
- Café Culture7/10
A short stroll into Cavan town centre puts local cafes and eateries within easy reach.
- Nightlife7/10
Pubs and evening entertainment venues in the town centre are easily accessible on foot.
- Health/Wellness groups6/10
Local community hubs and health-oriented groups in Cavan town offer various pilates and stretching classes.
- Networking Opportunities5/10
Networking options are generally centered around local business groups and regional town initiatives.
- Tech-Hub Connectivity5/10
Standard broadband is available, though buyers should verify specific high-speed fiber availability for intensive tech roles.
Listing information
- Agent
- Sherry FitzGerald Declan Woods
- Phone
- 049 438 0038
- Published on HouseDelve
- 4 October 2026
- Correction
- Report an issue
HD-2034C4HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.