
2 Clancy Street, Fermoy, CorkP61RH97
€175,000
2 Bed~1 Bath~BER G
What you'll like:
- Town Centre Location: Situated directly in the heart of Fermoy town, this property places everyday amenities, local shops, and schools within convenient walking distance.
- Compact Floor Area: Extending to approximately 750 square feet, the manageable layout offers an easily maintained footprint that suits downsizers or single occupants.
- Versatile Additional Room: The inclusion of an upstairs office or playroom provides functional flexibility for remote working or hobby space without requiring a larger home.
- Solid Fuel Stove: The living and dining area features an open fire equipped with a solid fuel stove, offering an efficient secondary heating source for winter months.
- Rear Yard Space: A generous concrete and patio area to the rear delivers low-maintenance outdoor living space for relaxing or container gardening.
- Owner Occupied Status: Having been previously owner-occupied, the property is exempt from current rent restriction pressures, making it attractive for prospective buy-to-let investors.
- Established Residential Setting: Positioned within a mature community, buyers benefit from a settled neighbourhood character rather than an unproven modern suburban development phase.
- Proximity to Amenities: Being just minutes away from the popular St. Colman's Sports and Health Campus ensures excellent recreational opportunities close to your doorstep.
- Mains Services Connection: The property connects directly to established mains water and mains sewerage infrastructure, avoiding the complications of private septic tanks or wells.
- Oil Fired Central Heating: Installed oil-fired central heating provides a traditional and reliable home-heating backbone that can be upgraded or serviced with ease.
- Affordable Price Point: With an asking price of €175,000, this residence represents an accessible entry-level opportunity for first-time buyers entering the local market.
- Functional Ground Layout: The open-plan living and dining combination creates an inclusive ground floor flow that maximizes the utility of the available square footage.
- Kitchen Access: Direct access from the kitchen to the rear yard simplifies outdoor dining, waste management, and bringing home groceries through the back entrance.
- Electric Shower Fitted: The bathroom includes an electric shower unit, ensuring reliable hot water on demand independent of the main boiler cycle.
- Built-In Storage: Selected bedrooms feature built-in or fitted wardrobes, reducing the immediate need for freestanding furniture purchases upon moving into the home.
- No Prior Price Inflation: Recorded tracking history shows the asking price has remained stable at €175,000 without artificial hikes, indicating a straightforward seller approach.
- Proximity to Main Street: Walking distance access to the main thoroughfare allows residents to easily utilize local public transport links and town services.
- Single Storey Extension: The rear single-storey extension successfully expands the original footprint, creating additional ground floor living depth and functional utility.
- Broad Buyer Appeal: The combination of price, size, and location ensures strong future resale or letting liquidity across multiple different market demographic segments.
- Manageable Investment: The modest capital outlay limits initial financial exposure while offering clear scope for value-adding cosmetic refurbishment over time.
But keep in mind:
- Abysmal BER Rating: The property carries a disastrous G energy rating, indicating severe thermal inefficiency and requiring urgent, capital-intensive fabric upgrades to achieve comfort.
- Substantial Retrofitting Costs: Bringing a G-rated home up to modern efficiency standards will demand significant financial investment in insulation, windows, and heating systems.
- High Heating Bills: Poor insulation and legacy energy performance will likely translate into excessive oil and electricity costs during colder winter months.
- Potential Damp Issues: Older mid-terrace structures with low energy ratings frequently suffer from condensation and dampness, requiring careful inspection by a qualified surveyor.
- Limited Bathroom Count: With only one bathroom servicing the entire dwelling, morning queues are inevitable if multiple occupants reside in the two bedrooms.
- Conflicting Floor Plans: The listing details display contradictory room dimensions and duplicate descriptions for bathrooms and bedrooms, creating uncertainty that must be physically verified.
- Restricted Parking Availability: Being in the town centre may mean a lack of dedicated off-street parking, forcing reliance on public spaces or street parking.
- Small Bedroom Sizes: Several bedrooms feature compact floor dimensions that will restrict furniture layout options and may not comfortably accommodate double beds.
- Lack of Garden Greenery: The generous rear yard is fully paved or concreted, offering zero natural lawn space for buyers who prefer traditional gardens.
- No Floor Area Guarantee: The stated 750 square feet is approximate and unverified, meaning buyers should commission a professional measurement survey prior to bidding.
- Potential Hidden Defects: Mid-terrace homes of this vintage can harbour outdated electrical wiring or plumbing that requires costly professional remediation during renovations.
- Roof and Structure Check: Buyers must arrange a thorough structural survey to assess the condition of the roof timbers and the single-storey extension junction.
- Ventilation Limitations: Smaller rooms and tight layouts in older town properties can lead to poor natural ventilation if trickle vents or extractor fans are inadequate.
- Acoustic Insulation Risks: Mid-terrace living inherently carries a risk of sound transfer from neighbouring properties, which should be evaluated during a viewing.
- Unclear Boundary Lines: Rear yard boundaries in older town centres can occasionally feature ambiguous legal demarcations requiring solicitor confirmation via mapping.
- Stagnant Price Indicator: While the price has remained stable at €175,000, buyers should investigate why the property has not attracted an immediate sale at this level.
- Boiler Efficiency Unknown: The age and operational condition of the oil-fired central heating boiler are unspecified, creating a risk of immediate replacement expenses.
- Storage Constraints: Despite some fitted wardrobes, the overall internal footprint lacks substantial dedicated attic or utility storage for bulky household items.
- Urban Environment Noise: A town centre location exposes the dwelling to higher ambient noise levels from passing traffic, pedestrians, and nearby commercial activity.
- Resale Efficiency Penalty: A G energy rating can severely impede future mortgage approvals for prospective buyers, potentially limiting your own future exit strategy.
Price positioning
?
- The asking price appears undervalued relative to recent comparable transactions on the same street, where properties have achieved notably higher figures despite similar residential footprints.
- Valuation signals are heavily influenced by the very poor BER rating of G, which indicates that substantial capital investment will be required to bring the dwelling up to modern energy efficiency standards.
- The asking price could be strongly supported by its desirable town centre location and absence of rental restrictions, though severe upgrade costs could undermine buyer enthusiasm significantly.
- Relevant market dynamics show steady local demand for affordable town properties, suggesting that despite energy rating drawbacks, competitively priced homes will attract strong interest from buyers.
Build Analysis
What we know from similar construction types
- The property is a mid-terrace home extending to approximately 750 sq. ft. featuring a single-storey extension to the rear.
- Accommodation comprises a living and dining room, kitchen, and bathroom on the ground floor, with two bedrooms and an office or playroom on the first floor.
- Services include mains water, mains sewerage, and oil-fired central heating.
- A buyer should investigate the structural integrity and insulation standards of the single-storey rear extension.
- Given the G energy rating, a comprehensive survey should be conducted to check for dampness, ventilation issues, and the overall condition of the roof, windows, and heating systems.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property has a G BER rating, indicating very poor energy efficiency and high heat loss.
- A deep retrofit to bring this home to a modern energy standard would likely cost between EUR 40,000 and EUR 65,000.
- This estimated cost includes external wall insulation or internal dry-lining, attic insulation, upgrading windows and external doors, replacing the oil-fired heating system with a heat pump or high-efficiency boiler, and installing proper ventilation.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: approximately 1800 to 2400 euro.
- Explanation: The property has a G rating, which indicates poor energy efficiency and significant heat loss. This, combined with an oil-fired central heating system and approximately 750 square feet of floor area, means higher fuel consumption is likely required to maintain comfortable indoor temperatures throughout the year.
Environmental checks
Area-level evidence and things to investigate
Air quality
Nearby sites
Landfills
None foundWaste facilities
None foundNearby infrastructure
Overhead electricity lines
None foundUnderground electricity cables
None foundFlood Safe
6/10Water overflow reports to follow up
- The property is situated in Fermoy town in close proximity to the River Blackwater valley, a notable local river corridor with a history of fluvial flood events in lower-lying parts of the settlement.
- Although official map screening does not currently place this specific address within a designated flood zone boundary, nearby low-lying areas in the town centre remain susceptible during extreme weather conditions.
- Mid-terrace townhouses at street level generally lack elevated ground floors, meaning any unexpected surface water pooling from heavy rainfall could potentially approach the property threshold.
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
5 CLANCY ST, FERMOY, CORK
- Sale date
- Declared sale price
- €256,000.00
9 CLANCY STREET, FERMOY, CO. CORK
- Sale date
- Declared sale price
- €175,000.00
10 CLANCY ST, FERMOY, CORK
- Sale date
- Declared sale price
- €200,000.00
41 CLANCY ST, FERMOY, CORK
- Sale date
- Declared sale price
- €178,000.00
39 CLANCY ST, FERMOY, CORK
- Sale date
- Declared sale price
- €210,000.00
Recent sales in the wider Fermoy area
6 SEAN O BRIEN PARK, BEECHFIELD ESTATE, FERMOY
- Sale date
- Declared sale price
- €280,000.00
NEWMARKET STREET, FERMOY, CO CORK
- Sale date
- Declared sale price
- €330,000.00
112 GLENCULLEN, FERMOY, CO CORK
- Sale date
- Declared sale price
- €177,500.00
STRAWHALL, FERMOY, CO. CORK
- Sale date
- Declared sale price
- €410,000.00
10 KENT TERRACE, CASTLELYONS, FERMOY
- Sale date
- Declared sale price
- €205,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
2 CLANCY ST, FERMOY, CORK
- Sale date
- Declared sale price
- €145,000.00
Buyer fees*
Associated expenses guide
- Estimated stamp duty: €1,750 — 1% of €175,000.
?
Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
- Solicitor legal fees: approximately 1500 to 2500 euro plus outlay and VAT.
- Land registration fees: approximately 400 to 800 euro depending on property value and registration type.
- Property valuation fees: approximately 150 to 250 euro for mortgage or standard valuation.
- Surveyor fees: approximately 400 to 800 euro for a standard structural survey.
- Annual home insurance: approximately 350 to 650 euro depending on the level of coverage chosen.
Forum Talk
What people are saying about this area
- Local community groups in Fermoy frequently discuss ongoing town centre regeneration projects and pedestrianisation initiatives affecting traffic flow around Clancy Street.
- Residents on regional forums often highlight the convenience of living near the Blackwater River amenities and local sports facilities like St. Colman's.
- Discussions regarding older housing stock in Fermoy commonly focus on the costs and grants available for energy efficiency upgrades, particularly for properties with a G BER rating.
- Local social media pages note a steady demand for centrally located homes within walking distance of schools, shops, and public transport links in the town.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children5/10
The property features two bedrooms and an office/playroom, offering adequate initial space for young children, but the mid-terrace setup and town centre location mean limited private garden space.
- Teenagers5/10
With two bedrooms and an extra room that can function as a study or playroom, teenagers will appreciate the proximity to local town amenities, though space is compact.
- Multi-generational Living3/10
Extending to approximately 750 sq. ft. with two bedrooms, the home lacks the square footage and separate living areas needed comfortably for multi-generational households.
- Single Buyers9/10
An affordable asking price of €175,000 and a convenient town centre location make this an exceptional starting point for single buyers entering the property market.
- Couples8/10
The layout provides a comfortable living and dining area, kitchen, and two bedrooms, making it ideal for couples starting out or downsizing together.
- Empty Nesters7/10
The compact mid-terrace footprint reduces ongoing cleaning and upkeep, and being in the heart of Fermoy town keeps local shops and services within easy reach.
- Retirees7/10
A central location allows easy access to local amenities without heavy reliance on driving, though buyers should verify the internal stair layout for long-term accessibility.
Work
3 areas- Remote Working7/10
The inclusion of an office/playroom on the first floor provides a dedicated workspace for those working remotely from home.
- Hybrid Commuting6/10
The central town location offers good regional road access, though buyers should verify local public transport links for regular commuting.
- Retired7/10
Proximity to town amenities and healthcare services makes daily life convenient for retirees who prefer not to travel far for essentials.
Practical
8 areas- Ageing in Place4/10
The two-story layout with bedrooms upstairs poses mobility challenges for ageing in place without future modifications.
- Low Maintenance7/10
A compact footprint of roughly 750 sq. ft. and a paved rear yard mean minimal exterior maintenance is required.
- Secure Gated Entry3/10
As a traditional mid-terrace street property, it features standard open street access rather than a secure gated entrance.
- Minimalist Design5/10
The layout is functional and traditional rather than strictly minimalist, though the manageable size suits streamlined living.
- Flexible Floor Plans6/10
The ground floor living/dining space combined with an upstairs office/playroom offers moderate flexibility for changing household needs.
- Heritage Home6/10
Situated in a mature, established residential setting in the heart of the town, the property carries the charm of a traditional mid-terrace build.
- Ecological Setup2/10
The property carries a G energy rating, indicating that significant upgrades to insulation and heating systems will be needed for an efficient ecological setup.
- Outdoor areas4/10
Outdoor space is restricted to a compact rear yard with a concrete and patio area, lacking a traditional lawn or garden.
Interests
9 areas- Gardening3/10
The property features a modest rear yard with a concrete and patio area, leaving very little room for traditional gardening projects.
- Walking8/10
The central location in Fermoy makes walking to local shops, schools, and the main street exceptionally convenient.
- Gym8/10
Being just minutes from the popular local St. Colman's Sports and Health Campus provides fantastic nearby fitness opportunities.
- Cycling6/10
Town centre living allows for easy short-distance cycling, though navigating local traffic requires standard urban precautions.
- Golf5/10
The property provides a solid base in Fermoy, though buyers should investigate the exact distance to the nearest regional golf courses.
- Fishing6/10
Fermoy is situated along the River Blackwater, offering good local angling opportunities for fishing enthusiasts.
- Horse Riding4/10
Equestrian pursuits will require travel outside of the immediate town centre to nearby riding stables and facilities.
- Water Sports4/10
While the Blackwater River runs through Fermoy, dedicated water sports facilities are somewhat limited compared to coastal or specialized lake locations.
- Entertaining5/10
An open plan living and dining area measuring over 6 meters provides a nice gathering space, though the overall 750 sq. ft. size limits large indoor crowds.
Lifestyle
5 areas- Quiet Living4/10
Situated right in the heart of Fermoy town, residents will experience standard urban and street noise rather than a secluded rural atmosphere.
- Rural Living2/10
This is strictly a town centre property with a mid-terrace configuration, offering none of the expansive countryside space typical of rural living.
- Village Living6/10
While located in a town rather than a small village, Fermoy offers a close-knit community feel with local shops, a church, and schools within walking distance.
- Coastal Living1/10
Fermoy is an inland town in County Cork, far removed from any coastal or seaside environments.
- Urban Living7/10
The central town location places local amenities, shops, and services right on your doorstep, suiting those who prefer walkability and town conveniences.
Social
6 areas- Community Involvement7/10
An established residential setting in the heart of Fermoy encourages participation in local community groups, church activities, and events.
- Café Culture7/10
Being within walking distance of the main street places local cafes and social spots within easy reach.
- Nightlife6/10
Town centre positioning means local pubs and evening venues are close by, though Fermoy retains a quieter pace than a major city.
- Health/Wellness groups8/10
The proximity to St. Colman's Sports and Health Campus provides excellent access to local wellness and fitness groups.
- Networking Opportunities5/10
Networking options are generally limited to local town businesses and community networks rather than major corporate hubs.
- Tech-Hub Connectivity4/10
As a traditional mid-terrace home in an established regional town, buyers should investigate local broadband speeds to confirm suitability for tech-heavy roles.
Listing information
- Agent
- Collins O'Meara Ltd
- Phone
- 025 31 000
- Current status
- active
- Published on HouseDelve
- 9 November 2026
- Correction
- Report an issue
HD-1D6A10HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.