16 St Patrick's Terrace, Cavan, CavanH12ER80
€195,000
3 Bed~1 Bath~68 m²~BER F
What you'll like:
- Town center proximity: Situated within walking distance of Cavan town center, ensuring effortless access to local shops, dining, and daily conveniences for future occupants.
- Turnkey presentation: Offered to the market in immaculate condition throughout, allowing new owners to move in immediately without undertaking disruptive initial renovations.
- Open plan layout: Features a spacious combined kitchen and living area on the ground floor, creating a bright modern social space suited for contemporary lifestyles.
- Private rear garden: Includes an enclosed low maintenance outdoor area at the back, providing a secure spot for relaxation, outdoor dining, or entertaining guests.
- Solid fuel stove: Equipped with an additional solid fuel heating option in the main living space, offering cozy supplemental warmth during colder winter months.
- Oil central heating: Fitted with an oil-fired central heating system throughout the dwelling, delivering reliable and controllable warmth across all residential levels.
- Three bedroom configuration: Comprises three distinct bedrooms across two floors, offering flexible accommodation arrangements for small families, couples, or home office users.
- Ground floor bedroom: Features a convenient single bedroom on the ground floor level, which provides accessible living options or serves as an ideal study space.
- Double upstairs rooms: Includes two well-proportioned double bedrooms on the upper floor, ensuring comfortable private quarters with adequate space for furnishings.
- Equipped kitchen: Comes with a fully equipped kitchen arrangement already in place, reducing upfront appliance purchasing costs for an incoming owner or landlord.
- Mature neighborhood setting: Located within an established and settled residential terrace, offering a sense of community stability and traditional neighborhood character.
- Rental investment potential: Positioned as an attractive opportunity for buy-to-let investors seeking a property primed for immediate tenant placement near urban amenities.
- First-time buyer appeal: Represents an accessible entry point onto the property ladder for purchasers looking for an affordable home near essential services.
- Local school access: Positioned within easy walking distance of local primary and secondary educational facilities, simplifying daily school runs for families with children.
- Public transport links: Conveniently located near the local bus station, ensuring straightforward connectivity for commuters traveling to regional employment hubs.
- Recreational facilities nearby: Close proximity to local sports complexes, GAA grounds, and gym amenities supports an active lifestyle for residents in the area.
- Vibrant nightlife proximity: Short stroll away from local pubs and restaurants, giving residents immediate access to the town's social and evening entertainment venues.
- Low maintenance exterior: Designed with easy upkeep in mind around the property boundaries, minimizing ongoing yard work and exterior chores for busy occupants.
- On-street parking availability: Benefits from on-street parking directly to the front, facilitating straightforward vehicle arrival and guest parking arrangements.
- Established utility connections: Connected to standard municipal services and established infrastructure, ensuring seamless transition of utility accounts upon purchase completion.
But keep in mind:
- Poor BER rating: Rated F on the Building Energy Rating scale, indicating severe energy inefficiency that will likely result in high heating bills and heat loss.
- Substantial insulation needed: Low energy rating strongly suggests the buyer should budget for significant thermal upgrades, including wall and attic insulation improvements.
- Compact floor area: Measures only 68 square meters in total floor space, which may feel restricted for growing families or those requiring extensive storage options.
- Single bathroom constraint: Features only one bathroom serving all three bedrooms, which could create morning congestion and queuing for larger households.
- Oil heating reliance: Relies on an oil-fired boiler rather than more modern natural gas or heat pump systems, potentially involving higher fuel delivery costs.
- On-street parking competition: Relies strictly on communal on-street parking spaces at the front, meaning availability cannot be guaranteed directly outside the front door.
- Limited garden size: The low-maintenance rear garden is compact and mostly hardscaped, offering very little green lawn space for gardening enthusiasts or pets.
- Potential retrofit disruption: Bringing an F-rated home up to modern energy efficiency standards will require capital outlay and cause temporary domestic disruption.
- Staircase configuration: The layout divides bedrooms across two levels with a single shared bathroom, requiring stair navigation from upper sleeping quarters at night.
- Single ground bedroom size: The ground floor bedroom is designated as a single room, limiting flexibility if a larger double bedroom downstairs is desired.
- Proximity noise exposure: Being situated close to town center nightlife and amenities could potentially introduce weekend noise or traffic activity concerns.
- Historical construction style: Older terraced housing stock may require closer inspection regarding roof timbers, damp management, and internal ventilation performance.
- Ventilation verification: Buyers should investigate existing trickle vents and extractor fans to ensure adequate moisture control and prevent condensation issues.
- Electrical system check: The buyer should verify the age and safety certification of the domestic electrical consumer unit to ensure modern compliance standards.
- Plumbing condition audit: Due to the age of the structure, a thorough survey of internal plumbing pipes and the oil boiler condition is recommended.
- Boundary clarity check: Purchasers should examine legal title maps carefully to confirm exact boundaries and shared access rights associated with the rear garden.
- Storage limitation review: Built-in internal storage appears minimal, meaning occupants may need to rely heavily on wardrobes or attic spaces for belongings.
- Window glazing assessment: The thermal efficiency of existing windows should be checked to determine if double or triple glazing requires immediate upgrading.
- Future upgrade costs: The low asking price relative to its turnkey description warrants careful financial planning for future maintenance and energy retrofitting.
- Insurance cost factors: Poor energy ratings and older building structures can occasionally influence domestic property insurance premiums, which buyers should quote in advance.
Price positioning
?
- Selected recent transacted market evidence informs this asking-price comparison.
- Selected sale: 20 ARD AOIBHINN, CAVAN, CAVAN — 2026-07-24 — €169,000.00.
- The asking price is €195,000 for a three-bedroom, one-bathroom terraced house with a floor area of 68 m² in Cavan.
- The property features oil-fired central heating and a BER rating of F, positioned within walking distance of Cavan town amenities.
Build Analysis
What we know from similar construction types
- The property is a mature terraced house spanning approximately 68 square metres with a three-bedroom, one-bathroom layout.
- Features oil-fired central heating and a solid fuel stove, though a buyer should investigate the age and efficiency of the heating system.
- Given the small floor area and older terraced nature of the development, a buyer should verify insulation levels, ventilation, and the potential presence of rising damp or structural issues typical of older builds.
- Planning and boundary compliance regarding the rear garden and on-street parking arrangements should be verified by a surveyor.
Retrofit Cost*
Possible renovating / insulating expenditure
- The property has a very poor BER rating of F, which indicates significant energy inefficiency.
- A comprehensive deep retrofit—including external wall insulation, upgraded windows and doors, attic insulation, and replacing the oil-fired system with a heat pump or more efficient modern heating—would typically cost between €45,000 and €65,000 before grants.
- A buyer should consult a professional energy assessor to evaluate SEAI grant availabilities to offset these potential upgrade expenses.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost: €1,500 to €2,000.
- Explanation: The property has a poor BER rating of F and uses oil-fired central heating along with a solid fuel stove, which typically results in higher energy consumption and heating expenses for a 68 square metre home.
Pollution Safe
8/10Environmental situation to investigate
Flood Safe
8/10Water overflow reports to follow up
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
No verified results were found for this group in the previous five years.
Recent sales in the wider Cavan area
14A DRUMNAVANAGH, CAVAN, CAVAN
- Sale date
- Declared sale price
- €290,000.00
24 LORETO WOOD, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
101 AUGHNASKERRY DR, CAVAN, CAVAN
- Sale date
- Declared sale price
- €265,000.00
41 OAK MANOR, CAVAN, CAVAN
- Sale date
- Declared sale price
- €278,000.00
20 ARD AOIBHINN, CAVAN, CAVAN
- Sale date
- Declared sale price
- €169,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Stamp duty: approximately €1,950 based on 1% of the €195,000 asking price for a residential property.
- Solicitor legal fees: roughly €1,500 to €2,500 plus outlays and VAT for conveyancing services.
- Land registration fees: around €170 to €400 depending on the application type and registration method.
- Property valuation fees: typically €150 to €300 for a mortgage or independent valuation report.
- Surveyor fees: approximately €500 to €1,000 depending on the level of detail required for a structural survey.
- Annual home insurance: estimated between €350 and €600 per year depending on the policy coverage and insurer.
Forum Talk
What people are saying about this area
- Residents frequently discuss the convenience of living within walking distance of Cavan town centre and local amenities.
- Community forums highlight the active sports facilities nearby, including local GAA grounds, gyms, and soccer clubs.
- Public transport links via the nearby Cavan Bus Station are often noted as a positive for commuters and students.
- Local discussions often mention the vibrant nightlife, with a good selection of pubs and restaurants close by.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children6/10
The property features three bedrooms and a private rear garden, though the floor area of 68 m² is compact for a growing family. Its walking distance to local schools and amenities is a strong advantage.
- Teenagers5/10
With three bedrooms, teenagers can have their own space, but the single bathroom and modest 68 m² overall footprint may feel cramped for older children.
- Multi-generational Living3/10
The compact size of 68 m² and single bathroom make multi-generational living impractical without significant modification.
- Single Buyers9/10
An ideal setup for a single buyer looking to get on the property ladder or secure an affordable investment property in turnkey condition within walking distance of Cavan town.
- Couples8/10
Offers great space for a couple starting out, with spare bedrooms for guests or a home office, plus the convenience of a turnkey condition.
- Empty Nesters7/10
The low-maintenance garden and manageable size appeal to downsizers, though stairs may become a consideration over time.
- Retirees6/10
Proximity to town amenities is great for retirees, but the two-story layout with bedrooms upstairs and a single bathroom should be evaluated for long-term comfort.
Work
3 areas- Remote Working6/10
The three-bedroom layout allows for a dedicated home office, though buyers should verify broadband speeds and connectivity in the area.
- Hybrid Commuting7/10
Conveniently located within walking distance to Cavan Bus Station, making public transport commuting viable.
- Retired7/10
Turnkey condition and low-maintenance outdoor areas suit retirees looking for a manageable lock-up-and-leave town base.
Practical
8 areas- Ageing in Place5/10
Proximity to town amenities is a major plus, but the two-story layout with all bedrooms upstairs and a single ground-floor bedroom configuration requires evaluation for long-term accessibility.
- Low Maintenance8/10
Presented in turnkey condition with a low-maintenance private rear garden, minimizing immediate upkeep requirements.
- Secure Gated Entry2/10
The property features on-street parking to the front and a standard open terrace setup rather than a gated community.
- Minimalist Design6/10
The open-plan kitchen and living room layout lends itself well to clean, modern styling.
- Flexible Floor Plans5/10
A standard 68 m² terraced layout with three bedrooms and one bathroom offering limited structural flexibility.
- Heritage Home3/10
Situated in a mature development, but it is a standard terraced house rather than a traditional protected heritage property.
- Ecological Setup3/10
The property relies on oil-fired central heating and holds an F energy rating, indicating potential for significant energy efficiency upgrades.
- Outdoor areas5/10
Includes a private rear garden and on-street parking to the front, offering functional but compact outdoor space.
Interests
9 areas- Gardening4/10
The property features a private rear garden described as low maintenance, leaving limited space for dedicated intensive gardening.
- Walking9/10
Superb location within walking distance of Cavan town centre, local amenities, schools, and transport links.
- Gym8/10
There is a host of sports facilities including local gyms, GAA grounds, and soccer facilities nearby.
- Cycling7/10
The town location makes local cycling feasible, though buyers should verify bike storage options given the terraced layout and on-street parking.
- Golf6/10
General access to the wider Cavan area offers golfing options, though buyers should verify the distance to the nearest golf course.
- Fishing6/10
County Cavan is renowned for its lakes, offering good opportunities for fishing enthusiasts within the wider region.
- Horse Riding4/10
Equestrian facilities are typically found in the surrounding countryside rather than directly in town.
- Water Sports5/10
Nearby lakes provide some opportunities for water-based activities in the broader Cavan region.
- Entertaining6/10
Features an open-plan kitchen and living room and access to a private rear garden, though overall indoor entertaining space is compact.
Lifestyle
5 areas- Quiet Living6/10
Located in a mature residential terrace development within walking distance of town, offering a generally settled neighbourhood atmosphere.
- Rural Living2/10
This is an urban/town-based terraced property rather than a rural setting.
- Village Living5/10
While not a rural village, its close-knit terrace feel and proximity to local amenities offer a community-centric environment.
- Coastal Living1/10
Cavan is an inland county with no proximity to the coast.
- Urban Living8/10
Situated within walking distance of Cavan town, providing excellent access to local shops, schools, transport links, pubs, and restaurants.
Social
6 areas- Community Involvement7/10
Located in a mature development close to local sports facilities, schools, and community amenities.
- Café Culture7/10
Being within walking distance of Cavan town places local cafes, pubs, and restaurants within easy reach.
- Nightlife8/10
The listing highlights an abundance of pubs and restaurants within a short walk from the property.
- Health/Wellness groups7/10
Proximity to local sports facilities and the town center provides good access to community wellness activities.
- Networking Opportunities5/10
Town living offers basic professional networking potential, though major business hubs will typically require travel to larger cities.
- Tech-Hub Connectivity5/10
Cavan town offers standard regional connectivity, but buyers relying on high-end tech infrastructure should verify broadband capabilities.
Listing information
- Agent
- Mark Lawlor Auctioneers
- Phone
- 049 9524444 / 087 6682666
- Published on HouseDelve
- 24 September 2026
- Correction
- Report an issue
HD-81BF76HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.