4 Castle Terrace, Monkstown,, Monkstown, CorkT12FXF7
€349,500
3 Bed~1 Bath~95 m²~BER G
What you'll like:
- Harbour village location: Situated in the highly desirable and picturesque harbour village of Monkstown, offering a charming lifestyle right above Sand Quay with appealing local amenities nearby.
- Period facade charm: Retains an elegant and attractive period exterior appearance that provides wonderful traditional character which stands out within the immediate neighbourhood streetscape.
- Deceptive internal space: The building offers surprisingly spacious accommodation internally that easily defies the modest exterior proportions, giving a buyer much more usable room than initially expected.
- Attic conversion bonus: Features a fine attic conversion measuring nineteen by ten feet six inches, which adds valuable versatile space that can be adapted for various lifestyle needs.
- Well maintained condition: Described as being really well maintained, improved, and upgraded, meaning a new owner may face fewer immediate heavy repair costs upon moving in.
- Period features retained: Includes nice older style architectural features that enhance the interior authenticity and charm, appealing directly to lovers of traditional character homes.
- Quality flooring installed: Equipped with attractive timber and Chinese slate flooring downstairs, providing durable and visually appealing surfaces that complement the historic nature of the property.
- Upper floor views: Benefits from nice views from the upper levels, allowing residents to enjoy pleasant vistas overlooking the surrounding harbour village landscape.
- Low maintenance garden: The cobble-locked rear garden area provides an easily managed outdoor space, allowing buyers to enjoy fresh air without intensive weekend gardening chores.
- Natural stone boundary: Features a characterful natural stone boundary wall in the rear outdoor area, adding structural texture and local geological authenticity to the plot.
- Breakfast room study: Includes a dedicated breakfast room or study space measuring fourteen by seven feet six inches, offering flexible layout options for remote work or casual dining.
- L shaped kitchen: Features a practical L-shaped kitchen layout equipped with fitted units and tiled worktops, creating an efficient workspace for everyday meal preparation.
- Instant electric shower: The bathroom is fitted with an instant electric shower unit, ensuring reliable and on-demand hot water for daily convenience without relying solely on the main heating.
- Extensively tiled bathroom: The bathroom is extensively tiled for easy cleaning and moisture management, reducing long-term maintenance concerns in the wet areas.
- Fitted landing storage: The large first-floor landing includes fitted units, maximizing the available footprint for discreet household storage and organization.
- Bedroom storage units: Bedrooms one and two feature built-in units, saving valuable floor space and providing ready-made wardrobe solutions for incoming occupants.
- Stable asking price: The asking price has remained completely unchanged at three hundred forty-nine thousand five hundred euros during tracked observations, suggesting a firm vendor pricing stance.
- Compact floor area: The ninety-five square meter floor plan strikes a manageable balance for singles, couples, or small families seeking an efficient urban-village footprint.
- Local agent representation: Marketed by an established local agency, providing buyers with professional regional expertise and familiar points of contact during negotiations.
- Village amenities nearby: Positioned within walking distance of local commercial and social amenities, reducing reliance on private vehicular transport for daily essentials.
But keep in mind:
- Severe BER rating: Holds a terrible G energy rating, which indicates extremely poor thermal performance and will likely necessitate a comprehensive and costly energy retrofit.
- Electric heating system: Relies on electric heating rather than a modern central gas or heat pump system, which can translate into significantly higher ongoing winter utility bills.
- Poor insulation risk: The G energy rating strongly implies substandard insulation levels throughout, potentially leading to cold drafts, dampness risks, and high heat loss.
- Substantial upgrade costs: Bringing this period residence up to modern comfort and energy efficiency standards will require substantial capital expenditure beyond the initial purchase price.
- Single bathroom limitation: Features only one bathroom to service the entire three-bedroom layout, which may create morning bottlenecks for busy households or visiting guests.
- Small third bedroom: The third bedroom measures a very compact seven by six feet three inches, severely limiting its utility to a nursery, tiny office, or storage room.
- Modest second bedroom dimension: Bedroom two measures ten by nine feet six inches, offering relatively tight quarters for a double bed and standard bedroom furnishings.
- Staircase to attic compliance: Buyers should investigate whether the attic conversion complies with current building regulations regarding fire safety, ceiling height, and structural load.
- Older style fireplace age: The sitting room contains an older style fireplace that should be inspected by a certified chimney professional before any active usage.
- Potential damp issues: Older period buildings without damp-proof courses can suffer from rising or penetrating damp, requiring careful surveyor scrutiny during the due diligence phase.
- Limited private parking: The listing provides no mention of dedicated off-street parking, which could make vehicle accommodation challenging in this popular harbour village.
- Compact outdoor plot: The enclosed cobble-lock rear garden offers minimal green space or soft landscaping, which might disappoint buyers seeking a traditional lawn.
- Historic fabric maintenance: Maintaining traditional period features and natural stone walls often requires specialist masonry and carpentry skills, increasing ongoing upkeep expenses.
- Fixed asking price stance: The lack of price reductions in the tracked history indicates the seller may currently be inflexible on price during initial negotiations.
- Upgraded claims verification: The vendor's description of improvements should be independently verified by a qualified structural surveyor to confirm the quality of past work.
- Ventilation in converted attic: Buyers must check that the converted attic space has adequate natural light, ventilation, and insulation to ensure comfortable year-round living.
- Kitchen layout constraints: While functional, the L-shaped kitchen layout may offer limited counter space and flexibility for modern culinary appliances and large families.
- Electrical system review: Given the home's period nature, the buyer should commission a thorough electrical survey to ensure the wiring meets contemporary safety standards.
- Plumbing infrastructure check: The existing plumbing system and electric shower should be professionally evaluated to gauge remaining lifespan and prevent sudden leak failures.
- Resale energy penalty: A G energy rating can negatively impact future resale liquidity and valuation growth until an energy overhaul is successfully completed.
Price positioning
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- The asking price appears somewhat undervalued given the highly desirable harbour village location and the expanded living space provided by the attic conversion, which adds functional utility well beyond standard three-bed baselines.
- Valuation signals are strongly influenced by the poor energy efficiency rating, relying on electric heating and an abysmal G rating that will require substantial capital expenditure for modern retrofitting and insulation upgrades.
- The asking price would be firmly supported by continued buyer appetite for coastal lifestyle properties, but could be severely undermined by escalating energy retrofit costs and stiff competition from more efficient modern housing.
- The static pricing history observed since tracking began suggests a confident seller unwilling to discount initially, pointing towards firm vendor expectations despite the notable thermal performance liabilities inherent in the building.
Build Analysis
What we know from similar construction types
- The property is described as a period residence featuring an attic conversion and older-style architectural elements, meaning a buyer should investigate the structural integrity, insulation levels, and compliance of the attic conversion with current building regulations and planning permissions.
- The listing notes electric heating rather than a central gas or oil system, which is inefficient and contributes to the poor energy rating, requiring potential buyers to budget for a complete heating system upgrade.
- Given its period nature and coastal location near the harbour village, a thorough structural and damp survey is recommended to check for moisture ingress, roof condition, and the state of the traditional facade.
Retrofit Cost*
Possible renovating / insulating expenditure
- Estimated deep-retrofit cost is between 50,000 and 70,000 euros.
- The BER rating is G, which is the lowest energy efficiency tier, indicating that the property lacks adequate wall insulation, modern double or triple glazing, and efficient heating controls.
- A comprehensive retrofit for a 95 square metre period home of this rating would typically require external or internal wall insulation, roof insulation upgrades, window replacements, and the installation of a renewable heating system such as a heat pump to achieve a modern B or A BER rating.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost is approximately 2,200 euro to 2,800 euro.
- This higher estimate reflects the property's G BER rating and reliance on electric heating, which tends to be less energy-efficient for a 95 square metre period residence.
Pollution Safe
9/10Environmental situation to investigate
Flood Safe
7/10Water overflow reports to follow up
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
6 CASTLE TERRACE, MONKSTOWN, CORK
- Sale date
- Declared sale price
- €340,000.00
5 CASTLE TERRACE, MONKSTOWN, CORK
- Sale date
- Declared sale price
- €116,666.67
Recent sales in the wider Monkstown area
10 CONGRESS PLACE, MONKSTOWN, CORK
- Sale date
- Declared sale price
- €230,000.00
NAZARETH COTTAGE, SCOTSMANS RD, MONKSTOWN
- Sale date
- Declared sale price
- €380,000.00
DRUMGURRIHY, UPPER RAFFEEN, MONKSTOWN
- Sale date
- Declared sale price
- €505,000.00
10 LEE VIEW PLACE, MONKSTOWN, CO CORK
- Sale date
- Declared sale price
- €277,500.00
SYDENHAM COTTAGE, SYDENHAM TERRACE, MONKSTOWN
- Sale date
- Declared sale price
- €580,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Estimated stamp duty: €3,495 — 1% of €349,500.
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Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
- Solicitor legal fees: approximately 1,500 euro to 3,000 euro plus VAT and outlays.
- Land registration fees: approximately 400 euro to 800 euro depending on the property value and registration type.
- Property valuation fees: approximately 150 euro to 250 euro.
- Surveyor fees: approximately 500 euro to 1,200 euro depending on the depth of the survey required.
- Annual home insurance: approximately 400 euro to 800 euro depending on the level of coverage and property specifics.
Forum Talk
What people are saying about this area
- Locals in Monkstown frequently discuss the charming character of the harbor village and its scenic walking trails along the waterfront.
- Residents often note the strong community feel, vibrant local sailing activities, and popular nearby cafes and restaurants.
- Traffic management and parking availability along the narrow coastal approach roads are common topics of conversation among villagers.
- Property improvements and the preservation of period architectural features are regularly highlighted by homeowners in the area.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children5/10
The property features three bedrooms and a lovely harbour village setting, though the G energy rating and compact layout require careful management for young families.
- Teenagers6/10
The attic conversion provides useful extra independent space, though the single bathroom setup might create bottlenecks for teenagers.
- Multi-generational Living3/10
With 95 square metres of floor area and a single bathroom, accommodating multiple generations comfortably would prove challenging.
- Single Buyers8/10
A well-maintained three-bedroom period home with character features offers an attractive and manageable footprint for single buyers looking to establish themselves in a prime coastal village.
- Couples8/10
The layout provides ample space for couples, featuring a converted attic and comfortable living areas in an appealing village setting.
- Empty Nesters7/10
The low-maintenance rear garden and manageable size suit empty nesters, though stairs across multiple levels should be considered for long-term comfort.
- Retirees5/10
While the village setting is charming, the multi-story layout with an attic conversion and stairs may present accessibility challenges over time.
Work
3 areas- Remote Working7/10
The inclusion of a breakfast room/study and an attic conversion provides dedicated spaces well-suited for setting up a home office.
- Hybrid Commuting6/10
The village location offers manageable transit links for hybrid workers, though buyers should verify peak travel times to major employment hubs.
- Retired6/10
The charming village environment appeals to retirees, though the presence of stairs and a G energy rating should be factored into long-term plans.
Practical
8 areas- Ageing in Place4/10
The multi-story arrangement including stairs to upper bedrooms and the attic conversion makes long-term ageing in place less straightforward.
- Low Maintenance7/10
The exterior features a cobble-lock low-maintenance rear garden area, though the period nature of the property and G energy rating suggest potential future upgrade works.
- Secure Gated Entry2/10
The property opens directly onto a public terrace setting without private gated security entry.
- Minimalist Design5/10
The home retains nice older-style period features, timber flooring, and Chinese slate, leaning toward character rather than ultra-minimalist aesthetics.
- Flexible Floor Plans7/10
Spacious accommodation featuring a sitting room, breakfast room/study, L-shaped kitchen, and a fine attic conversion offers good functional flexibility.
- Heritage Home9/10
As a superb three-bedroomed period residence with retained older-style features, it offers genuine historic charm and character.
- Ecological Setup2/10
The property currently carries a G energy rating and relies on electric heating, indicating that significant energy efficiency upgrades would be beneficial.
- Outdoor areas5/10
Includes a private cobble-lock low-maintenance rear garden area bounded by a natural stone wall, complemented by pleasant views from the upper floor.
Interests
9 areas- Gardening4/10
The outside space consists of a cobble-lock low-maintenance rear garden area with a natural stone boundary wall, leaving limited room for traditional planting.
- Walking9/10
The immediate harbour-side location and village setting provide exceptional opportunities for scenic walks right on the doorstep.
- Gym4/10
Dedicated fitness facilities are not on-site, requiring travel to nearby centers for gym access.
- Cycling6/10
The coastal and village roads offer pleasant cycling routes, though local topography includes slopes typical of the harbour area.
- Golf6/10
The surrounding region hosts established local courses, making it a viable location for golf enthusiasts with a short drive.
- Fishing8/10
The property's close proximity to the harbour and Sand Quay makes it extremely convenient for coastal fishing pursuits.
- Horse Riding4/10
Equestrian facilities are not immediately adjacent and would require travel to surrounding rural stables.
- Water Sports8/10
Positioned directly in a harbour village setting, providing great access to marine activities and water sports on the estuary.
- Entertaining7/10
The sitting room, breakfast room/study, and L-shaped kitchen offer good spaces for hosting, complemented by a low-maintenance rear outdoor area.
Lifestyle
5 areas- Quiet Living7/10
Located in an attractive harbour village just above the Sand Quay, offering a generally peaceful residential environment.
- Rural Living3/10
This is a settled village terrace rather than a rural property, though it shares proximity to natural coastal views and water amenities.
- Village Living10/10
Superbly positioned right in the heart of the harbour village of Monkstown with local amenities immediately adjacent.
- Coastal Living9/10
Enjoying nice views of the harbour just above the Sand Quay, making it ideal for those seeking a maritime village lifestyle.
- Urban Living4/10
Monkstown offers a distinct village feel rather than bustling city life, requiring travel for broader urban conveniences.
Social
6 areas- Community Involvement8/10
Harbour villages like Monkstown typically foster tight-knit local communities with active village associations and social groups.
- Café Culture8/10
Local amenities adjacent to the property include village spots suited for socialising and enjoying local coffee culture.
- Nightlife5/10
Nightlife is largely restricted to local village pubs and eateries rather than extensive late-night entertainment districts.
- Health/Wellness groups6/10
Local community spaces and coastal paths support wellness activities, though structured group classes may require heading to larger nearby towns.
- Networking Opportunities4/10
A residential village setting offers fewer immediate professional networking events compared to city centers.
- Tech-Hub Connectivity5/10
While remote work setups are physically possible within the home, buyers should verify local broadband speeds to ensure robust tech connectivity.
Listing information
- Agent
- Timothy Sullivan & Associates M.I.A.V.I.
- Phone
- 021 427 5888
- Current status
- active
- Published on HouseDelve
- 1 November 2026
- Correction
- Report an issue
HD-E6B0EFHouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.