
15 High Street, Monaghan Town, MonaghanH18DC80
€180,000
3 Bed~1 Bath~76 m²~BER E
What you'll like:
- Prime Central Location: Situated right along High Street, this home places you within easy walking distance of local shops, schools, and essential town amenities.
- Proximity To Hospital: The property is positioned conveniently opposite Monaghan Hospital, which could offer distinct lifestyle advantages or strong rental appeal for healthcare staff.
- Three Bedroom Layout: Providing three distinct bedrooms arranged over three well-proportioned floors, the home offers flexible accommodation suitable for families or home office setups.
- Enclosed Rear Yard: The fully enclosed back garden provides a private, low-maintenance outdoor space that is secure for children or pets.
- Attached Utility Store: The property includes an attached block-built shed that houses an oil burner and appliances, adding practical everyday utility and laundry convenience.
- Additional Storage Space: A separate detached storage shed provides extra room for bicycles, tools, or seasonal gear, keeping the main living areas clutter-free.
- Newly Refurbished Shower Room: The main family shower room has been recently updated with a clean white suite, modern PVC wall cladding, and a Triton electric shower.
- Flexible Living Areas: The ground floor features a cozy front living room flowing into a dedicated dining space, creating distinct zones for daily family life.
- Functional Kitchen Setup: Positioned in a rear extension, the kitchen comes fully equipped with fitted wall and floor units alongside several included appliances.
- Bright Front Rooms: Front-facing windows in both the living room and the primary bedroom allow plenty of natural light to brighten up the living spaces.
- Oil Fired Heating: The home is equipped with an oil-fired central heating system, providing a traditional and controllable method of warming the interior spaces.
- Mains Services Connected: Full connection to all standard mains services ensures straightforward management of water, electricity, and sewage without private well upkeep.
- Affordable Asking Price: Listed at one hundred and eighty thousand euros, the property represents an accessible entry point for first-time buyers or property investors.
- Stable Pricing Strategy: The recorded asking price has remained completely unchanged since tracking began, suggesting a firm initial pricing stance from the vendor.
- Compact Floor Area: Measuring approximately seventy-six square meters, the compact footprint ensures manageable cleaning routines and lower routine maintenance demands.
- Ready To Occupy: With appliances such as a fridge, hob, oven, and washing appliances included, a new owner can move in with minimal immediate setup costs.
- Traditional Coving Details: The living room features classic ceiling coving that adds a touch of character and charm to the main ground-floor reception area.
- Convenient Public Transport: Being located centrally in Monaghan Town means local transport links and bus routes are easily accessible on foot from the front door.
- Investment Potential: The combination of a central location and three bedrooms makes this an attractive prospect for landlords seeking rental income in a busy town.
- Clear Purchase Requirements: The selling agent clearly outlines acceptable proof of funds, helping serious buyers prepare their mortgage approvals or cash statements efficiently.
But keep in mind:
- Poor Energy Rating: The property carries a weak BER rating of E, which indicates inefficient thermal performance and likely results in higher heating bills.
- Significant Retrofitting Needed: Due to the low energy rating, a buyer should budget for substantial insulation and window upgrades to achieve modern living standards.
- Small Kitchen Footprint: Measuring less than four square meters, the kitchen extension is quite compact and may feel cramped for multiple people cooking simultaneously.
- Steep Multi-Floor Layout: Arranged over three distinct vertical floors with narrow staircases, daily living involves climbing multiple flights of stairs which may not suit everyone.
- Limited Bathroom Facilities: With only one combined shower room for all three bedrooms, larger households may experience morning bottlenecks regarding bathroom access.
- Street-Front Positioning: The front rooms sit directly along High Street, meaning potential disturbance from passing vehicular and pedestrian traffic throughout the day.
- Lack of Off-Street Parking: There appears to be no dedicated driveway or private parking bay, forcing residents to rely on nearby public parking options.
- Older Heating Infrastructure: The oil burner is housed in an external shed, and buyers should verify its age, efficiency, and overall compliance with current safety regulations.
- Extension Construction Risks: Kitchens located in rear extensions often require careful inspection for dampness, roof integrity, and adequate foundation depth.
- No Floor Plan Provided: The listing lacks a comprehensive architectural floor plan, making it harder to judge exact room proportions without an in-person viewing.
- Potential Upkeep Costs: Older mid-terrace townhouses often conceal hidden maintenance issues such as roof wear, outdated wiring, or rising damp that require thorough surveying.
- Strict Verification Policies: The requirement for detailed proof of funds prior to making an offer means buyers must have their financial paperwork meticulously organized in advance.
- Chain Complications: Buyers relying on the sale of an existing property may face resistance or tighter scrutiny from the vendor regarding chain-related risks.
- Compact Secondary Bedrooms: While there are three bedrooms, some of the sleeping spaces are relatively small and best suited for single beds or compact furniture arrangements.
- High Renovation Capital: Bringing this home up to a modern BER rating of B or C will require significant capital investment beyond the initial purchase price.
- Ventilation Concerns: The internal layout relies heavily on specific room orientations, and buyers should check for adequate ventilation to prevent condensation in older spaces.
- Town Centre Noise: Being situated in the heart of Monaghan Town brings urban noise levels, particularly on weekends or during busy morning and evening rush hours.
- Disclaimers On Details: The agent explicitly notes that all descriptions and dimensions are for guidance only and do not form part of any legal contract.
- Unverified Boundary Lines: Buyers should instruct their solicitor to carefully verify the exact legal boundaries of the rear yard and shared access points.
- Limited Storage Inside: Aside from the external sheds, internal storage options are relatively sparse, requiring careful organization within the seventy-six square meter footprint.
Price positioning
?
- The asking price of €180,000 appears relatively modest and well-positioned for a central town location, serving as an accessible entry point for first-time buyers or investors seeking affordable urban real estate.
- Valuation signals are influenced by the property's E energy rating, which indicates that potential purchasers will likely need to factor in future upgrade costs to improve overall thermal efficiency and living comfort.
- Support for this asking price is reinforced by its practical three-storey layout, enclosed rear garden, and useful storage sheds, though broader market demand could be constrained by the lack of dedicated parking.
- The stable asking-price history without recorded reductions suggests a confident initial pricing strategy by the vendor, balancing strong local amenities against necessary energy efficiency improvements.
Build Analysis
What we know from similar construction types
- The property is a three-storey mid-terrace house featuring an extension to the rear housing the kitchen.
- Heating is provided by an oil-fired system, with an oil burner located in the attached block-built utility store.
- A buyer should investigate the structural condition of the rear kitchen extension and check for any dampness or maintenance issues typical of older extensions.
- Given the multi-storey layout across 76 square metres, a buyer should verify fire safety compliance, ventilation, and the condition of the roof and upper-floor structures.
- It is advisable to check the thermal performance and insulation levels throughout the building, as reflected by the E BER rating.
Retrofit Cost*
Possible renovating / insulating expenditure
- Estimated deep-retrofit cost: €35,000 to €50,000.
- Reasoning: The property has a poor BER rating of E, indicating significant energy inefficiency. Bringing the home up to a modern B2 or A rating will likely require external wall insulation, upgrading windows and external doors, improving attic insulation, replacing the older oil-fired heating system with a renewable alternative such as a heat pump, and installing appropriate ventilation.
Heating cost*
Estimated expense to heat this property every year
- Estimated annual heating cost is €1,800 to €2,400.
- The property has a floor area of 76 m² and a BER rating of E, which indicates lower energy efficiency and higher potential heat loss, combined with an oil-fired central heating system.
Pollution Safe
9/10Environmental situation to investigate
- The property is situated in an established urban and residential setting in Monaghan Town, appearing largely free from heavy industrial pollution concerns.
- Any historical or potential local environmental factors are typical of a mixed commercial and residential town-centre environment and should be verified independently if of concern.
Flood Safe
8/10Water overflow reports to follow up
- General environmental indicators suggest that the immediate town-centre location does not feature prominently on standard high-risk flood monitoring registers.
- Buyers should consult local authority flood maps and carry out standard environmental due diligence to confirm local surface water drainage conditions.
Recent Local Sales
Verified residential transactions published in the previous five years
Sales on the same street or estate
18 HIGH ST, MONAGHAN
- Sale date
- Declared sale price
- €210,000.00
25 HIGH STREET, MONAGHAN, CO MONAGHAN
- Sale date
- Declared sale price
- €185,000.00
20 HIGH ST, MONAGHAN TOWN, MONAGHAN
- Sale date
- Declared sale price
- €183,000.00
21 HIGH ST, MONAGHAN
- Sale date
- Declared sale price
- €130,000.00
Recent sales in the wider Monaghan Town area
58 TULLY ESTATE, MONAGHAN TOWN, COUNTY MONAGHAN
- Sale date
- Declared sale price
- €150,000.00
53 TULLY ESTATE, MONAGHAN TOWN, COUNTY MONAGHAN
- Sale date
- Declared sale price
- €24,126.09
APT 36, DRUMBEAR WOOD, MONAGHAN TOWN
- Sale date
- Declared sale price
- €171,000.00
179 BEECHGROVE LAWNS, MONAGHAN TOWN, MONAGHAN
- Sale date
- Declared sale price
- €190,000.00
25 TULLY ESTATE, MONAGHAN TOWN, COUNTY MONAGHAN
- Sale date
- Declared sale price
- €185,000.00
Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR). Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.
Last Sale
A confidently matched previous PPR transaction for this property
No confidently matched previous sale was found in the Property Price Register.
Buyer fees*
Associated expenses guide
- Estimated stamp duty: €1,800 — 1% of €180,000.
?
Based on the asking price shown on this page, using standard residential stamp-duty rates. No adjustments are made for VAT, reliefs, mixed-use property or additional land. The final purchase price and your circumstances may change the amount payable.
- Solicitor legal fees: €1,500 to €3,000 excluding outlays and VAT.
- Land registration fees: €400 to €800 depending on the property value and registry type.
- Property valuation fees: €150 to €300 for a standard mortgage valuation.
- Surveyor fees: €350 to €750 depending on the level of detail in the structural survey.
- Annual home insurance: €350 to €700 depending on coverage and the building's BER rating.
Forum Talk
What people are saying about this area
- Locals in Monaghan Town frequently discuss the ongoing retail and commercial developments within the town centre, noting steady foot traffic along High Street and surrounding retail hubs.
- Residents on community forums often highlight the high level of convenience associated with living near the town centre, particularly the proximity to schools, local amenities, and healthcare facilities such as Monaghan Hospital.
- Property discussions in the Monaghan area frequently centre around the demand for centrally located homes and townhouses that offer straightforward access to daily amenities without relying heavily on a car.
- Community groups note that the local housing market sees consistent interest from first-time buyers and downsizers looking for manageable properties with private outdoor space.
LifeFit Assessment
How well this property may suit your lifestyle
Family
7 areas- Young Children5/10
The property features three bedrooms and an enclosed rear yard, providing a safe outdoor space for younger kids, though the three-story layout with stairs requires careful childproofing.
- Teenagers6/10
Spread across three floors, the home offers good separation of space with three bedrooms, giving teenagers some independence, while the central town location provides easy access to schools and amenities.
- Multi-generational Living3/10
With a total floor area of 76 square meters spread over three floors, space is relatively compact, making it less suitable for multi-generational living arrangements.
- Single Buyers9/10
At an asking price of €180,000 for a three-bedroom home in a central location, this represents an accessible entry point onto the property ladder for single buyers.
- Couples8/10
An ideal setup for couples looking for an affordable starter home or a property with spare rooms for a home office, all within walking distance of town amenities.
- Empty Nesters7/10
The low-maintenance enclosed yard and central town location appeal to downsizers looking to escape rural upkeep, though the three-story layout might become a consideration for ageing in place.
- Retirees6/10
Being situated right in the town centre with local amenities close by is convenient for retirees, though the multi-level vertical layout and stairs across three floors should be evaluated for long-term mobility.
Work
3 areas- Remote Working7/10
The second floor provides flexible space that can readily accommodate a home office setup, though buyers should verify local broadband connectivity speeds.
- Hybrid Commuting7/10
The property's position within Monaghan Town offers good access to local transport links for those commuting part of the week.
- Retired7/10
Proximity to town amenities and healthcare facilities like Monaghan Hospital makes daily life convenient for retirees.
Practical
8 areas- Ageing in Place4/10
While amenities are nearby, the three-story vertical layout with stairs to negotiate daily makes long-term ageing in place challenging without modification.
- Low Maintenance8/10
The property features a fully enclosed low-maintenance rear yard and compact footprint, reducing exterior upkeep.
- Secure Gated Entry3/10
This is a standard mid-terrace street-facing property with direct access from High Street and an enclosed rear yard, rather than a gated community.
- Minimalist Design6/10
The 76 square meter layout is functional and compact, lending itself well to streamlined living.
- Flexible Floor Plans7/10
Arranged across three floors with multiple bedrooms, the space offers good flexibility for bedrooms, guests, or home working.
- Heritage Home4/10
The listing does not highlight specific period heritage features beyond traditional mid-terrace town positioning, and the current BER is rated E, indicating potential energy efficiency updates may be needed.
- Ecological Setup3/10
The home relies on oil-fired central heating and carries a BER rating of E, meaning energy efficiency and ecological systems could be significantly upgraded.
- Outdoor areas5/10
Includes an enclosed rear yard and two useful storage sheds, including an attached utility store, providing practical external utility space.
Interests
9 areas- Gardening3/10
The rear features a fully enclosed low-maintenance yard and storage sheds rather than a traditional lawn or garden space for extensive planting.
- Walking8/10
The central town-centre location means shops, schools, cafes, and local amenities are easily accessible on foot.
- Gym6/10
Town-centre living typically offers reasonable proximity to local fitness facilities, though buyers should verify the exact distance to the nearest commercial gym.
- Cycling5/10
The town-centre setting allows for cycling around the local area, though busy urban streets require standard caution.
- Golf5/10
Buyers should verify the proximity of local golf courses, as the listing places the home centrally in the town rather than near a specific course.
- Fishing4/10
While County Monaghan has various angling spots, the property itself is strictly urban and requires travel to reach fishing locations.
- Horse Riding3/10
Equestrian activities are not supported on-site and would require travel to nearby riding stables in the surrounding countryside.
- Water Sports2/10
There are no local water sports facilities directly associated with this urban terrace property.
- Entertaining6/10
The ground floor features a connected living and dining room setup suitable for hosting family gatherings, complemented by an enclosed rear yard.
Lifestyle
5 areas- Quiet Living5/10
Positioned right on High Street in the town centre, residents will experience standard urban and vehicular activity rather than secluded quiet living.
- Rural Living1/10
This is a distinctly urban, town-centre terrace property with no rural characteristics or large surrounding land.
- Village Living7/10
The property offers a close-knit community feel with shops, schools, and local amenities within a short stroll, mirroring a vibrant town/village atmosphere.
- Coastal Living1/10
The location is inland in Monaghan Town with no proximity to the coast.
- Urban Living8/10
Located directly on High Street opposite Monaghan Hospital, the property places shops, cafes, transport links, and services right on your doorstep.
Social
6 areas- Community Involvement7/10
Being embedded in the heart of the town provides natural opportunities to engage with local community groups and events.
- Café Culture8/10
Shops, cafes, and local social spots are within walking distance from the front door.
- Nightlife6/10
A town-centre location puts local pubs and evening venues within a short walk, though being right on High Street should be checked for evening noise levels.
- Health/Wellness groups6/10
Proximity to the town centre and Monaghan Hospital suggests reasonable access to local wellness and healthcare communities.
- Networking Opportunities5/10
Standard town-centre environment offering moderate local business and community networking potential.
- Tech-Hub Connectivity5/10
While located in a developed town area, buyers should independently verify the specific broadband speeds available at this address for remote technical work.
Listing information
- Agent
- Larmer Property Consultants LTD
- Phone
- 047 74 333
- Current status
- active
- Published on HouseDelve
- 17 October 2026
- Correction
- Report an issue
HD-105E45HouseDelve · Republic of IrelandReport checks
Sources used: Public marketplace, Property Price Register, and grounded web research where available.
Automated quality checks: Passed
* Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.