2 Chapel Hill, Fermoy, Co.CorkP61D954
€145,000
2 Bed~1 Bath~56 m²~BER C
What you'll like:
- Central town location: Situated within walking distance of all Fermoy town amenities, this property offers exceptional convenience for daily errands without relying heavily on a car.
- Compact floor area: Measuring 56 square metres, the residence provides a manageable footprint that keeps routine cleaning and ongoing domestic maintenance tasks straightforward and inexpensive.
- Efficient starter home: The two-bedroom layout makes an ideal entry-level purchase for first-time buyers looking to step onto the property ladder at an affordable price point.
- Investment potential: Given the strong rental demand in mature residential pockets of Fermoy, this terraced house represents a viable addition to a residential buy-to-let portfolio.
- Enclosed rear yard: The private outdoor yard space to the back provides a secure area for waste storage, drying clothes, or setting up potted plants.
- Moderate energy rating: Holding a C energy rating indicates that thermal performance is reasonably efficient, which should help keep annual winter heating bills manageable.
- Solid fuel stove: The sitting room features a solid fuel stove that offers a cosy focal point and an alternative heating source during colder winter months.
- Separate reception space: Having a distinct sitting room measuring over four metres by nearly three metres allows for comfortable furniture placement and relaxation away from the kitchen.
- Fitted bedroom storage: The second bedroom includes built-in wardrobes, saving valuable floor space and reducing the immediate need to purchase standalone bedroom furniture items.
- Tiled bathroom finish: The bathroom is fully tiled from floor to ceiling, which generally aids in moisture resistance, easy cleaning, and long-term surface durability.
- Electric shower installed: Equipped with an electric shower, the bathroom ensures a dependable, on-demand supply of hot water independent of the central heating boiler.
- Dual heating options: The combination of oil-fired central heating and a solid fuel stove gives occupants flexibility in how they choose to heat the home.
- Established neighbourhood: Located within a mature residential area, buyers benefit from a settled community atmosphere with established local infrastructure and neighbouring properties.
- Accessible asking price: Listed at €145,000, the property represents one of the more attainable freehold price points currently found within this specific regional town market.
- Stable pricing strategy: The recorded price history shows no downward or upward adjustments since tracking began, suggesting a firm initial pricing stance by the vendor.
- Straightforward layout: The linear arrangement featuring an entrance hall, kitchen-dining zone, and separate sitting room downstairs promotes practical daily circulation and living flow.
- Carpeted sleeping quarters: Both bedrooms feature fitted carpeting, offering a softer underfoot experience and reducing ambient noise transmission throughout the upper level.
- Tiled kitchen flooring: The kitchen and dining area features durable tiled flooring, which handles heavy foot traffic and accidental spills much better than traditional timber surfaces.
- Mains service connections: The property is connected to mains water and mains sewer networks, avoiding the complexities and maintenance costs associated with private septic tanks.
- Manageable window count: A smaller overall floor area typically translates to fewer windows, which can significantly lower eventual replacement costs when window upgrades become necessary.
But keep in mind:
- Modest floor area: At only 56 square metres, the overall living space is quite compact and may feel cramped for growing families or buyers needing dedicated home office rooms.
- Limited bathroom count: The property features only one shared bathroom, which could create morning bottlenecks for occupants or visiting guests sharing the accommodation.
- Terraced parking constraints: Being a terraced house on a mature street, prospective buyers should verify local on-street parking availability and potential permit restrictions.
- Yard size limitations: The enclosed rear yard appears relatively compact from typical town-house dimensions, offering minimal space for extensive gardening or large outdoor furniture sets.
- Potential modernization needs: Buyers should budget for potential cosmetic redecoration or updating throughout the interior finishes to bring the property up to modern aesthetic standards.
- Oil heating dependency: Relying on oil-fired central heating means the owner must manage bulk fuel deliveries and monitor fluctuating home heating oil market prices.
- Stove maintenance requirements: The solid fuel stove will require regular chimney sweeping, ash disposal, and safety checks to ensure efficient operation and prevent fire hazards.
- Compact kitchen dimensions: Measuring roughly four metres by two metres, the kitchen area offers limited counter space for extensive food preparation or large modern appliances.
- Single bathroom location: Having the sole bathroom positioned on a compact footprint may mean restricted layout configurations without major structural reconfiguration works.
- Lack of ground-floor WC: The absence of a downstairs guest toilet means visitors must use the primary upstairs bathroom facilities during gatherings.
- Older property fabric: Mature residential areas can hide legacy building issues such as outdated wiring, older plumbing runs, or inadequate roof insulation requiring expert inspection.
- Stagnant price history: The asking price has remained completely static since initial observation, which might indicate a seller who is currently resistant to flexible negotiation or lower offers.
- Missing property type details: Official listing data omitted the exact structural classification, meaning buyers must independently confirm specific title boundaries and freehold covenants.
- Upstairs bedroom sizes: While functional, the bedrooms feature modest dimensions that may limit the accommodation of larger double bed frames alongside auxiliary storage units.
- External maintenance access: Terraced properties often lack side alleyways, meaning any garden waste, building materials, or oil delivery lines must be brought directly through the house.
- Ventilation and damp checks: Buyers should thoroughly inspect the enclosed yard and lower-level exterior walls for potential damp penetration or sub-floor ventilation deficiencies.
- Boiler age and condition: The working condition and efficiency of the oil boiler should be professionally verified prior to purchase to avoid sudden replacement expenses.
- Window thermal efficiency: While the BER is C, the actual age and double-glazing seal integrity of the windows should be checked to prevent future heat loss.
- Limited storage capacity: Beyond the fitted wardrobes in one bedroom, the house lacks substantial built-in storage cupboards like hot presses or dedicated hallway closets.
- Resale liquidity limits: Very small terraced homes in regional towns can sometimes experience longer selling timelines when future market conditions shift.
Price positioning
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- The asking price appears attractively positioned because it sits noticeably below historical regional norms for comparable town dwellings, suggesting potential affordability for first-time buyers seeking an accessible entry point into the local housing market without overextending finances.
- Valuation signals show a modest 56 square meter footprint and a C energy rating, which might limit broad buyer appeal while simultaneously justifying a competitive entry valuation compared to larger or more modernly upgraded properties nearby.
- Factors that could support this price level include sustained local demand for compact starter homes, whereas elements like required modernization or limited parking facilities could undermine higher valuation expectations during competitive bidding rounds.
- The stable asking price history indicates a confident initial listing strategy by the vendor, aiming to stimulate brisk enquiry levels and potential competitive tension among prospective purchasers looking for manageable renovation projects.
Build Analysis
What we know from similar construction types
- The property is a two-bedroom terraced house extending to approximately 56 square metres, located in a mature residential area within walking distance of Fermoy town amenities.
- The heating system relies on oil-fired central heating supplemented by a solid fuel stove in the sitting room.
- Given the compact layout and mature nature of the area, a buyer should investigate the condition of the roof, windows, and external insulation, as well as verify the functionality and age of the oil boiler and plumbing systems.
- A structural survey is recommended to check for dampness or structural movement, particularly given the terraced property type.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost is approximately 800 to 1,100 euro.
- This estimate accounts for the property size of 56 square metres and a C energy rating, combining oil-fired central heating and the use of a solid fuel stove.
Pollution Safe
8/10Environmental situation to investigate
- The property is situated in a central residential area of Fermoy, showing no apparent immediate proximity to heavy industrial facilities or major active landfills.
- Any historical commercial or industrial uses in the broader town environment should be verified through standard environmental searches if specific concerns exist.
Flood Safe
7/10Water overflow reports to follow up
- Chapel Hill is elevated relative to the main river channel, though proximity to the Blackwater River valley means buyers should review official flood maps for localized surface water risks.
- Prospective purchasers are advised to verify comprehensive local flood history and insurance availability for the specific site.
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
1 CHAPEL HILL, FERMOY, CORK
- Sale date
- Declared sale price
- €180,000.00
6 CHAPEL HILL, FERMOY, CORK
- Sale date
- Declared sale price
- €170,000.00
Recent sales in the wider Fermoy area
6 SEAN O BRIEN PARK, BEECHFIELD ESTATE, FERMOY
- Sale date
- Declared sale price
- €280,000.00
NEWMARKET STREET, FERMOY, CO CORK
- Sale date
- Declared sale price
- €330,000.00
112 GLENCULLEN, FERMOY, CO CORK
- Sale date
- Declared sale price
- €177,500.00
STRAWHALL, FERMOY, CO. CORK
- Sale date
- Declared sale price
- €410,000.00
10 KENT TERRACE, CASTLELYONS, FERMOY
- Sale date
- Declared sale price
- €205,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Estimated stamp duty: €1,450 — 1% of €145,000.
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Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
- Solicitor legal fees: approximately 1,500 to 2,500 euro plus VAT and outlays.
- Land registration fees: approximately 400 to 800 euro depending on the property value and registration type.
- Property valuation fees: approximately 150 to 300 euro for a standard mortgage valuation.
- Surveyor fees: approximately 400 to 800 euro depending on the level of detail required for a pre-purchase structural survey.
- Annual home insurance: approximately 300 to 600 euro depending on the level of building and contents cover chosen.
Forum Talk
What people are saying about this area
- Locals in Fermoy frequently discuss the convenience of living within walking distance of the town centre amenities along Chapel Hill.
- Community forums often highlight the appeal of mature residential streets in the town for first-time buyers and property investors alike.
- Discussions regarding local infrastructure generally focus on traffic management and pedestrian safety improvements near the main bridges.
- Residents frequently share positive feedback on local recreational amenities, including the riverside walks and community sports facilities.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children5/10
The 2-bedroom terraced layout with 56 square metres of floor area provides compact accommodation that can house a small family, but space is limited for growing children over time.
- Teenagers3/10
With only 56 square metres and two bedrooms, teenagers will likely find the living quarters cramped and lacking in independent personal space.
- Multi-generational Living2/10
The small floor area of 56 square metres and single bathroom make multi-generational living highly impractical for extended family arrangements.
- Single Buyers9/10
At an asking price of €145,000 and featuring 2 bedrooms, this property is ideally sized and priced as a starter home for single buyers entering the market.
- Couples8/10
The 2-bedroom home offers an affordable entry point for couples looking to establish their first household within walking distance of town amenities.
- Empty Nesters7/10
Downsizers seeking a low-maintenance, manageable home close to town services will find the compact 2-bedroom layout appealing.
- Retirees7/10
The property's single-level flow or manageable terraced scale close to town amenities suits retirees, though stair arrangements inside should be checked.
Work
3 areas- Remote Working6/10
The two bedrooms allow one to be configured as a home office, though broadband speeds should be verified by the buyer.
- Hybrid Commuting6/10
Fermoy offers reasonable road links for hybrid workers commuting to regional employment centres like Cork city, subject to traffic.
- Retired8/10
The manageable size and convenient access to town amenities make it a practical option for retirees seeking simplified living.
Practical
8 areas- Ageing in Place6/10
The compact size reduces upkeep, but buyers should investigate whether the internal layout accommodates long-term accessibility needs.
- Low Maintenance8/10
A 56 square metre floor area and enclosed rear yard mean minimal upkeep for the homeowner.
- Secure Gated Entry2/10
As a traditional terraced house directly on Chapel Hill, it does not feature gated security.
- Minimalist Design7/10
The modest footprint naturally encourages a streamlined, minimalist approach to household possessions.
- Flexible Floor Plans4/10
With a fixed 56 square metre layout comprising two bedrooms and one bathroom, flexibility for major structural reconfiguration is limited.
- Heritage Home5/10
Located in a mature residential area, the property has an established character, though its specific historical status should be verified.
- Ecological Setup4/10
The property features an oil-fired central heating system and a BER rating of C, meaning energy efficiency could be upgraded by a new owner.
- Outdoor areas4/10
The property offers an enclosed rear yard rather than a sprawling lawn, providing private outdoor space that requires very little maintenance.
Interests
9 areas- Gardening3/10
The outdoor space consists of an enclosed rear yard rather than a traditional garden, limiting extensive planting or landscaping activities.
- Walking8/10
Being within walking distance of all Fermoy town amenities makes it exceptionally easy to incorporate daily walking into a routine.
- Gym7/10
Town-centre positioning typically ensures reasonable access to local fitness facilities and community sports centres.
- Cycling6/10
The town location allows for straightforward cycling to local services, though regional cycling routes require further investigation by the buyer.
- Golf6/10
Fermoy and the surrounding Cork region offer local golf course facilities within reasonable driving distance.
- Fishing6/10
The Blackwater River runs through Fermoy, offering potential local angling opportunities for fishing enthusiasts.
- Horse Riding4/10
While equestrian facilities exist in the broader rural hinterland, they are not immediately adjacent to this town-centre property.
- Water Sports4/10
Proximity to the river allows for some local water-based activities, but major water sports require travel to dedicated regional hubs.
- Entertaining5/10
The compact 56 square metre floor area and enclosed rear yard provide modest space for hosting small gatherings rather than large groups.
Lifestyle
5 areas- Quiet Living6/10
Located in a mature residential area in Fermoy town, the setting offers a generally settled environment, though town proximity brings some ambient activity.
- Rural Living2/10
Being situated right within Fermoy town limits means this property offers an urban or town setting rather than rural isolation.
- Village Living8/10
Positioned within walking distance of all Fermoy town amenities, the property delivers a classic town-centre community lifestyle.
- Coastal Living1/10
The inland location in Fermoy, Co. Cork, provides no proximity to coastal amenities or beaches.
- Urban Living7/10
Proximity to town amenities gives residents easy access to local services, shops, and conveniences without needing a car for every trip.
Social
6 areas- Community Involvement7/10
A mature residential area within an established town fosters strong local community ties and participation opportunities.
- Café Culture7/10
Being within walking distance of Fermoy town centre puts local cafes and social spots within easy reach.
- Nightlife6/10
Town-centre living provides convenient access to local pubs and evening venues.
- Health/Wellness groups7/10
Proximity to town facilities supports engagement with local wellness clubs, pilates & stretching classes, and community groups.
- Networking Opportunities5/10
While local business and social networks exist in Fermoy, major professional networking hubs are primarily found in larger nearby cities.
- Tech-Hub Connectivity5/10
Local infrastructure supports standard connectivity, but buyers should verify specific broadband speeds for high-tech remote roles.
Listing information
- Agent
- Sherry FitzGerald O'Donovan (Fermoy)
- Phone
- 025 327 25
- Current status
- active
- Published on HouseDelve
- 24 October 2026
- Correction
- Report an issue
HD-1A3822HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.