20 Tullacmongan, Cavan, Co. CavanH12N127
€150,000
3 Bed~1 Bath~73 m²~BER E
What you'll like:
- Central town location: Situated within minutes walking distance of the town centre, offering effortless access to local shops, restaurants, and essential amenities for daily convenience.
- Adjacent to Breffni Park: Positioned right next to the local sports grounds, providing sports enthusiasts with immediate proximity to major local events and community facilities.
- Proximity to schools: Located close to an abundance of excellent primary and secondary educational institutions, making the residence highly appealing to growing families with children.
- Attractive asking price: Listed at €150,000, representing a highly accessible entry point for first-time buyers seeking an affordable foothold on the local property ladder.
- Manageable floor area: Encompasses approximately 73 square metres of living space, ensuring low ongoing maintenance costs and easy management for single occupants or couples.
- Solid fuel stove: Features a welcoming sitting room equipped with a wrought iron insert and solid fuel stove, creating a cosy focal point during colder winter months.
- Oil fired central heating: Equipped with a reliable oil-fired central heating system and a kitchen-based range, ensuring straightforward climate control throughout the dwelling.
- Enclosed front garden: Features a delightful west-facing gravelled front area adorned with mature shrubs, offering pleasant afternoon sunlight and enhanced privacy from the street.
- Rear utility shed: Includes an outdoor utility shed situated in the back garden, providing valuable extra storage space for bicycles, tools, and household equipment.
- Elevated rear garden: Benefits from an enclosed rear outdoor space with elevated positioning, offering potential for landscaping or a private recreational area.
- Well-proportioned rooms: Offers bright and sensibly arranged accommodation layouts across two floors, maximizing the utility of the compact 73 square metre footprint.
- Ideal starter home: Serves as an exceptionally suitable property option for first-time purchasers looking to buy an affordable residence rather than continually paying rent.
- Investment potential: Represents a strong candidate for buy-to-let investors aiming to capitalise on steady local rental demand within established residential neighbourhoods.
- Downsizing suitability: Perfectly tailored for older individuals or couples looking to downsize into a smaller, easily manageable home close to urban amenities.
- Established residential area: Located within a mature and settled neighbourhood in Cavan town, ensuring a stable community atmosphere with established local infrastructure.
- Mains service connections: Connected to standard municipal water and sewerage services, avoiding the complexities and maintenance costs associated with private septic systems.
- Private appointment viewings: Offers an organized buying process through a sole selling agent, allowing prospective purchasers to inspect the property thoroughly in private.
- Vinyl and laminate flooring: Fitted with practical flooring finishes in high-traffic living areas, making routine cleaning and daily maintenance straightforward for busy residents.
- Ground floor bathroom: Includes a convenient ground floor W.C. and shower room, enhancing accessibility for residents and guests without needing to climb stairs.
- Natural light intake: Incorporates a west-facing front orientation that allows pleasant evening sunlight to illuminate the front garden and adjacent rooms effectively.
But keep in mind:
- Poor energy rating: Carries a weak BER rating of E, indicating inefficient thermal performance that will likely result in high heating bills until significant upgrades are implemented.
- High energy consumption: Displays an energy performance indicator of nearly 280 kWh/m²/year, suggesting that substantial insulation and window improvements are urgently required.
- Compact bedroom sizes: Features limited bedroom dimensions, particularly in secondary spaces, which may restrict furniture configurations or prove cramped for larger family setups.
- Single bathroom constraint: Provides only one combined bathroom on the ground floor, which could create morning bottlenecks or inconvenience households with multiple occupants.
- Dated flooring finishes: Relies heavily on vinyl flooring across multiple rooms, signalling that a new owner might want to budget for immediate cosmetic flooring replacements.
- Oil heating dependency: Relies on an oil-fired range for heating, which requires monitoring oil tank levels and scheduling deliveries compared to natural gas alternatives.
- Upstairs carpet condition: Features carpeted stairs leading from vinyl-floored hallways, indicating potential wear and tear that warrants close inspection during a physical survey.
- Potential retrofit costs: Buyers should investigate the capital outlay required to bring the E-rated building energy rating up to modern standards to reduce long-term utility expenses.
- Compact kitchen space: The kitchen and dining area measures under 4 square metres in primary width, potentially limiting counter space and modern appliance integration.
- Street parking limitations: Buyers should verify if dedicated off-street parking is available, as traditional terraced housing often relies strictly on public roadside parking.
- Garden maintenance needs: Both the front gravelled area and the elevated rear garden will require ongoing weeding and general upkeep to maintain their tidy appearance.
- Terraced noise transmission: Sharing party walls on both sides typical of terraced residences means potential susceptibility to sound transfer from neighbouring properties.
- Shed structural condition: The rear utility shed should be inspected for dampness, roof integrity, and electrical supply before storing valuable items securely inside.
- Window efficiency check: Buyers should examine the age and double-glazing quality of all windows to determine if heat loss is contributing to the poor energy rating.
- Hot press water heating: The inclusion of a hot press in the kitchen area suggests an older hot water cylinder setup that may need insulation jacket upgrades.
- Electrical system verification: Due to the traditional nature of the residence, purchasers should commission a thorough electrical survey to ensure compliance with current safety codes.
- Roof space insulation: The attic should be professionally inspected to verify current insulation depths, as inadequate loft insulation is a primary cause of low BER grades.
- Ventilation adequacy: Traditional terraced homes can occasionally suffer from condensation issues; buyers should check for signs of mould around windows and exterior walls.
- Resale value limitations: The E energy rating and compact 73 square metre size could impact future liquidity or capital appreciation compared to larger detached houses.
- Boundary clarity checks: Buyers should have their legal representative meticulously examine title maps to confirm exact ownership boundaries for the front and rear gardens.
Price positioning
?
- The asking price appears modestly positioned given the modest floor area and regional location, though significant energy efficiency upgrades will be necessary to modernise the property and reduce future heating costs.
- Under-valuation signals include the relatively low absolute entry price point for a three-bedroom home near the town centre, while over-valuation signals stem from a poor energy rating and compact layout.
- Potential factors supporting the valuation include strong demand from first-time buyers seeking affordable urban housing, whereas poor energy performance and necessary capital expenditure could heavily undermine buyer enthusiasm.
- Relevant considerations involve the convenient proximity to local amenities and schools, making the dwelling an attractive proposition for downsizers and investors looking for affordable rental stock.
Build Analysis
What we know from similar construction types
- The property is a traditional terraced residence extending to approximately 73 square metres, featuring an entrance hall, sitting room, kitchen/dining room, bathroom, and three bedrooms.
- Heating is provided via an oil-fired range and a solid fuel stove in the sitting room, which a buyer should inspect for proper operation and compliance.
- The house includes a rear elevated garden and a front enclosed west-facing gravelled area, along with an external utility shed that should be checked for structural soundness.
- A buyer should investigate the general condition of the building fabric, including insulation levels, roof integrity, and windows, given the age and type of traditional construction.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property has an E BER rating, indicating a poor energy performance level with an energy indicator of 279.17 kWh/m²/year.
- A comprehensive deep retrofit to bring the property to a modern B2 or A rating would likely involve external wall insulation, upgraded windows and doors, attic insulation, and potential heating system replacement.
- Estimated costs for a deep retrofit on a property of this size (73 m²) typically range between 35,000 and 50,000 euros, though actual costs will depend on specific contractor quotes and available SEAI grants.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: €1,800 to €2,400.
- Explanation: The property has a poor BER rating of E and an area of 73 square metres, combined with oil-fired central heating and a solid fuel stove, leading to higher energy consumption and lower thermal efficiency which should be further investigated by the buyer.
Pollution Safe
8/10Environmental situation to investigate
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
26 TULLACMONGAN, CAVAN
- Sale date
- Declared sale price
- €115,000.00
Recent sales in the wider Cavan area
101 AUGHNASKERRY DR, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
13 HIGHFIELD RD, CAVAN, CAVAN
- Sale date
- Declared sale price
- €255,000.00
6 RAVEN COURT, CAVAN, CAVAN
- Sale date
- Declared sale price
- €300,000.00
11 EARLSVALE RD, CAVAN, CAVAN
- Sale date
- Declared sale price
- €320,000.00
108 COLLEGE ST, CAVAN, CAVAN
- Sale date
- Declared sale price
- €104,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Stamp duty: approximately €1,500 based on 1% of the asking price of €150,000 for residential property under €1 million.
- Solicitor legal fees: roughly €1,500 to €2,500 plus VAT and outlays.
- Land registration fees: approximately €170 to €400 depending on the registration type.
- Property valuation fees: around €150 to €300 for mortgage purposes.
- Surveyor fees: approximately €400 to €800 depending on the level of detail required for a structural survey.
- Annual home insurance: roughly €350 to €650 depending on the level of cover and property specifics.
Forum Talk
What people are saying about this area
- Residents frequently discuss the convenience of living within walking distance of Cavan town centre and local amenities.
- The proximity to Breffni Park is often noted by locals regarding match-day traffic and community events.
- Community forums highlight the established and settled nature of residential areas around Tullacmongan.
- Discussions in local groups often focus on general town infrastructure and ongoing local authority updates.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children6/10
The property features three bedrooms and an enclosed rear garden, making it a viable option for a small family, though the floor area of 73 sq. m is relatively compact.
- Teenagers5/10
With three bedrooms, space may become limited for teenagers as they grow, and the single bathroom could pose scheduling challenges during busy mornings.
- Multi-generational Living2/10
At 73 square metres with a single bathroom and traditional layout, the property lacks the space and separation required for multi-generational living.
- Single Buyers9/10
With an asking price of €150,000 and three bedrooms, this home presents an excellent and affordable opportunity for single first-time buyers looking to get on the property ladder.
- Couples8/10
Offers generous accommodation for a couple, providing extra rooms that can easily double up as a home office or guest room.
- Empty Nesters7/10
The property is explicitly noted as being suited for those wishing to downsize, offering manageable upkeep and a convenient town-centre location.
- Retirees7/10
Its close proximity to town amenities and low-maintenance footprint make it appealing for retirees, though buyers should verify if any modifications are needed for long-term accessibility.
Work
3 areas- Remote Working6/10
The three-bedroom layout allows one of the rooms to be used as a home office, though buyers should verify local broadband speeds and connectivity.
- Hybrid Commuting5/10
Conveniently situated in Cavan town, but commuting options largely rely on regional road networks and bus services.
- Retired8/10
Well-suited for retirees looking to downsize to a manageable property within walking distance of town amenities.
Practical
8 areas- Ageing in Place5/10
Features a ground-floor shower room, but the presence of stairs to the bedrooms means modifications might be required for long-term ageing in place.
- Low Maintenance7/10
A compact 73 sq. m terraced footprint with a gravelled front area and enclosed rear garden means upkeep is relatively straightforward.
- Secure Gated Entry2/10
The listing does not mention a secure gated entry system for the property.
- Minimalist Design5/10
A traditional 3-bedroom terraced residence with standard room proportions rather than an open-plan minimalist architectural setup.
- Flexible Floor Plans5/10
Standard layout comprising an entrance hall, sitting room, kitchen/dining room, bathroom, and three bedrooms, offering limited structural flexibility.
- Heritage Home6/10
Described as a traditional terraced residence in an established area, carrying some classic character, though a BER rating of E suggests energy efficiency upgrades may be needed.
- Ecological Setup3/10
The property relies on an oil-fired range and oil-fired central heating, and holds an E BER rating, indicating there is significant room to improve its ecological footprint.
- Outdoor areas6/10
Benefits from an enclosed rear elevated garden with a utility shed and a delightful enclosed west-facing gravelled area to the front.
Interests
9 areas- Gardening5/10
Features an enclosed rear elevated garden and a front west-facing gravelled area with mature shrubs, offering modest outdoor green spaces to potter in.
- Walking8/10
The central location within minutes' walk of the town centre and local amenities makes it very convenient for daily walking.
- Gym7/10
Proximity to the town centre ensures good access to local leisure facilities and fitness centres.
- Cycling6/10
Town-centre location allows for easy cycling access to local services, though urban traffic conditions should be considered.
- Golf6/10
Reasonably well-positioned relative to regional amenities, though local golf course proximity should be verified independently.
- Fishing6/10
County Cavan is renowned for its lakes and angling opportunities, offering good regional access for fishing enthusiasts.
- Horse Riding4/10
As an urban residential property, dedicated equestrian facilities are not immediately on-site, requiring travel to surrounding rural areas.
- Water Sports3/10
While County Cavan has numerous lakes, the immediate property location is urban and non-waterfront.
- Entertaining5/10
Includes a sitting room and a kitchen/dining room alongside an enclosed rear garden, suitable for small gatherings rather than large-scale hosting.
Lifestyle
5 areas- Quiet Living5/10
Located in an established residential area adjacent to Breffni Park and close to the town centre, meaning there may be typical urban and event-related activity nearby.
- Rural Living2/10
This is a town-centre residential property rather than a rural setting.
- Village Living4/10
Situated within Cavan town rather than a traditional village setting, though local facilities are in abundance.
- Coastal Living1/10
Cavan is an inland location with no proximity to the coast.
- Urban Living7/10
Positioned within minutes' walk of Cavan town centre, placing shops, restaurants, and schools within easy reach.
Social
6 areas- Community Involvement7/10
Located in an established residential area close to local schools, sports grounds, and town amenities, fostering a strong sense of community.
- Café Culture7/10
Being within minutes' walk of the town centre puts local cafes, restaurants, and shops easily within reach.
- Nightlife6/10
Town-centre proximity provides access to local pubs and social spots, though more extensive nightlife options may require larger urban centres.
- Health/Wellness groups7/10
Proximity to town facilities allows easy access to local wellness classes, sports clubs, and healthcare services.
- Networking Opportunities5/10
Primarily a residential area, so professional networking would likely require travel to local business hubs or larger towns.
- Tech-Hub Connectivity4/10
Cavan is a regional hub, but buyers should independently verify high-speed fibre broadband availability for intensive tech work.
Listing information
- Agent
- Sherry FitzGerald Declan Woods
- Phone
- 049 438 0038
- Published on HouseDelve
- 26 September 2026
- Correction
- Report an issue
HD-568AC1HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.