Photograph 1 of 34 of 20 Morley Terrace, Waterford, Gracedieu Road, Co. Waterford
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20 Morley Terrace, Waterford, Gracedieu Road, Co. WaterfordX91EAE8

€370,000

4 Bed~2 Bath~115 m²~BER D2

What you'll like:

  • Prestigious Victorian terrace: This charming period residence is situated in a highly desirable tree-lined Victorian terrace, offering exceptional architectural character and long-term neighbourhood appeal for buyers.
  • Centrally convenient location: The property is located just minutes away from local shopping facilities and schools, providing high walkability and everyday convenience for future residents.
  • Walkable city proximity: Being less than a ten-minute walk from the city centre, residents can easily access all urban amenities without relying heavily on a car.
  • Major commuter access: The address is in close proximity to the Outer Ring Road, ensuring seamless connectivity to regional employment hubs and arterial routes.
  • Greenway recreational proximity: The renowned Waterford Greenway cycling and walking pathway begins just over a kilometre away, offering fantastic outdoor lifestyle benefits for active occupants.
  • Spacious internal layout: Spanning approximately 115 square metres across three distinct storeys, the home provides an exceptionally generous and versatile living space for families.
  • Four well-proportioned bedrooms: The accommodation includes four comfortable double bedrooms distributed across the upper levels, accommodating larger households or flexible home office arrangements.
  • Top floor master suite: The second floor hosts a private double bedroom complete with an en-suite bathroom, creating an ideal secluded retreat for homeowners.
  • Period architectural features: Built circa 1890, the dwelling retains wonderful historic character including original feature fireplaces, decorative coving, and classic window shutters.
  • Thoughtful modern refurbishment: The house has been extensively refurbished over recent years, allowing buyers to move straight in without undertaking immediate structural renovation works.
  • Private rear garden: A spacious rear garden set predominantly in lawn offers secure outdoor space for children, pets, or seasonal outdoor entertaining.
  • Modern double-glazed windows: The installation of PVC double-glazed sash windows helps preserve the historic aesthetic while improving thermal insulation and noise reduction.
  • Efficient gas heating: The property benefits from a reliable gas-fired central heating system, ensuring comfortable indoor temperatures throughout the colder winter months.
  • Equipped fitted kitchen: The ground floor kitchen comes fully fitted with integrated appliances including an oven, hob, fridge freezer, and washing machine for buyer convenience.
  • Charming sitting room: The front sitting room features traditional shutters and a cosy gas fireplace, creating a warm and welcoming formal reception space.
  • Contemporary family bathroom: The first-floor bathroom is finished with a stylish freestanding bath, modern vanity unit, and a heated towel rail for added luxury.
  • Stable asking price: The recorded asking price history shows no price reductions since tracking began, which may indicate steady seller confidence or realistic initial valuation.
  • Transparent sole agency: The property is handled by a sole designated auctioneer, which can streamline communication and negotiations for prospective purchasers during the buying process.
  • Established residential enclave: Morley Terrace represents a tightly held and recognizable historic pocket of the city, supporting strong long-term property desirability.
  • Ready for immediate occupation: The excellent presented condition throughout reduces the financial burden of urgent post-purchase modernization, making it attractive for fast movers.

But keep in mind:

  • Sub-optimal energy rating: The property carries a D2 BER rating, which indicates poor thermal efficiency and suggests that the buyer should budget for future insulation upgrades.
  • Steep multi-storey layout: With accommodation spread across three vertical levels, daily living involves navigating multiple flights of stairs, which may not suit buyers with mobility concerns.
  • Compact kitchen footprint: At roughly 2.5 metres square, the kitchen is relatively small for a four-bedroom house, potentially limiting workspace for avid home cooks.
  • Potential listed building sensitivities: Given its construction circa 1890 in a historic terrace, buyers should verify if any local conservation restrictions apply to exterior alterations.
  • Historic fabric maintenance: Older period properties often conceal hidden structural issues such as damp, timber rot, or outdated wiring that require a thorough independent pre-purchase survey.
  • Limited ground floor WC: The primary bathroom facilities are located on the first floor, meaning guests must walk upstairs from the main living areas.
  • On-street parking considerations: Victorian terraces in this neighbourhood often lack dedicated off-street driveway parking, requiring buyers to verify local vehicle parking arrangements.
  • Upstairs bedroom sizes: While advertised as doubles, room dimensions vary significantly, and buyers should inspect the smaller bedrooms to ensure they meet modern furnishing needs.
  • Insulation improvement costs: Upgrading the building fabric from a D2 rating to a modern energy standard could involve substantial capital expenditure on external or internal wall insulation.
  • Single-glazed sash replacement history: Buyers should verify the exact age and thermal performance of the PVC sash windows to ensure they provide adequate draught-proofing.
  • Urban noise exposure: Situated along Gracedieu Road, residents may experience higher ambient traffic noise levels during peak commuting hours.
  • Limited room for extension: The urban footprint and garden layout may restrict options for substantially expanding the ground-floor living accommodation in the future.
  • Plumbing and wiring verification: Despite extensive recent refurbishments, a qualified electrician and plumber should inspect the hidden services to confirm current safety compliance.
  • Roof structure inspection: The age of the circa 1890 structure means the roof timber, slates, and flashing require careful professional examination to rule out deferred maintenance.
  • Ventilation in older walls: Historic solid or early cavity walls can be prone to condensation issues, meaning adequate ventilation must be checked across all habitable rooms.
  • Potential boundary queries: Victorian terrace properties can sometimes feature shared side passages or narrow party walls, making legal title verification essential.
  • Fixed pricing posture: The lack of any recorded price adjustments in the history suggests the seller may currently hold a firm position on the asking price.
  • Upstairs en-suite sizing: The second-floor en-suite is relatively narrow, which should be inspected to ensure the shower and sanitary ware layout feels comfortable in daily use.
  • Garden maintenance access: Terraced houses often lack direct front-to-back external side access, meaning garden waste and bicycles must be moved through the main hallway.
  • Future resale liquidity: While historic homes are charming, niche period properties can sometimes appeal to a specific subset of buyers compared to modern suburban builds.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.
The asking price looks materially overvalued compared with the available evidence.
  • The asking price of 370000 euros appears positioned significantly above historical transactions recorded along the same Victorian terrace, where earlier transfers for comparable dwellings registered notably lower figures, signaling a premium expectation by the vendor.
  • Valuation signals driving this ambitious asking price include the extensive modern refurbishment, four bedrooms spanning multiple levels, and retained period features, contrasting against the lower D2 energy rating which typically demands future retrofit investment.
  • Factors that could support such a high valuation involve strong buyer demand for walk-in condition period homes close to city amenities, whereas factors undermining it include competing properties in the wider urban area achieving lower price points.
  • The recorded pricing history shows a static posture with no reductions since tracking began, suggesting a firm seller strategy that relies on emotional appeal rather than immediate discounting to test the upper bounds of local market capacity.

Build Analysis

What we know from similar construction types

  • The property is a Victorian terrace built circa 1890, spanning approximately 115 square metres across multiple storeys, featuring original architectural elements such as feature fireplaces, window shutters, coving, and original internal doors.
  • The listing notes extensive refurbishment over recent years, including PVC double glazed sash windows and gas central heating.
  • A buyer should investigate the structural integrity of the older timber framing, roof condition, dampness levels in solid masonry walls, and ensure that any past alterations comply with building and fire regulations, particularly regarding the converted second-floor bedroom and en-suite.

Retrofit Cost*

Possible renovating / insulating expenditure

  • The property has a D2 BER rating, which indicates poor energy efficiency typical of older period homes. A deep retrofit to bring the property to a B2 standard or higher would likely cost between 40,000 and 60,000 euros. This would involve upgrading attic and wall insulation suited for Victorian structures, modernising the heating system, and potentially improving airtightness while maintaining ventilation for breathable historic materials.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: €1,800 to €2,300. This estimate reflects the 115 m² floor area and a D2 BER rating, indicating that energy efficiency could be improved, which may lead to higher gas heating consumption during colder months.

Environmental checks

Area-level evidence and things to investigate

Air quality

Nearby sites

Landfills

None found

Waste facilities

None found

Nearby infrastructure

Underground electricity cables

None found

Flood Safe

8/10

Water overflow reports to follow up

  • The property is situated along Gracedieu Road in Waterford, an established residential area positioned at a reasonable remove from known major river corridors.
  • Official mapping evidence shows no designated flood risk zones directly impacting this immediate terrace location.
  • While local geography generally supports a lower exposure profile, ordinary surface water pooling can occasionally affect urban routes during intense rainfall events.
Supporting evidence: Low

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

  • 8 MORLEY TERRACE, GRACEDIEU ROAD, WATERFORD

    Sale date
    Declared sale price
    €252,500.00
  • 25 MORLEY TERRACE, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €270,000.00
  • 30 MORLEY TERRACE, GRACEDIEU RD, WATERFORD

    Sale date
    Declared sale price
    €160,000.00
  • 8 MORLEY TERRACE, GRACEDIEU ROAD, WATERFORD

    Sale date
    Declared sale price
    €250,000.00
  • 7 MORLEY TERRACE, GRACEDIEU RD, WATERFORD

    Sale date
    Declared sale price
    €180,000.00

Recent sales in the wider Waterford area

  • 62 SLIEVEKEALE RD, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €330,000.00
  • 68 MOUNT SION AVE, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €238,682.00
  • 18 MARIAN PARK, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €325,000.00
  • 112 GRIFFITH PLACE, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €175,000.00
  • 23 MORRISSONS RD, WATERFORD, WATERFORD

    Sale date
    Declared sale price
    €182,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Estimated stamp duty: €3,700 — 1% of €370,000.
    ?
    Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
  • Solicitor legal fees: €1,500 to €3,000 excluding outlays and VAT
  • Land registration fees: €400 to €800 depending on property value and registry type
  • Property valuation fees: €150 to €300
  • Surveyor fees: €500 to €1,200 depending on the level of detail required for a period residence
  • Annual home insurance: €400 to €800

Forum Talk

What people are saying about this area

  • Local residents frequently highlight the desirability of Morley Terrace and Gracedieu Road for its mature tree-lined Victorian character and proximity to Waterford city centre.
  • Community discussions often note the convenience of being within walking distance of local shopping facilities, the Mercy Schools, and transport links.
  • Property forums and local commentary frequently mention the popularity of period homes in this area undergoing sensitive modern refurbishments.
  • Residents often point out the close proximity to the Waterford Greenway starting point in Bilberry as a major lifestyle and recreational asset for the neighbourhood.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property features four bedrooms and a spacious rear garden, which is great for young families. It is conveniently located near local schools like The Mercy Schools and shopping facilities.

    7/10
  • Teenagers

    Four well-proportioned bedrooms and multiple levels provide teenagers with personal space and independence. The proximity to Waterford city centre ensures good access to youth amenities.

    8/10
  • Multi-generational Living

    Spread across multiple storeys with four bedrooms, there is decent separation of living areas, though a traditional Victorian layout may offer less ground-floor flexibility for older family members.

    6/10
  • Single Buyers

    Offering 115 m² of space, it might be larger and more expensive than the typical starter home for a single buyer, but its proximity to the city centre is a major plus.

    6/10
  • Couples

    An appealing period residence with ample room for couples planning to expand or needing dedicated home-office space close to the city centre.

    8/10
  • Empty Nesters

    While the home is spacious and central, a multi-story Victorian terrace layout with stairs between floors may be less appealing for buyers looking to downsize long-term.

    6/10
  • Retirees

    The property has multiple stairs across three floors and a D2 BER rating, meaning retirees should investigate potential upgrade costs and accessibility factors for ageing in place.

    5/10

Work

3 areas
  • Remote Working

    With four bedrooms available, homeowners can easily designate one or more rooms as quiet home offices for remote working.

    8/10
  • Hybrid Commuting

    Conveniently situated with close proximity to the Outer Ring Road, offering straightforward transit links for hybrid commuters.

    8/10
  • Retired

    The central location suits retirees wanting amenities nearby, but multi-story stairs and a D2 energy rating require careful consideration.

    5/10

Practical

8 areas
  • Ageing in Place

    The multi-storey Victorian layout features stairs between the ground, first, and second floors, which may pose challenges for long-term ageing in place without modifications.

    5/10
  • Low Maintenance

    Extensively refurbished over recent years to an excellent standard, featuring PVC double glazed sash windows and gas central heating.

    7/10
  • Secure Gated Entry

    This is an open period terrace property directly on Morley Terrace without a gated security entrance.

    3/10
  • Minimalist Design

    The property is a characterful Victorian period home retaining original features like feature fireplaces, window shutters, and coving rather than stark minimalism.

    4/10
  • Flexible Floor Plans

    Four bedrooms spread across multiple levels offer versatility for changing family dynamics, home offices, or guest rooms.

    7/10
  • Heritage Home

    Built circa 1890, this charming Victorian period residence retains wonderful original features including internal doors, coving, shutters, and fireplaces.

    10/10
  • Ecological Setup

    The property carries a D2 BER energy rating, indicating that a buyer may want to investigate future energy efficiency upgrades.

    4/10
  • Outdoor areas

    Benefits from a spacious rear garden set in lawn, offering a private outdoor retreat in a central location.

    7/10

Interests

9 areas
  • Gardening

    Features a spacious rear garden set in lawn, offering a good canvas for keen gardeners without excessive maintenance.

    6/10
  • Walking

    Excellent location for walking enthusiasts, being within a short walk of the city centre and close to the beginning of the 46km Waterford Greenway in Bilberry.

    9/10
  • Gym

    Proximity to Waterford city centre ensures easy access to various fitness centres, gyms, and wellness facilities.

    7/10
  • Cycling

    Being located just 1.6km from Bilberry, the starting point of the Waterford Greenway, makes this an exceptional home for cycling enthusiasts.

    9/10
  • Golf

    Waterford offers several established golf clubs and courses within a convenient driving distance from the city area.

    7/10
  • Fishing

    Proximity to the River Suir and regional coastal routes provides reasonable access to local angling and fishing spots.

    6/10
  • Horse Riding

    Equestrian facilities are generally located further out in the surrounding countryside rather than directly urban.

    5/10
  • Water Sports

    Access to the River Suir and nearby coastal areas like Dunmore East supports various water-related activities.

    6/10
  • Entertaining

    Includes a separate living room, dining room, and a spacious rear garden, providing very functional spaces for hosting guests.

    8/10

Lifestyle

5 areas
  • Quiet Living

    Situated on a tree-lined residential Victorian terrace offering a settled environment, though located relatively close to urban conveniences and major roads.

    6/10
  • Rural Living

    This is an established urban residential terrace setting within walking distance of Waterford city centre, far removed from rural isolation.

    2/10
  • Village Living

    Morley Terrace offers a community-focused neighborhood feel while still being right on the edge of the city.

    7/10
  • Coastal Living

    While coastal routes like Dunmore East are accessible via nearby regional roads, the immediate location is urban residential.

    4/10
  • Urban Living

    Less than a 10-minute walk to Waterford city centre, shopping complexes, and schools, making it ideal for those who enjoy urban convenience.

    9/10

Social

6 areas
  • Community Involvement

    An established residential terrace with a strong sense of community and close proximity to local schools and shopping hubs.

    7/10
  • Café Culture

    Being less than a 10-minute walk from Waterford city centre places numerous cafes, restaurants, and social spots within easy reach.

    8/10
  • Nightlife

    Urban positioning close to the heart of Waterford grants straightforward access to pubs, bars, and entertainment venues.

    8/10
  • Health/Wellness groups

    Proximity to University Hospital Waterford and city-based wellness clubs provides strong access to health services and fitness groups.

    8/10
  • Networking Opportunities

    Good connectivity to the city centre and industrial estates supports professional networking and business interactions.

    7/10
  • Tech-Hub Connectivity

    Regional connectivity is good via the Outer Ring Road and proximity to the IDA Industrial Estate, though major tech hubs are primarily Dublin-based.

    6/10

Listing information

Agent
Barry Murphy Auctioneers Ltd
Phone
051 858 444
Current status
active
Published on HouseDelve
9 November 2026
Correction
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Property reference: HD-C52243HouseDelve · Republic of Ireland

Report checks

Sources used: Public marketplace, Property Price Register, and grounded web research where available.

Automated quality checks: Passed

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.