22 St Patricks Terrace, MonaghanH18VK71
€145,000
2 Bed~1 Bath~47 m²~BER E
What you'll like:
- Town Centre Proximity: The property is located just a stones throw from the town centre, offering exceptional convenience for daily errands and walking access to local amenities.
- Adjacent To Peace Campus: Situated right beside the modern Peace Campus, buyers will benefit from nearby cultural and recreational facilities within easy walking distance.
- Public Transport Access: Monaghan Bus Station is located very close by, providing straightforward commuting options and regional connectivity without needing a car for every journey.
- Local Shopping Convenience: A nearby Lidl store ensures grocery shopping is exceptionally convenient and reachable within minutes from your front door.
- Mature Development Setting: Positioned within an established development of only twenty-six houses, creating a peaceful community atmosphere that is rarely offered to the open market.
- Verdant Front Outlook: Enjoy pleasant, green views looking directly over the old railway line to the front, giving a pleasant sense of openness and nature.
- Enclosed Front Garden: The property features a private enclosed garden at the front entrance, adding extra security and a buffer from the main pathway.
- Sizeable Rear Lawn: Includes a generous rear garden laid in lawn, providing fantastic outdoor space for gardening, relaxation, or potential future landscaping projects.
- Rare Market Opportunity: Properties in this highly regarded enclave seldom come up for sale, making this a uniquely appealing acquisition for discerning purchasers seeking exclusivity.
- Alternative To Apartments: Combines the low-maintenance appeal of apartment living with the privacy, independence, and outdoor space of a traditional terraced house.
- Open Plan Living: The ground floor features a functional open-plan living and kitchen area, maximizing the compact footprint for modern social living.
- Cozy Open Fireplace: The living space includes an open fireplace, adding a traditional focal point and potential for cozy winter evenings inside.
- Well-Proportioned Bedrooms: Upstairs hosts two adequately sized bedrooms, offering versatile accommodation options for a small family, couple, or home office setup.
- Rear Bedroom Brightness: The second bedroom overlooks the private rear garden, benefiting from pleasant natural light and a quiet green outlook.
- Functional Bathroom Layout: The upstairs bathroom is fully equipped with a bath, overhead electric shower, and WC to cater to daily household needs.
- Oil Fired Heating: Equipped with an oil-fired central heating system, providing reliable thermal comfort throughout the compact residential floor area.
- Broadband Connectivity: High-speed broadband is available in the area, ensuring remote workers or streaming enthusiasts can stay easily connected online.
- Mains Services Connection: Connected to standard mains water and sewerage services, avoiding the complexities associated with private septic tanks or wells.
- Compact Maintenance Profile: With a floor area of roughly forty-seven square meters, cleaning and general upkeep will require minimal time and effort.
- Affordable Entry Point: Priced at one hundred forty-five thousand euros, this residence offers an accessible stepping stone onto the property ladder in a central location.
But keep in mind:
- Poor Energy Rating: The property holds an E energy rating, which indicates low thermal efficiency and suggests that substantial insulation upgrades will likely be required.
- High Retrofit Costs: Bringing the dwelling up to a modern energy standard may involve significant capital investment in external insulation, windows, and heating systems.
- Compact Floor Area: Measuring approximately forty-seven square meters, the living space is quite small and might feel cramped for buyers with extensive furniture collections.
- Open Plan Limitations: The ground floor combines the kitchen and living room into one open space, which can result in cooking odors and noise traveling easily.
- Single Bathroom Setup: There is only one bathroom located upstairs, potentially causing morning queues if multiple people occupy the two available bedrooms.
- Outdated Heating System: Reliance on oil-fired central heating rather than modern heat pumps means ongoing heating costs could be relatively high given the poor BER.
- Potential Damp Risks: The presence of tiled walls around the bath and an older structural fabric means buyers should inspect thoroughly for hidden moisture or ventilation issues.
- Limited Storage Space: Compact terraced houses often lack built-in wardrobes and attic storage, requiring careful management of personal belongings to avoid clutter.
- Street Parking Constraints: A mature development of this vintage may lack designated off-street parking bays, so buyers should verify the exact vehicle parking arrangements.
- Boundary Maintenance: Buyers should check legal folios to confirm exact ownership boundaries for both the front enclosed garden and the sizeable rear lawn.
- Railway Line Proximity: The view over the old railway line should prompt buyers to investigate whether there are any future local authority plans for the disused track.
- Town Centre Noise: Being a short walk from the town centre and bus station could introduce urban noise, traffic, or weekend footfall near the development.
- Upstairs Ceiling Heights: Compact older townhouses sometimes feature lower ceiling heights upstairs, which may affect the sense of space in the bedrooms.
- Staircase Placement: The ground floor living area houses the staircase directly, which can impact furniture layout flexibility and acoustic privacy between floors.
- Kitchen Appliance Space: The fitted kitchen within the open-plan area may have limited space for full-sized modern appliances or extensive counter preparation areas.
- Roof and Attic Insulation: Given the E rating, buyers should commission a professional survey to assess the current condition of the roof timbers and attic insulation depth.
- Window Glazing Quality: The existing windows should be inspected during due diligence to determine if they are double-glazed or if they require replacement for better heat retention.
- Management Company Status: Buyers must verify if the mature twenty-six house development is managed by a residents association or local authority regarding shared estate upkeep.
- Future Expansion Limits: The compact rear garden and terraced nature of the property could severely restrict any future ground-floor or loft extension ambitions.
- Resale Value Growth: Given the very small footprint and low initial price point, capital appreciation may be more modest compared to larger detached family homes in the region.
Price positioning
?
- The asking price appears somewhat elevated relative to the compact floor area and inefficient energy rating, suggesting that prospective buyers may need to factor in immediate upgrade costs to achieve modern efficiency standards.
- Signals of overvaluation stem from the combination of a low energy rating and a modest footprint, which typically demand significant capital investment to improve comfort levels and reduce ongoing operational expenses.
- Market support for this pricing level could rely heavily on the exceptionally central location and the scarcity of similar small homes within mature developments, whereas extensive modernization requirements might undermine buyer enthusiasm.
- Additional considerations include the appeal of private front and rear outdoor spaces combined with proximity to local amenities, offering an attractive alternative to apartment living despite the necessary refurbishment works.
Build Analysis
What we know from similar construction types
- The property is a mature terraced townhouse with a small floor area of approximately 47 square metres, combining an open-plan ground floor layout with two bedrooms and a bathroom upstairs.
- Given its mature status within a development of 26 houses, a buyer should investigate the general structural condition, roof integrity, and the presence of dampness.
- Verify the oil-fired central heating system and check if there is adequate insulation in the walls and attic, as these are common areas requiring upgrade in older terraced homes.
- Confirm local planning compliance regarding any historical alterations and ensure boundary lines for the front and rear gardens are clearly defined.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property has a BER rating of E, indicating a poor energy performance that would benefit from a deep retrofit to achieve a modern standard of comfort and efficiency.
- A comprehensive deep retrofit for a property of this size (approximately 47 m²) typically ranges from EUR 30,000 to EUR 50,000.
- This estimated cost would cover external wall insulation, upgraded windows and doors, attic insulation, and potential heating system upgrades such as switching to a heat pump or modern boiler, offset by available SEAI grants.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost is approximately 1200 euro to 1500 euro.
- This estimate reflects the small 47 square metre floor area balanced against the less efficient BER rating of E and oil-fired central heating system, meaning energy usage may be higher than average.
Pollution Safe
9/10Environmental situation to investigate
- The property is located in a well-established residential area with no apparent major industrial pollution concerns nearby.
- Buyers should standardly verify local utility and environmental records for any legacy issues given the proximity to historical transport infrastructure such as the old railway line.
Flood Safe
8/10Water overflow reports to follow up
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
No verified results were found for this group in the previous five years.
Recent sales in the wider local area
No verified results were found for this group in the previous five years.
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR).
Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Stamp duty: approximately 1 percent of the purchase price, equalling roughly 1450 euro.
- Solicitor legal fees: estimated between 1500 euro and 2500 euro plus outlay and VAT.
- Land registration fees: approximately 175 euro to 700 euro depending on the registration type.
- Property valuation fees: roughly 150 euro to 250 euro.
- Surveyor fees: estimated between 400 euro and 800 euro depending on the level of survey.
- Annual home insurance: roughly 350 euro to 600 euro depending on the policy and coverage level.
Forum Talk
What people are saying about this area
- Locals often highlight St. Patrick's Terrace as a mature and highly convenient location on the edge of Monaghan town centre.
- Proximity to the newly opened Peace Campus and local amenities like Lidl and the bus station is frequently noted as a major positive for residents.
- The area overlooking the old railway line is regarded as quiet and tranquil despite its central position.
- Properties in this specific development are tightly held, with residents noting they seldom come to the market.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children6/10
The property features an enclosed front garden and a sizeable rear garden in lawn, providing safe outdoor play space. However, with 2 bedrooms and a compact floor area of 47 m², space will become limited as children grow.
- Teenagers4/10
A 47 m² footprint with only two bedrooms and one bathroom offers limited personal space and privacy for teenagers, making it a tight squeeze for a growing family.
- Multi-generational Living2/10
With a total floor area of just 47 m² and a single bathroom, the property is entirely unsuitable for multi-generational living arrangements.
- Single Buyers9/10
At an asking price of €145,000, this terraced townhouse provides an affordable entry point for single buyers looking for a manageable home close to the town centre.
- Couples8/10
Offers a great alternative to apartment living with the benefit of private front and rear gardens while maintaining a convenient location near local amenities.
- Empty Nesters7/10
The manageable size and low-maintenance appeal make it attractive for downsizers, though stairs connecting the living spaces to the two upstairs bedrooms should be considered for long-term comfort.
- Retirees6/10
The proximity to town centre amenities is a strong advantage, but the property features an upstairs bathroom and bedrooms, which may pose accessibility challenges over time.
Work
3 areas- Remote Working7/10
Broadband is available at the property, making a bedroom or living space adaptable as a home office, though the compact 47 m² size means space is at a premium.
- Hybrid Commuting8/10
Conveniently located adjacent to the Monaghan Bus Station, facilitating regional commuting options.
- Retired7/10
An accessible town-edge location close to essential services suits those looking for a retired lifestyle, subject to managing the stairs.
Practical
8 areas- Ageing in Place5/10
While low-maintenance and close to town, the property has an upstairs bathroom and bedrooms, which could present mobility challenges in later years.
- Low Maintenance8/10
Compact terraced footprint and modest garden sizes limit the upkeep required, offering an alternative to apartment living.
- Secure Gated Entry2/10
The property is part of an open residential development without gated security entry.
- Minimalist Design8/10
The 47 m² layout naturally requires a minimalist approach to storage and furnishings to maintain a clutter-free environment.
- Flexible Floor Plans5/10
The ground floor is open-plan, but the overall small footprint offers limited scope for significant layout reconfiguration.
- Heritage Home4/10
The home is situated in a mature development rather than being a traditional period or protected heritage structure.
- Ecological Setup4/10
The property currently relies on oil-fired central heating and holds a BER rating of E, indicating that energy efficiency improvements should be investigated by the buyer.
- Outdoor areas6/10
Benefits from an enclosed front garden and a sizeable rear garden in lawn, providing private outdoor space unusual for a compact townhouse.
Interests
9 areas- Gardening6/10
Includes an enclosed front garden and a sizeable rear garden in lawn, offering a manageable space for hobby gardeners.
- Walking9/10
The central location places local shops, the bus station, and town amenities within easy walking distance.
- Gym7/10
Being on the edge of the town centre provides good access to local fitness facilities and community amenities.
- Cycling7/10
The suburban and town-edge setting makes cycling into town and surrounding local routes straightforward.
- Golf6/10
Monaghan's local amenities are accessible, though buyers should verify the exact distance to the nearest golf club.
- Fishing5/10
County Monaghan is known for its lakes and angling, though transport would be required to reach specific fishing spots from this town location.
- Horse Riding4/10
As an edge-of-town residential property, equestrian facilities are not immediately on the doorstep and would require travel.
- Water Sports2/10
The inland setting lacks immediate access to major water sports facilities.
- Entertaining5/10
Features an open-plan kitchen and living area on the ground floor and a rear garden, though the overall 47 m² floor area restricts the scale of indoor gatherings.
Lifestyle
5 areas- Quiet Living7/10
Situated in a mature 26-house development with a verdant view over the old railway line, offering a relatively tranquil residential setting despite its edge-of-town location.
- Rural Living3/10
This is a town-edge terraced property rather than a rural home, offering proximity to urban infrastructure rather than countryside isolation.
- Village Living8/10
Positioned in a mature, established residential enclave within walking distance of the town centre, capturing a close-knit community feel.
- Coastal Living1/10
Monaghan is an inland location with no proximity to the coast.
- Urban Living8/10
The property sits a stone's throw from the town centre, LIDL, the Peace Campus, and the bus station, ensuring excellent urban convenience.
Social
6 areas- Community Involvement8/10
Located in a mature development of only 26 properties, fostering a strong sense of community and neighborhood familiarity.
- Café Culture8/10
Proximity to the town centre ensures easy access to local cafes, eateries, and social spots.
- Nightlife7/10
Being a stone's throw from the town centre puts local pubs, restaurants, and evening venues within walking distance.
- Health/Wellness groups7/10
Proximity to town facilities and the Peace Campus supports access to local community, health, and wellness activities.
- Networking Opportunities6/10
Town-edge living provides reasonable access to local business and social networks within Monaghan.
- Tech-Hub Connectivity6/10
Broadband is available, though buyers should verify the specific connection speeds to ensure high-demand tech work requirements are fully met.
Listing information
- Agent
- Sherry FitzGerald Conor McManus
- Phone
- 047 71 461
- Published on HouseDelve
- 13 September 2026
- Correction
- Report an issue
HD-C334CEHouseDelve · Republic of Ireland* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.