
16 St Patrick's Terrace, Cavan, CavanH12ER80
€195,000
3 Bed~1 Bath~68 m²~BER F
What you'll like:
- Turnkey Condition Interior: The house is presented in ready-to-move-in condition, allowing you to settle in immediately without undertaking any urgent or expensive initial renovation works.
- Central Town Location: Situated within comfortable walking distance of Cavan town centre, ensuring effortless access to daily shopping, dining, and essential community services.
- Local School Proximity: Several local schools are located close by within walking distance, making the daily school run exceptionally convenient for families with children.
- Public Transport Access: Cavan Bus Station is easily reachable on foot, providing reliable regional transport links for commuters without relying entirely on a car.
- Sports and Recreation: A variety of local sports facilities including a gym, GAA grounds, and soccer pitches are situated nearby to support an active lifestyle.
- Private Rear Garden: Features a private rear outdoor space that offers a quiet spot for relaxation and entertaining away from the main street bustle.
- Low Maintenance Yard: The outdoor area is designed for easy upkeep, saving you considerable time and effort on routine weekend garden maintenance tasks.
- Solid Fuel Stove: Includes a cozy solid fuel stove that provides an attractive focal point and supplementary heating during cold winter evenings.
- Oil Fired Central Heating: Equipped with an oil fired central heating system throughout, ensuring dependable warmth across all rooms during colder months.
- Open Plan Living: The spacious open plan kitchen and living area creates a sociable modern layout suited to contemporary daily lifestyles.
- Fully Equipped Kitchen: Comes with a fully equipped kitchen setup, saving you immediate out-of-pocket expenses on essential culinary appliances and cabinetry.
- Three Bedroom Layout: Offers three well-proportioned bedrooms providing versatile accommodation options for family members, guests, or a dedicated home office setup.
- Two Double Bedrooms: Features two comfortable double bedrooms upstairs, ensuring adequate space for larger furniture and comfortable long-term sleeping arrangements.
- Ground Floor Bedroom: Includes a single bedroom on the ground floor, which provides convenient accessible living arrangements or a flexible hobby space.
- On Street Parking: Convenient on street parking is available directly to the front, facilitating easy vehicle placement for residents and visiting guests.
- Mature Residential Setting: Located within an established and mature neighbourhood, offering a stable community feel and settled surrounding character.
- Investment Potential: Positioned as an attractive prospect for property investors seeking rental yields in a recognized and convenient urban fringe location.
- First Time Buyers: Represents an accessible stepping stone onto the property ladder for buyers eager to secure their own home near amenities.
- Vibrant Nightlife Nearby: An abundance of local pubs and restaurants are located just a short walk away, enhancing your weekend social entertainment options.
- Manageable Floor Area: The compact 68 square metre layout ensures affordable utility bills and straightforward domestic cleaning routines for busy occupants.
But keep in mind:
- Poor BER Rating: The property carries a low F energy rating, which indicates inefficient thermal performance and likely high home heating fuel costs.
- Extensive Retrofitting Needed: Achieving modern energy efficiency standards will require substantial capital investment in insulation, windows, and heating upgrades.
- Compact Living Space: With a floor area of 68 square metres, the rooms may feel slightly restricted for growing families or buyers needing extensive storage.
- Single Bathroom Constraint: Having only one bathroom shared across three bedrooms could create morning congestion and daily scheduling bottlenecks for occupants.
- On Street Parking Uncertainty: Reliance on public on street parking means spaces are unallocated and you might occasionally struggle to park near the front door.
- Oil Heating Costs: Oil fired central heating exposes you to volatile home heating oil market price fluctuations compared to mains gas alternatives.
- Terraced Noise Transfer: As a terraced house, you share party walls with neighbours on both sides, which may occasionally transmit auditory disturbances.
- Limited Garden Size: The low maintenance garden is compact, offering restricted space for avid gardeners, large pets, or extensive outdoor play equipment.
- Potential Retrofit Disruption: Upgrading a poorly rated F energy home involves messy construction work that can temporarily displace residents during improvement projects.
- Stove Chimney Inspection: The solid fuel stove requires professional inspection to ensure the flue and chimney are compliant and safe for continuous burning.
- Ventilation Due Diligence: Older terraced houses with low energy ratings should be checked for adequate background ventilation to prevent indoor condensation and mould.
- Electrical System Check: Buyers should commission a thorough electrical survey to confirm wiring age and compliance with current safety regulations.
- Plumbing Condition Verification: The plumbing network connected to the single bathroom and kitchen needs professional verification to rule out hidden leaks or corrosion.
- Roof Structure Review: An independent surveyor should inspect the roof timbers and covering for any signs of age-related wear, sagging, or water ingress.
- Boundary Clarity: Property boundaries in older town terraces should be carefully verified against title maps to prevent any future boundary disputes.
- Limited Expansion Options: The compact footprint and plot size may restrict your ability to extend the property significantly in the future.
- Basement Or Damp Check: Low-lying ground floor areas should be assessed for rising or penetrating dampness common in older Irish terraced dwellings.
- Insurance Premium Impact: A low BER rating and older construction features might occasionally influence the cost and availability of comprehensive home insurance.
- Resale Efficiency Limits: Properties with poor energy ratings can sometimes experience slower future resale velocity until energy upgrades are fully completed.
- Town Traffic Proximity: Being close to the town centre might subject the immediate street to higher levels of local vehicular and pedestrian traffic noise.
Price positioning
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- The asking price of €195,000 for this three-bedroom terraced home appears slightly undervalued when compared against broader regional housing transactions showing typical market values ranging between €265,000 and €290,000 for standard residential properties.
- Valuation signals are influenced by the modest 68 square metre floor area and a poor energy rating, which might normally discount the asset despite its desirable turnkey condition and proximity to town amenities.
- Factors that could significantly support this accessible pricing include strong rental demand from investors seeking yields and first-time buyers looking for affordable entry points into the local property ladder near urban facilities.
- Conversely, the notably weak energy efficiency rating could undermine buyer confidence, potentially requiring substantial immediate capital expenditure for thermal upgrades that might offset any initial perceived savings in the asking price.
Build Analysis
What we know from similar construction types
- The property is a terraced house with a floor area of 68 square meters, featuring a layout that includes an open-plan kitchen and living room, a ground-floor single bedroom, and two double bedrooms upstairs.
- The heating system relies on oil-fired central heating supplemented by a solid-fuel stove.
- Given the small floor area and mature development setting, a buyer should investigate the potential for past alterations, insulation levels in the walls and attic, and the overall condition of the roof and services.
- Any prospective buyer should verify compliance with local planning and building regulations, particularly regarding any historical extensions or modifications.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property has a poor BER rating of F, indicating a high level of energy inefficiency.
- A comprehensive deep retrofit to bring the property up to a modern B2 BER standard would likely cost between 40,000 and 60,000 euros.
- This estimated cost would cover external wall insulation, upgrading windows and external doors, attic insulation, and replacing the existing oil-fired heating system with a renewable alternative such as a heat pump.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: €1,500 to €2,000.
- Explanation: Given the 68 square metre floor area and a poor BER rating of F, the property has high energy inefficiency, leading to higher oil and solid fuel heating demands during colder months.
Pollution Safe
8/10Environmental situation to investigate
Flood Safe
8/10Water overflow reports to follow up
- Mapped river flood zones are located within a short distance of the property, indicating that high river levels nearby require consideration.
- The moderate separation distance from modeled flood areas provides a reasonable buffer against typical high-water events.
- The surrounding town center topography generally slopes away from immediate watercourses, reducing the likelihood of widespread surface water accumulation.
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
No verified results were found for this group in the previous five years.
Recent sales in the wider Cavan area
14A DRUMNAVANAGH, CAVAN, CAVAN
- Sale date
- Declared sale price
- €290,000.00
24 LORETO WOOD, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
101 AUGHNASKERRY DR, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
41 OAK MANOR, CAVAN, CAVAN
- Sale date
- Declared sale price
- €278,000.00
20 ARD AOIBHINN, CAVAN, CAVAN
- Sale date
- Declared sale price
- €169,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Estimated stamp duty: €1,950 — 1% of €195,000.
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Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
- Solicitor legal fees: approximately €1,500 to €2,500 excluding outlays and VAT.
- Land registration fees: approximately €130 to €700 depending on the application type and value.
- Property valuation fees: approximately €150 to €300.
- Surveyor fees: approximately €400 to €800 for a standard structural survey.
- Annual home insurance: approximately €350 to €700 depending on the level of cover.
Forum Talk
What people are saying about this area
- Residents frequently discuss the convenience of living within walking distance of Cavan town centre and local amenities.
- Community groups on social media often highlight the active local sports scene, including nearby GAA and soccer facilities.
- Transport links, such as the proximity to Cavan Bus Station, are commonly noted as a major benefit for commuters.
- Local forums occasionally mention the vibrant nightlife, with numerous pubs and restaurants situated a short walk away.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children6/10
The property features three bedrooms and a private rear garden, though the floor area of 68 m² is compact for a growing family. The location within walking distance of Cavan town and local schools is a strong advantage.
- Teenagers5/10
With three bedrooms, the home offers some space, but the limited 68 m² floor area and single bathroom may feel crowded for teenagers requiring more independent living space.
- Multi-generational Living2/10
The small floor area of 68 m², single bathroom, and terraced layout make this property unsuitable for multi-generational living.
- Single Buyers9/10
This turnkey three-bedroom house is ideally sized and priced for a single buyer looking to get on the property ladder in a convenient town location.
- Couples9/10
Offering three bedrooms and a low-maintenance setup within walking distance of Cavan town amenities, this property is an excellent fit for couples.
- Empty Nesters7/10
The low-maintenance garden and proximity to town amenities suit empty nesters, though stairs between the ground-floor bedroom and upstairs rooms should be considered for long-term living.
- Retirees6/10
Proximity to town amenities is great for retirees, but the layout spans multiple levels with a single bathroom upstairs, and buyers should verify if the configuration meets accessibility needs for ageing in place.
Work
3 areas- Remote Working6/10
The three-bedroom layout allows for a dedicated home office space, though broadband speeds should be verified by the buyer.
- Hybrid Commuting7/10
Proximity to the local bus station within walking distance supports regional transport options for hybrid commuters.
- Retired7/10
The low-maintenance aspect and nearby town amenities suit retirement living well, provided stairs are not an issue.
Practical
8 areas- Ageing in Place4/10
The property includes a ground-floor bedroom, but the main bathroom is located upstairs, which may pose challenges for long-term accessibility without modification.
- Low Maintenance8/10
The home is presented in turnkey condition with a low-maintenance garden and oil-fired central heating.
- Secure Gated Entry2/10
The property features on-street parking to the front and standard open access rather than a secure gated entry.
- Minimalist Design6/10
Features an efficient 68 m² floor area and an open-plan kitchen and living room layout.
- Flexible Floor Plans5/10
The layout provides three bedrooms across two levels with an open-plan ground floor, offering standard flexibility for a terraced house.
- Heritage Home3/10
Located in a mature development, but specific historical architectural features are not highlighted.
- Ecological Setup3/10
The property carries a BER rating of F and relies on oil-fired central heating and a solid fuel stove, indicating potential for energy efficiency upgrades.
- Outdoor areas5/10
Includes a private rear garden and on-street parking to the front, providing functional outdoor space without excessive upkeep.
Interests
9 areas- Gardening4/10
The property features a private rear garden described as low maintenance, offering limited space for dedicated gardening enthusiasts.
- Walking9/10
The central location within walking distance of Cavan town and local amenities makes it exceptionally convenient for daily walks.
- Gym8/10
Sports facilities including local gyms are located nearby, facilitating a fitness-oriented routine.
- Cycling6/10
The town-based location allows for straightforward cycling access to local services, though specific cycling infrastructure should be verified.
- Golf5/10
General accessibility to local recreation exists, though buyers should verify the distance to the nearest golf course.
- Fishing5/10
Cavan is known for nearby lakes and angling opportunities, though proximity from this specific address should be checked.
- Horse Riding3/10
As an in-town terraced home, equestrian facilities are not immediately adjacent and would require travel to rural stables.
- Water Sports3/10
While Cavan has regional lake amenities, dedicated water sports facilities are not directly at hand.
- Entertaining6/10
Features a large open-plan kitchen and living room alongside a private rear garden, suitable for hosting small gatherings.
Lifestyle
5 areas- Quiet Living5/10
Located in a mature residential terrace within walking distance of town, offering a suburban environment that balances convenience with residential calm.
- Rural Living1/10
This is an in-town terraced property with on-street parking, offering no rural characteristics.
- Village Living7/10
Situated close to Cavan town amenities, the location captures a close-knit community feel with local shops and services nearby.
- Coastal Living1/10
Cavan is an inland location with no proximity to the coast.
- Urban Living7/10
Being within walking distance of Cavan town provides good access to urban conveniences, local transport links, and nightlife.
Social
6 areas- Community Involvement7/10
Set within a mature development close to local sports clubs and community amenities, encouraging local engagement.
- Café Culture7/10
Walking distance to Cavan town provides easy access to local cafes, restaurants, and social spots.
- Nightlife8/10
The listing notes an abundance of pubs and restaurants within a short walk from the property.
- Health/Wellness groups6/10
Proximity to local sports facilities and town amenities offers reasonable access to health and wellness activities.
- Networking Opportunities5/10
Being close to the town center provides standard local networking potential, though major business hubs are limited.
- Tech-Hub Connectivity4/10
Located in a regional town center; specific high-speed fibre availability for intensive tech work should be verified.
Listing information
- Agent
- Mark Lawlor Auctioneers
- Phone
- 049 9524444 / 087 6682666
- Current status
- active
- Published on HouseDelve
- 24 September 2026
- Correction
- Report an issue
HD-81BF76HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.