Photograph 1 of 31 of 31 Saint Muredach's Terrace, Ballina, Mayo
1 / 31

31 Saint Muredach's Terrace, Ballina, MayoF26D9F2

€160,000

2 Bed~2 Bath~BER F

What you'll like:

  • Convenient town location: Situated within easy walking distance of shops, schools, and local amenities in Ballina town, reducing daily commute times and reliance on cars for errands.
  • No front overlooking: The property enjoys a desirable position that is not overlooked at the front, enhancing everyday privacy and making the living spaces feel more secluded.
  • Private rear garden: Features an enclosed private rear garden providing secure outdoor space for relaxing, gardening, or outdoor dining without immediate overlooking from neighbours.
  • Useful outhouse storage: Includes two practical outhouses in the rear yard, offering valuable additional storage space for bicycles, tools, and household items.
  • Flexible ground floor layout: The sitting room is easily convertible to a ground-floor bedroom, providing excellent adaptability for changing family needs or accessibility requirements.
  • Close to public transport: Located within easy reach of local bus and train stations, ensuring convenient regional connections for commuters and regular travellers.
  • Proximity to local schools: Several national and secondary schools are within walking distance, making the morning school run exceptionally convenient for families with children.
  • Recreational amenities nearby: Positioned close to local playgrounds, the cinema, and cafes, offering plenty of leisure options right on your doorstep.
  • Walking distance to GAA: The Ballina Stephenites GAA Club is just steps away, making it exceptionally convenient for sports enthusiasts and active club members.
  • Natural beauty nearby: Within easy reach of the renowned River Moy and Belleek Woods, providing scenic walking trails and fantastic local angling opportunities.
  • Coastal access close by: Enniscrone and Killala beaches are within a short drive, offering wonderful weekend opportunities for coastal walks and seaside outings.
  • Established residential neighbourhood: Located in a quiet and well-established residential area, ensuring a stable community atmosphere and lasting residential appeal.
  • Spacious living room: The main living and dining room offers generous proportions with an open fireplace and built-in storage for comfortable everyday living.
  • Bright kitchen layout: The kitchen features fitted shaker-style cabinetry and a glass-panelled door leading directly to the rear yard, maximizing natural light.
  • Practical utility space: Includes a compact utility room which helps keep laundry appliances separate from the main kitchen and living areas.
  • Downstairs WC convenience: Features a convenient downstairs WC located neatly beneath the stairs, adding essential modern functionality for guests and residents.
  • Generous double bedrooms: Both upstairs bedrooms are well-sized double rooms featuring built-in wardrobes and traditional fireplaces for added character.
  • Natural light in bathroom: The first-floor bathroom benefits from a Velux window that floods the space with bright natural daylight and aids ventilation.
  • End-terrace advantages: Being an end-terrace home typically allows for better side access and potentially fewer shared party walls compared to mid-terrace properties.
  • Attractive asking price: Priced at €160,000, the property represents an affordable entry point for first-time buyers or investors looking in a popular Mayo location.

But keep in mind:

  • Extremely poor BER rating: The property holds a low F energy rating, which indicates high heat loss and will likely require substantial insulation and heating upgrades.
  • High retrofit costs expected: Due to the poor F energy rating, buyers should budget significantly for energy-efficient upgrades to reduce utility bills and improve comfort.
  • Potential outdated heating: Older houses with low energy ratings often feature inefficient heating systems that may need complete replacement or modernization.
  • Floor area not provided: The exact square footage is not specified in the listing, meaning buyers must verify room dimensions and total size independently.
  • Uncertain property structure: The exact construction type and era are not detailed, requiring a thorough structural survey to check for dampness or foundational issues.
  • Single-glazed window risks: Older homes in this category may still have single-glazed windows that contribute to heat loss and require costly replacement.
  • Upstairs bathroom size: The first-floor bathroom measures approximately 2.77m by 1.38m, which is relatively narrow and may feel cramped for modern family use.
  • Limited utility dimensions: The utility room is quite compact at 1.8m by 1.07m, which might restrict the placement of larger modern laundry appliances.
  • Shared terrace boundaries: As part of a terrace, boundary maintenance and party wall agreements with neighbours should be carefully reviewed during due diligence.
  • On-street parking concerns: The listing does not explicitly detail dedicated off-street parking, so buyers should investigate local parking availability and restrictions.
  • Potential damp in outhouses: The two rear outhouses should be inspected for weatherproofing and dampness, as older masonry outbuildings often require repairs.
  • Chimney maintenance required: The presence of multiple traditional fireplaces means flues and chimneys should be professionally inspected before use for safety.
  • Plumbing system age: Older residential properties can feature aged lead or galvanized piping that may need upgrading to modern standards.
  • Electrical system verification: Buyers should verify the age and safety of the consumer unit and electrical wiring to ensure compliance with current standards.
  • Town centre noise potential: While convenient, a central location close to town amenities can occasionally introduce higher traffic noise or pedestrian activity.
  • Garden boundary maintenance: Buyers should inspect the physical condition of all garden fences and boundary walls to determine if repairs are immediately necessary.
  • Ventilation in wet rooms: The compact WC and bathroom should be checked for adequate mechanical extraction to prevent condensation and moisture buildup.
  • Storage limitations: Aside from the outhouses, internal storage is somewhat traditional, meaning modern buyers might desire additional built-in wardrobes or attic conversion.
  • Roof condition check needed: The age and integrity of the roof structure and slates should be professionally surveyed to avoid unexpected repair expenses.
  • Investment rental caps: If purchasing as an investment, buyers should verify local rental market regulations and potential costs required to bring the property to rental standards.

Price positioning

?
This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price looks mildly undervalued compared with the available evidence.
  • The asking price appears attractively positioned relative to wider regional transaction norms, largely reflecting potential allowances required for energy efficiency upgrades given the weak energy rating. This suggests the initial positioning accounts for necessary capital expenditure on insulation and heating improvements.
  • Upward valuation signals stem from the highly convenient central town location and private end-terrace setting, whereas downward signals are heavily driven by the poor energy rating and compact footprint which may deter buyers seeking modern turnkey efficiency.
  • Support for this price point is underpinned by robust demand for accessible town residences near local amenities and transport links, while factors that could undermine the price include prohibitive renovation costs to achieve a comfortable modern standard of living.
  • Overall, the pricing strategy reflects a realistic appraisal of the dwelling's current condition and energy profile, balancing a highly sought-after urban location against the tangible costs associated with upgrading older housing stock to acceptable standards.

Build Analysis

What we know from similar construction types

  • The property is an established end-terrace two-bedroom house featuring an entrance hallway, sitting room, living room, kitchen, utility room, and WC on the ground floor, with two bedrooms and a bathroom upstairs.
  • Given that the property is an older end-terrace home, a buyer should investigate the condition of the roof structure, external walls, and plumbing systems.
  • Verify the insulation levels throughout the building, as the low BER rating indicates potential deficiencies in thermal efficiency.
  • Check the status of any historical alterations, party walls, and compliance with local building regulations.

Retrofit Cost*

Possible renovating / insulating expenditure

  • The property has a poor BER rating of F, which indicates that a comprehensive deep retrofit is required to bring it to a modern energy efficiency standard.
  • A deep retrofit typically includes external wall insulation, upgraded windows and doors, attic insulation, a modernized heating system such as a heat pump, and renewable energy integration like solar panels.
  • Based on typical costs for a two-bedroom end-terrace dwelling of this type, the total estimated cost for a deep retrofit to achieve a B2 BER rating or higher is likely to range between €40,000 and €60,000, depending on the scope of works and contractor pricing.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: €1,800 to €2,400.
  • Explanation: The property carries an F energy rating, indicating poor energy efficiency and a high potential for heat loss. Combined with an open fireplace and older heating systems typical of such ratings, energy consumption is likely to be significantly higher than average for a two-bedroom end-terrace house.

Pollution Safe

8/10

Environmental situation to investigate

  • The property is situated in an established residential area of Ballina, appearing largely free from major industrial pollution or heavy manufacturing concerns.
  • Any historical or localized waste concerns should be independently verified by the prospective buyer during standard property due diligence.

Flood Safe

7/10

Water overflow reports to follow up

  • While the property is located within an established urban neighbourhood, parts of Ballina in proximity to the River Moy can be subject to seasonal high water levels.
  • Buyers should consult local flood maps and verify specific local flood risk history for this exact terrace before proceeding.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

No verified results were found for this group in the previous five years.

Recent sales in the wider Ballina area

  • 16 THE GLEBE, CHURCH RD, BALLINA

    Sale date
    Declared sale price
    €237,500.00
  • 32 COIS NA HABHANN, BONNICONLON, BALLINA

    Sale date
    Declared sale price
    €125,000.00
  • 19 RATHGLAS, REHINS FORT, BALLINA

    Sale date
    Declared sale price
    €277,500.00
  • 28 CHILDERS HEIGHTS, BALLINA, CO MAYO

    Sale date
    Declared sale price
    €200,000.00
  • 2 JAMES CONNOLLY MEWS, BALLINA, CO MAYO

    Sale date
    Declared sale price
    €205,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR).

Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Stamp duty: approximately €1,600 based on 1% of the asking price of €160,000 for a residential property under €1 million.
  • Solicitor legal fees: approximately €1,500 to €2,500 excluding outlays and VAT.
  • Land registration fees: approximately €130 to €700 depending on the application type and property value.
  • Property valuation fees: approximately €150 to €300 for mortgage purposes.
  • Surveyor fees: approximately €400 to €800 depending on the level of survey detail required.
  • Annual home insurance: approximately €400 to €700 depending on the level of coverage and building characteristics.

Forum Talk

What people are saying about this area

  • Residents frequently highlight Saint Muredach's Terrace in Ballina as a quiet, mature, and highly convenient neighbourhood within short walking distance of the town centre.
  • Local discussions often praise the area for its family-friendly atmosphere, noting the close proximity of local schools, parks, and recreational amenities like the Ballina Stephenites GAA club.
  • Community forums frequently mention the appeal of nearby natural amenities such as the River Moy and Belleek Woods for walking and outdoor pursuits.
  • Transport links, including the local bus and train stations, receive positive mentions from residents needing reliable connectivity to surrounding towns.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property is within walking distance of local schools, playgrounds, and the cinema in Ballina, making it suitable for families with young children, though buyers should verify the exact capacity and enrolment status of nearby schools.

    7/10
  • Teenagers

    Proximity to town amenities, local sports clubs like Ballina Stephenites GAA, and transport links offers good independence for teenagers, though the two-bedroom layout provides limited space as they grow.

    6/10
  • Multi-generational Living

    With only two bedrooms and a compact footprint, the house is not ideally suited for multi-generational living, though the ground floor sitting room offers potential flexibility.

    3/10
  • Single Buyers

    An affordable asking price of €160,000 combined with a central, walkable location makes this an excellent entry-level opportunity for single buyers.

    9/10
  • Couples

    Offering two bedrooms, a private rear garden, and a convenient town setting, this home is well-suited for couples starting out or downsizing.

    8/10
  • Empty Nesters

    The manageable two-bedroom layout and proximity to town amenities make it appealing for empty nesters seeking low-maintenance town living.

    8/10
  • Retirees

    Convenient walking distance to shops and services is a major plus for retirees, though the presence of stairs and a BER rating of F suggest potential energy efficiency and accessibility upgrades should be investigated.

    7/10

Work

3 areas
  • Remote Working

    The flexible reception rooms provide potential home office space, though broadband speeds should be independently verified by the buyer.

    6/10
  • Hybrid Commuting

    Conveniently located within easy reach of Ballina's bus and train stations, facilitating travel to surrounding towns and regional hubs.

    8/10
  • Retired

    Low-maintenance footprint and close proximity to healthcare, shops, and social amenities suit a retired lifestyle well.

    8/10

Practical

8 areas
  • Ageing in Place

    The ground-floor sitting room can potentially double as a bedroom, but the presence of stairs and an upstairs bathroom means modifications might be needed for long-term ageing in place.

    6/10
  • Low Maintenance

    A compact end-terrace footprint with a manageable yard and garden requires minimal upkeep, though the BER rating of F indicates that energy efficiency improvements should be investigated.

    7/10
  • Secure Gated Entry

    The property features standard terrace street frontage and a private rear garden rather than a secure gated community setup.

    3/10
  • Minimalist Design

    Features a straightforward, practical layout with outhouses for storage, lending itself well to a simplified lifestyle.

    6/10
  • Flexible Floor Plans

    The ground floor includes a sitting room that is easily convertible to a bedroom or home office, offering good layout flexibility.

    7/10
  • Heritage Home

    Located in an established, mature residential terrace with a sense of character, though not formally classified as a protected historic structure in the listing.

    5/10
  • Ecological Setup

    An existing BER rating of F suggests the property currently has poor energy performance and would benefit significantly from green retrofitting.

    3/10
  • Outdoor areas

    Benefits from a private rear garden, a rear yard, and two outhouses, complemented by being not overlooked to the front or rear.

    7/10

Interests

9 areas
  • Gardening

    Features a private rear garden and yard with outhouses, offering modest outdoor space for container planting or small-scale gardening projects.

    5/10
  • Walking

    Superb location within walking distance of town amenities, the River Moy, and the scenic trails of Belleek Woods.

    9/10
  • Gym

    Proximity to the town centre ensures reasonable access to local fitness facilities, though buyers should verify specific gym options nearby.

    6/10
  • Cycling

    The flat terrain around Ballina town and access to nearby woodland and coastal routes offer good cycling potential.

    7/10
  • Golf

    Ballina Golf Club is within reach, making it reasonably convenient for golf enthusiasts.

    6/10
  • Fishing

    The property is exceptionally well placed near the world-renowned salmon fishing waters of the River Moy.

    9/10
  • Horse Riding

    Equestrian facilities are generally found in the wider Mayo countryside rather than immediately on the doorstep.

    5/10
  • Water Sports

    Access to river activities locally and coastal water sports at nearby Enniscrone beach within driving distance.

    6/10
  • Entertaining

    Includes a functional kitchen and living/dining room layout alongside a private rear garden, suitable for hosting small gatherings.

    6/10

Lifestyle

5 areas
  • Quiet Living

    Situated in a well-established residential neighbourhood that is not overlooked to the front or rear, offering a sense of privacy despite its central location.

    7/10
  • Rural Living

    While close to outdoor amenities like Belleek Woods and the River Moy, the property is fundamentally a town-terrace home rather than a rural retreat.

    4/10
  • Village Living

    Provides a strong community feel with everyday amenities just a short stroll away in Ballina town.

    8/10
  • Coastal Living

    While coastal spots like Enniscrone and Killala beaches are within easy driving distance, the immediate location is inland along the River Moy.

    5/10
  • Urban Living

    Offers excellent access to town centre shops, cafés, restaurants, and transport links without being right in the commercial core.

    7/10

Social

6 areas
  • Community Involvement

    Positioned in a mature residential neighbourhood close to local clubs like Ballina Stephenites GAA, fostering strong community ties.

    8/10
  • Café Culture

    A short stroll from the heart of Ballina town, offering easy access to local cafés and restaurants.

    8/10
  • Nightlife

    Town centre pubs and social venues are within easy walking distance.

    7/10
  • Health/Wellness groups

    Good access to local community groups, sports clubs, and wellness amenities in the town centre.

    7/10
  • Networking Opportunities

    Primarily a residential area, though regional networking is accessible via transport links to larger hubs.

    5/10
  • Tech-Hub Connectivity

    Town location provides standard infrastructure, but specific high-speed fiber broadband availability should be verified.

    5/10

Listing information

Agent
Fox & Gallagher
Phone
096 70 900
Published on HouseDelve
15 September 2026
Correction
Report an issue
Property reference: HD-74EC6EHouseDelve · Republic of Ireland

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.