3 Church Street, Loughrea, County GalwayH62H996
€267,500
3 Bed~1 Bath~95 m²~BER E1
What you'll like:
- Central Town Location: Situated just off the main street of Loughrea, this property offers incredible convenience with immediate access to vibrant local amenities, shops, and essential services.
- Immaculate Interior Presentation: The home is presented in stunning turn-key condition throughout, allowing new owners to move in immediately without undertaking any initial redecoration works.
- Spacious Three-Floor Layout: Extending over three generous levels, the residence provides a surprisingly roomy footprint that easily accommodates modern family living and entertaining needs.
- Open Plan Living Area: The ground floor features a wonderful open plan lounge and dining space complete with stylish wood flooring and modern recessed lighting fixtures.
- Charming Duck Egg Kitchen: The rear kitchen comes fully fitted with an ample supply of attractive duck egg blue storage units, combining classic style with practical functionality.
- Private Rear Patio Access: Direct access from the kitchen leads out to a private rear garden and patio area, creating a secure outdoor retreat for relaxing or dining.
- Luxury Bathroom Suite: Positioned on the first floor, the main bathroom includes a luxurious curved bath, a separate shower enclosure, and a modern vanity wash hand basin.
- Convenient Separate WC: The inclusion of a separate WC in addition to the main bathroom significantly reduces morning congestion for households with multiple occupants.
- Generous Double Bedrooms: The property benefits from two large double bedrooms equipped with built-in glass-fronted sliderobes, offering exceptional wardrobe capacity and contemporary aesthetics.
- Additional Single Bedroom: A third single bedroom provides great versatility, functioning perfectly as a child's bedroom, a nursery, or a dedicated work-from-home office space.
- Keenly Priced Offering: With an asking price of €267,500, the property represents an attractive and competitive market entry point for first-time buyers or astute investors.
- Vacant Property Grant Potential: The listing notes potential qualification for the lucrative fifty thousand euro vacant property grants, which could significantly offset future energy upgrade costs.
- Commuter Friendly Location: Loughrea is recognized as a popular commuter town providing fast, efficient access to Galway city and the nearby motorway network for working professionals.
- Stable Asking Price: Historical tracking shows the asking price has remained completely unchanged at €267,500 since tracking began, indicating a firm and steady seller pricing strategy.
- Built-In Storage Solutions: The inclusion of high-quality glass-fronted sliderobes in the double bedrooms saves buyers immediate expenditure on freestanding bedroom wardrobes and storage furniture.
- Modern Aesthetic Touches: Recessed lighting and cohesive wood-style flooring across the main living spaces impart a contemporary feel that complements the historic town setting.
- Manageable Floor Area: At ninety-five square meters spread across three vertical levels, the home offers efficient room proportions that are straightforward to heat and maintain.
- Strong Rental Appeal: Given the bustling local economy and commuter demand, this turnkey property holds robust potential for long-term buy-to-let rental yield generation.
- Active Local Market: Situated in a vibrant town with exceptional community facilities, residents enjoy a high quality of life with sports clubs, schools, and parks nearby.
- Clear Agent Guidance: The listing is actively managed by a local agency providing early viewing advice, which helps interested buyers secure prompt access to property viewings.
But keep in mind:
- Poor Energy Rating: The property carries a disappointing E1 BER rating, indicating significant energy inefficiency and high potential heating costs that will require immediate attention.
- High Energy Consumption: An energy performance indicator of 324.1 kilowatt hours per square meter annually highlights the urgent need for comprehensive insulation and heating system upgrades.
- Grant Qualification Uncertainty: Buyers must independently verify if the property genuinely qualifies for the advertised vacant property grants before relying on those funds for renovations.
- Vertical Living Constraints: Extending across three distinct floors means frequent stair climbing, which could present daily mobility challenges for families with toddlers or older residents.
- On-Street Parking Limitations: Parking relies on an on-street permit system for owner-occupiers, which may lead to daily frustration finding a guaranteed space close to the door.
- Untested Services Warning: The selling agent explicitly notes that no apparatus, fixtures, fittings, or services have been tested, leaving mechanical and electrical health entirely unverified.
- Approximate Property Measurements: All room measurements provided in the listing are strictly approximate, meaning buyers should commission an independent survey to confirm exact floor areas.
- Potential Retrofit Costs: Bringing an E1-rated home up to modern energy standards will likely require substantial capital expenditure well beyond standard cosmetic redecoration budgets.
- Lack of Off-Street Parking: The absence of a dedicated driveway or garage means vehicles are left entirely exposed to the elements on public town-center streets.
- Confined Outdoor Space: While the rear patio provides outdoor utility, its size is relatively compact compared to suburban family homes with large enclosed back gardens.
- Staircase Safety Considerations: Multi-level townhouses require careful safety management for young children, particularly regarding open-plan configurations and internal staircases.
- Compact Third Bedroom: The third single bedroom is quite modest in scale, limiting its utility primarily to a small child's room or a tight office space.
- Undisclosed Property Type: The official listing leaves the specific property type unclassified, requiring buyers to check structural boundaries and shared party walls carefully.
- Unverified Fixture Condition: Because photographs are for guidance only, buyers should inspect the actual condition of built-in kitchen units and bathroom suites during a physical survey.
- Commuter Traffic Bottlenecks: While transport links to Galway city are accessible, peak-hour commuting through regional arteries can experience significant traffic congestion delays.
- Maintenance Access Challenges: Being located directly on a busy town street may complicate delivery of heavy furniture, construction materials, and ongoing exterior maintenance works.
- Historical Price Inertia: The completely flat asking price history offers zero historical discount momentum, suggesting the seller is currently unwilling to negotiate on the headline figure.
- Limited Expansion Potential: The vertical layout and town-center footprint severely restrict any future possibilities for extending the physical square footage of the residence.
- Party Wall Obligations: Properties situated on historic town streets often share structural party walls, necessitating legal due diligence regarding shared maintenance responsibilities.
- High Buyer Competition: Because the property is competitively priced and qualifies for potential grants, anticipated high market interest could lead to fast-paced competitive bidding situations.
Price positioning
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- The asking price of 267,500 euros appears moderately above typical expectations for a three-bedroom property of this size, particularly when factoring in the poor E1 energy rating that will inevitably demand immediate capital investment for efficiency upgrades.
- Valuation signals show tension between the immaculate presentation across its three floors and the considerable retrofit costs required to bring the dwelling up to modern thermal standards, meaning the baseline headline figure sits high relative to its raw utility.
- While the potential eligibility for the fifty thousand euro vacant property grant could strongly support the asking price by attracting ambitious buyers, any delays or strict qualification hurdles in securing these renovation funds would severely undermine buyer enthusiasm.
- The recorded asking price history demonstrates a stable stance without reductions, reflecting strong initial seller confidence, yet the lack of price adjustments might lengthen time on market if broader local buyer resistance emerges against high entry costs.
Build Analysis
What we know from similar construction types
- The property extends over three floors, which is a less common layout for a 95 square meter home and means vertical circulation via stairs is a key feature of daily living.
- The BER is rated at E1, indicating that the building envelope, heating systems, or insulation are inefficient and likely require significant upgrades to achieve modern comfort levels.
- A buyer should investigate the age and efficiency of the heating system, the presence of roof and wall insulation, and the condition of the windows and doors.
- Given the multi-story layout and age typically associated with town-centre properties of this type, a structural survey should be conducted to check for dampness, ventilation, and the condition of upper floor structures.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property holds an E1 BER rating and spans approximately 95 square meters over three floors.
- A comprehensive deep retrofit to bring the property up to a B2 rating or higher would likely cost between 45,000 and 65,000 euros, depending on the extent of external wall insulation, window replacements, and heating system upgrades required.
- Buyers should factor in potential grant availabilities, such as SEAI grants or vacant property refurbishment grants, which may help offset a portion of these deep retrofit and renovation expenses.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: €1,800 to €2,300
- Explanation: Based on the 95 m² floor area and an E1 BER rating, the property has a relatively high energy performance indicator of 324.1 kWh/m²/yr, which indicates higher than average heat loss and heating demands.
Pollution Safe
8/10Environmental situation to investigate
- The property is located in an established residential and commercial town centre core, appearing generally free from heavy industrial pollution concerns.
- Any legacy environmental or waste management site proximity in the wider rural or semi-urban parts of Loughrea should be independently verified by the buyer.
Flood Safe
7/10Water overflow reports to follow up
- The property is situated in the heart of Loughrea town, at a remove from major coastal flood zones, though general surface water drainage during heavy rainfall should be considered.
- Buyers should consult local authority flood maps and verify specific catchment or pluvial flood risks given the town's proximity to Lough Rea.
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
CHURCH STREET, LOUGHREA, CO GALWAY
- Sale date
- Declared sale price
- €200,000.00
APT 3 CHURCH STREET, LOUGHREA, CO GALWAY
- Sale date
- Declared sale price
- €75,000.00
CHURCH ST, LOUGHREA, GALWAY
- Sale date
- Declared sale price
- €255,000.00
CHURCH ST, LOUGHREA, GALWAY
- Sale date
- Declared sale price
- €140,000.00
CHURCH STREET, LOUGHREA, CO. GALWAY
- Sale date
- Declared sale price
- €165,000.00
Recent sales in the wider Loughrea area
MOYGLASS, LOUGHREA, CO GALWAY
- Sale date
- Declared sale price
- €190,000.00
43 COSCORRIG CRESCENT, LOUGHREA, GALWAY
- Sale date
- Declared sale price
- €260,000.00
NEWHAVEN, TULLAHILL, LOUGHREA
- Sale date
- Declared sale price
- €460,000.00
25 LAKESIDE PARK, LOUGHREA, CO GALWAY
- Sale date
- Declared sale price
- €410,000.00
24 EDEN PARK, CAHERONAUN RD, LOUGHREA
- Sale date
- Declared sale price
- €364,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Estimated stamp duty: €2,675 — 1% of €267,500.
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Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
- Solicitor legal fees: €1,500 to €3,000 excluding outlays and VAT
- Land registration fees: €400 to €800 depending on the property value and registration type
- Property valuation fees: €150 to €300 for a mortgage or standard valuation
- Surveyor fees: €500 to €1,200 depending on the level of detailed structural survey required
- Annual home insurance: €350 to €700 depending on the level of cover and property location
Forum Talk
What people are saying about this area
- Local residents frequently highlight Loughrea as a vibrant and bustling town with exceptional local amenities and community spirit.
- Community discussions often note the town's popularity as a commuter base due to fast access to Galway city and the nearby motorway.
- Prospective buyers in the area frequently discuss the availability and application process for vacant property refurbishment grants.
- Local forums regularly review the appeal of town-centre living, noting the balance between residential quietness and proximity to main street conveniences.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children6/10
The three-story layout with stairs might require stair gates and active supervision for very young children, but the rear garden/patio area provides a safe enclosed space for play.
- Teenagers7/10
Three bedrooms across multiple floors offer decent personal space for teenagers, and the central town location provides good independence and access to local amenities.
- Multi-generational Living3/10
With only one bathroom, a separate WC, and a 95 m² footprint spread over three floors, accommodating multiple generations comfortably would be quite challenging.
- Single Buyers9/10
An affordable asking price of €267,500 in turn-key condition makes this an attractive option for single buyers looking to get on the property ladder or secure a manageable home.
- Couples9/10
The property offers comfortable living space with a large open-plan lounge and dining area, ideal for couples wanting a stylish and central home.
- Empty Nesters6/10
While the low-maintenance town-center lifestyle suits empty nesters, the three-floor layout with multiple staircases may become less appealing over time as mobility changes.
- Retirees5/10
Proximity to town amenities is a major plus for retirees, though the three-story configuration and potential reliance on street parking permits should be carefully considered.
Work
3 areas- Remote Working7/10
The three-bedroom configuration allows flexibility to set up a dedicated home office space, provided internet connectivity is verified by the buyer.
- Hybrid Commuting8/10
Loughrea is highlighted as a popular commuter town with fast access to Galway city and the motorway, making hybrid commuting very viable.
- Retired7/10
The low-maintenance nature of the property and central location suit retirement living well, provided the stairs are manageable.
Practical
8 areas- Ageing in Place4/10
The 95 m² accommodation is spread across three floors with multiple staircases, which may present mobility challenges later in life.
- Low Maintenance8/10
Presented in immaculate, turn-key condition with a compact rear patio, the property requires minimal immediate upkeep.
- Secure Gated Entry2/10
This is a traditional street-front property with on-street parking permits rather than a secure gated development.
- Minimalist Design6/10
Features like recessed lighting and glass-fronted sliderobes offer a modern feel, though the traditional three-story townhouse layout retains distinct room divisions.
- Flexible Floor Plans5/10
The layout is relatively fixed across its three floors, though bedrooms can double as home offices if needed.
- Heritage Home5/10
Located on Church Street in the historic core of the town, the property carries traditional character alongside its modern interior refurbishments.
- Ecological Setup3/10
The property carries an E1 BER rating with an energy performance indicator of 324.1 kWh/m²/yr, indicating that energy efficiency upgrades should be investigated by the buyer.
- Outdoor areas5/10
Includes a private rear garden/patio area accessed directly from the kitchen, offering a pleasant enclosed outdoor spot despite the town-center location.
Interests
9 areas- Gardening4/10
The property features a rear garden/patio area, which provides a compact outdoor space for potted plants and container gardening rather than extensive cultivation.
- Walking8/10
The central location just off the main street makes it exceptionally easy to walk to local shops, cafes, and amenities in Loughrea.
- Gym7/10
Being located in a bustling town means local fitness facilities and wellness centers are typically within a short distance.
- Cycling7/10
The town setting allows for easy cycling around local roads and into the surrounding lake areas, though town-center traffic should be navigated with care.
- Golf6/10
Loughrea and the wider County Galway region offer local golf courses within reasonable driving distance for enthusiasts.
- Fishing8/10
Loughrea is renowned for its lake, offering fantastic local opportunities for fishing enthusiasts right on the doorstep.
- Horse Riding5/10
Equestrian facilities are generally found in the surrounding countryside rather than the immediate town center, requiring short travel.
- Water Sports8/10
The proximity to Loughrea Lake provides excellent opportunities for various water sports and outdoor aquatic activities.
- Entertaining7/10
The large open-plan lounge and dining area combined with direct access to a private rear patio/garden makes hosting small gatherings quite convenient.
Lifestyle
5 areas- Quiet Living5/10
Located just off the main street in a vibrant and bustling town, residents can expect a typical level of town-center ambient activity rather than secluded quiet.
- Rural Living2/10
This is firmly a town-center property situated right in Loughrea, offering very little of the rural countryside experience.
- Village Living4/10
Loughrea functions more as a bustling town than a small village, though it retains a strong community feel with local amenities close at hand.
- Coastal Living2/10
County Galway has coastal areas, but Loughrea is an inland town centered around Loughrea Lake rather than the sea.
- Urban Living7/10
Positioned right in the heart of Loughrea town with fast access to Galway city, it offers a convenient small-town urban lifestyle with shops and services nearby.
Social
6 areas- Community Involvement8/10
Living in the heart of a vibrant and bustling town encourages active participation in local community groups and events.
- Café Culture8/10
Being situated just off the main street puts local cafes, pubs, and eateries within effortless walking distance.
- Nightlife7/10
The town-center location offers easy access to local pubs and evening entertainment spots without needing a car.
- Health/Wellness groups7/10
A bustling town typically hosts various pilates & stretching classes, fitness clubs, and wellness groups within the community.
- Networking Opportunities6/10
While local networking happens naturally in a busy town, major professional tech and corporate networking hubs are more concentrated in nearby Galway city.
- Tech-Hub Connectivity6/10
Commuter links to Galway city are good, but buyers should verify local broadband speeds if relying on high-tech remote roles from home.
Listing information
- Agent
- Michelle Burke Auctioneer and Letting Agent
- Phone
- 091 868080
- Current status
- active
- Published on HouseDelve
- 13 October 2026
- Correction
- Report an issue
HD-97DF7AHouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.