Photograph 1 of 19 of 1 St. James' Terrace, Church Road, Ballinacurra, Midleton, Co. Cork
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1 St. James' Terrace, Church Road, Ballinacurra, Midleton, Co. CorkP25YV90

€220,000

2 Bed~1 Bath~950 m²~BER E

What you'll like:

  • Town Centre Proximity: Located within easy walking distance of Midleton Main Street, providing immediate access to local shops, cafes, restaurants, and everyday conveniences for maximum lifestyle ease.
  • Saturday Farmers Market: Situated close to the famous Midleton Farmers Market, allowing you to enjoy weekend strolls to browse and purchase fresh artisanal local products.
  • Educational Access: Families will benefit from a wide choice of highly regarded primary and secondary schools within easy walking distance of the front door.
  • Commuter Convenience: The Cork Waterford N25 is less than one kilometer away, offering fast and efficient road access to Carrigtwohill, Little Island, and Cork City.
  • Coastal Escapes Nearby: Beautiful regional beaches such as Whitebay, Inch, and Guileen are all located within a short driving distance for weekend leisure.
  • Affordable Entry Price: With an asking price of just €220,000, this property represents an exceptionally accessible entry point for first-time buyers looking to get onto the property ladder.
  • Open Plan Living: The ground floor features a flexible open-plan layout encompassing the kitchen, dining, and living areas, creating a spacious and sociable environment.
  • Enclosed Rear Yard: The property is enhanced by a fully enclosed, low-maintenance rear yard, offering a secure private outdoor space for relaxing or storage.
  • Included Appliances: The home is being sold as-is with carpets, blinds, light fittings, and kitchen appliances included, helping to reduce immediate post-purchase moving costs.
  • Built In Wardrobes: Both main bedrooms come equipped with built-in wardrobes, maximizing floor space and providing convenient ready-made storage solutions for new occupants.
  • Bonus Storage Room: A spiral staircase leads up to a dedicated first-floor storage room featuring a Velux window and laminate flooring, offering valuable extra functional space.
  • Step Free Access: The property features step-free access at ground level, which can significantly improve day-to-day mobility and accessibility for residents and visitors.
  • Townhouse Character: Originally built circa 1950, this traditional townhouse offers charming established character situated within an established residential terrace near Church Road.
  • Ready To Go: Marketed as a ready-to-go home, buyers can move in quickly without waiting through prolonged construction or extensive preliminary renovation timelines.
  • Rental Potential: Given its proximity to Midleton amenities and transport links, the property offers strong potential as a low-maintenance investment or buy-to-let asset.
  • Pantry Storage: Includes a practical understairs pantry with tiled flooring off the main living area, keeping food and household provisions neatly organized.
  • Front Aspect Light: The primary front bedroom benefits from a bright front-aspect orientation, bringing in pleasant natural daylight to the sleeping quarters.
  • Quiet Rear Bedroom: Bedroom two looks out over the rear aspect of the property, providing a quieter environment away from the street for sleeping.
  • Essential Bath Fixtures: The main bathroom includes a full-size bath, WC, and wash hand basin, covering all basic sanitation and family bathing requirements.
  • Established Neighborhood: Positioned in Ballinacurra near Midleton, the address benefits from an established community feel with immediate neighbors and local services.

But keep in mind:

  • Poor Energy Rating: The property carries a weak BER rating of E, which indicates inefficient thermal performance and likely results in higher winter heating bills.
  • Energy Upgrade Costs: Achieving a modern and comfortable home energy standard will require significant capital investment in insulation, heating system upgrades, and potentially new windows.
  • Spiral Staircase Risks: The upper storage room is accessed via a spiral staircase, which can be awkward for moving furniture and potentially hazardous for young children or elderly residents.
  • Limited Bathroom Count: With only one bathroom serving the entire house, busy mornings or hosting guests may cause logistical bottlenecks for household occupants.
  • Compact Floor Area: Verify the exact floor area measurements, as listing data may contain discrepancies regarding the stated size versus the practical usable living space.
  • Potential Structural Wear: Built circa 1950, prospective buyers should commission a thorough structural survey to check for aging wiring, plumbing issues, or dampness common in older builds.
  • Parking Availability: Investigate whether dedicated off-street parking is included or if residents must rely solely on on-street parking along Church Road.
  • Roof Insulation Status: Check the depth and condition of attic insulation in the converted or storage roof space to confirm compliance with current building standards.
  • Ventilation Check: Ensure that the converted storage room with its Velux window has adequate ventilation and complies with local planning and fire safety regulations.
  • Heating System Age: Verify the age, efficiency, and fuel type of the current heating system, as open fires and older units can be costly to run and maintain.
  • Boundary Clarification: Review the legal deeds carefully to verify the exact boundaries and maintenance responsibilities for the fully enclosed rear yard and shared party walls.
  • Double Glazing Quality: Inspect the window and door frames throughout the house to determine if double glazing is modern or in need of replacement to stop drafts.
  • Future Expansion Limits: Due to the townhouse configuration and plot boundaries, opportunities for major physical extensions or structural footprints are likely very limited.
  • Flood Risk Assessment: Check local environmental and council maps to verify whether the Ballinacurra and Midleton areas are susceptible to seasonal flooding or surface water pooling.
  • Sound Insulation: Being part of a traditional terrace, investigate the level of party wall sound insulation to ensure privacy from adjoining neighboring properties.
  • Electrical Safety Audit: Request an electrical compliance check to ensure the fuse board and wiring meet modern safety codes and can handle contemporary appliance loads.
  • Plumbing Condition: Have a plumber inspect the water pressure and pipe materials, as older properties in this bracket can suffer from corroded galvanized piping.
  • Local Traffic Congestion: Assess peak-hour traffic conditions along Church Road and surrounding approaches to Midleton Town to understand potential morning commute delays.
  • Waste Management Access: Confirm how household waste collection operates for this specific terrace, particularly regarding bin storage and rear yard access paths.
  • Resale Liquidity Factors: Keep in mind that properties with low BER ratings may face different financing constraints or slower appreciation compared to high-efficiency modern builds.

Price positioning

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This comparison depends on limited public and listing evidence, which may be incomplete, outdated or not directly comparable. The score is not a percentage, professional valuation or guaranteed estimate. Ask an independent qualified valuer before relying on a property value.

Not enough reliable market evidence is available to position this asking price.

Build Analysis

What we know from similar construction types

  • The property was built around 1950, which suggests traditional construction methods of that era. A structural survey is recommended to assess the condition of the walls, roof structure, and foundations.
  • The presence of a spiral staircase leading to a converted storage room on the upper level should be inspected to ensure compliance with current building regulations regarding fire safety and egress.
  • Buyers should verify whether any alterations made to the open-plan ground floor or the attic storage space complied with local planning and building control regulations.

Retrofit Cost*

Possible renovating / insulating expenditure

  • The property has a BER rating of E, indicating a poor energy performance typical of older homes built around 1950.
  • A comprehensive deep retrofit to bring the home up to a modern B2 BER standard—including external wall insulation, upgraded heating systems, double or triple glazing, and roof insulation—is estimated to cost between EUR 40,000 and EUR 60,000, depending on contractor rates and the exact scope of works required.

Heating cost*

Estimated expense to heat this property every year

  • Estimated annual heating cost: 1,800 to 2,400 euro.
  • Explanation: The property has a low BER rating of E, indicating poor energy efficiency and higher than average heat loss, which will significantly increase annual heating expenses compared to a modern home.

Pollution Safe

8/10

Environmental situation to investigate

  • The property is situated in a predominantly residential setting within Midleton, appearing generally removed from major heavy industrial zones.
  • Any potential historical or legacy land uses in the surrounding area should be independently verified by the buyer as part of standard due diligence.

Flood Safe

7/10

Water overflow reports to follow up

  • While the immediate surrounds appear generally elevated, parts of Midleton have experienced weather-related surface water accumulation during extreme rainfall events.
  • Buyers should review local flood maps and verify the specific property's vulnerability with local authorities.

Recent Local Sales

Verified residential transactions published in the previous five years

Sales on the same street or estate

  • CHURCH ROAD, BALLYCOTTON, MIDLETON

    Sale date
    Declared sale price
    €428,500.00
  • CHURCH ROAD, UPPER AGHADA, MIDLETON

    Sale date
    Declared sale price
    €70,000.00

Recent sales in the wider Ballinacurra area

  • 55 RIVERSFIELD EST, MIDLETON, CORK

    Sale date
    Declared sale price
    €295,000.00
  • 38 ROSARY PLACE, MIDLETON, CORK

    Sale date
    Declared sale price
    €180,000.00
  • CARRIGOGNA, MIDLETON, COUNTY CORK

    Sale date
    Declared sale price
    €378,594.16
  • 28 IVY COURT, MIDLETON, CORK

    Sale date
    Declared sale price
    €265,000.00
  • 26 WOODBERRY VIEW, CASTLEREDMOND, MIDLETON

    Sale date
    Declared sale price
    €490,000.00

Source: Property Services Regulatory Authority (PSRA), Residential Property Price Register (PPR).

Matching uses address information published by the PPR rather than measured map distance. It may omit nearby properties on differently named streets.

Last Sale

A confidently matched previous PPR transaction for this property

No confidently matched previous sale was found in the Property Price Register.

Buyer fees*

Associated expenses guide

  • Stamp duty: approximately 1 percent of the purchase price, amounting to 2,200 euro.
  • Solicitor legal fees: approximately 1,500 to 2,500 euro excluding VAT and outlays.
  • Land registration fees: approximately 170 to 600 euro depending on the registration type.
  • Property valuation fees: approximately 150 to 250 euro.
  • Surveyor fees: approximately 500 to 1,000 euro depending on the depth of the survey.
  • Annual home insurance: approximately 400 to 800 euro per year.

Forum Talk

What people are saying about this area

  • Local residents on community forums frequently discuss the ongoing appeal of Midleton for families due to its strong selection of schools and proximity to Cork City via the N25.
  • Discussions on local Facebook groups often highlight the vibrant Saturday Farmers Market as a central community hub for artisanal food and socializing.
  • Traffic congestion during peak commuting hours heading toward the N25 bypass remains a common topic of conversation among local motorists.
  • Residents frequently share positive feedback about the convenience of walking to Main Street amenities from residential pockets around Ballinacurra and Church Road.

LifeFit Assessment

How well this property may suit your lifestyle

Family

7 areas
  • Young Children

    The property features two bedrooms and an enclosed rear yard, but the presence of a spiral staircase and an E BER rating require careful consideration for families with young children.

    6/10
  • Teenagers

    With two bedrooms and an additional storage room accessed via a spiral staircase, space is somewhat compact for growing teenagers, though proximity to local schools is a positive factor.

    5/10
  • Multi-generational Living

    At 950 square feet with two main bedrooms and a single bathroom, the home lacks the space and independent living zones typically required for multi-generational households.

    3/10
  • Single Buyers

    Positioned as a superb starter home within walking distance of Midleton town amenities, this property offers an affordable and convenient entry point for single buyers.

    9/10
  • Couples

    An open-plan ground floor layout and two bedrooms provide a manageable, well-located space ideally suited for couples starting out.

    8/10
  • Empty Nesters

    The townhouse layout offers manageable living space close to town, though the multi-level design and spiral staircase may be less appealing for long-term downscaling.

    7/10
  • Retirees

    Proximity to local amenities is ideal, but the property features a spiral staircase and a bath-only bathroom setup which may not suit those seeking single-level retirement living.

    6/10

Work

3 areas
  • Remote Working

    An additional storage room with a Velux window offers potential flexibility for a home office setup, though broadband speeds should be verified.

    7/10
  • Hybrid Commuting

    The property is located less than 1 kilometer from the Cork-Waterford N25, facilitating convenient commuting to Carrigtwohill, Little Island, and Cork City.

    8/10
  • Retired

    Being within walking distance of town amenities suits retirement life well, though the internal layout includes stairs and a spiral staircase.

    7/10

Practical

8 areas
  • Ageing in Place

    The presence of stairs, a spiral staircase, and a bathroom equipped with a bath rather than an accessible shower make long-term ageing in place challenging without modifications.

    4/10
  • Low Maintenance

    The fully enclosed, low-maintenance rear yard and compact townhouse footprint require minimal upkeep.

    8/10
  • Secure Gated Entry

    The property is a standard roadside townhouse without secure gated entry features.

    2/10
  • Minimalist Design

    The open-plan ground floor lends itself well to a clean, minimalist design approach.

    7/10
  • Flexible Floor Plans

    The open-plan ground floor offers flexible living arrangements, complemented by an upper storage room accessed via a spiral staircase.

    6/10
  • Heritage Home

    Built circa 1950, the property carries mid-century character, though buyers should verify the extent of any original period features.

    7/10
  • Ecological Setup

    The property carries a low BER rating of E, indicating that energy efficiency upgrades would be beneficial to improve its ecological footprint.

    3/10
  • Outdoor areas

    Features a fully enclosed rear yard which is low-maintenance, though it lacks extensive green garden space.

    5/10

Interests

9 areas
  • Gardening

    The property features a fully enclosed, low-maintenance rear yard rather than traditional green garden space.

    3/10
  • Walking

    An exceptional location within walking distance of Midleton Town, local schools, shops, and everyday conveniences.

    9/10
  • Gym

    Proximity to Midleton provides reasonable access to local fitness facilities, though specific gym options should be verified locally.

    6/10
  • Cycling

    The relatively flat town setting allows for accessible cycling to nearby amenities and local routes.

    7/10
  • Golf

    Midleton and surrounding East Cork areas offer golf club access within a reasonable driving distance.

    6/10
  • Fishing

    Coastal and river access in the broader East Cork region offer opportunities for fishing enthusiasts, requiring short travel.

    5/10
  • Horse Riding

    Equestrian facilities are typically found in the surrounding rural areas outside the immediate town center.

    5/10
  • Water Sports

    Proximity to nearby coastal spots like Inch and Whitebay provides good access for water sports enthusiasts.

    6/10
  • Entertaining

    The open-plan ground floor kitchen, dining, and living area provides a functional space for hosting guests.

    7/10

Lifestyle

5 areas
  • Quiet Living

    Situated within walking distance of Midleton Town, the location offers standard residential neighborhood activity rather than absolute rural isolation.

    6/10
  • Rural Living

    This is an urban or suburban townhouse setting close to town amenities, offering very little of a rural lifestyle.

    2/10
  • Village Living

    The location provides a strong community feel with local shops, cafes, and a Saturday farmers market all within easy walking distance.

    8/10
  • Coastal Living

    While not directly on the coast, beautiful beaches such as Whitebay, Inch, and Guileen are within a short drive.

    6/10
  • Urban Living

    Townhouse living within walking distance of Midleton's main street gives good access to urban conveniences and transport links to Cork City.

    7/10

Social

6 areas
  • Community Involvement

    Townhouse living near the heart of Midleton offers strong opportunities to engage with local community groups and the famous Saturday Farmers Market.

    8/10
  • Café Culture

    Immediate access to local cafes, restaurants, and everyday conveniences on Main Street.

    8/10
  • Nightlife

    Being close to Midleton town center provides easy access to local pubs and dining venues.

    7/10
  • Health/Wellness groups

    Town location supports participation in local wellness, pilates & stretching, and fitness classes.

    7/10
  • Networking Opportunities

    Moderate networking potential locally, with stronger professional connectivity accessible via the N25 corridor to Cork City.

    6/10
  • Tech-Hub Connectivity

    Good road links to major employment hubs like Little Island and Cork City, though specific home internet speeds should be verified.

    7/10

Listing information

Agent
Kennedy Estate Agents
Phone
0212370203
Published on HouseDelve
6 September 2026
Correction
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Property reference: HD-4A8C8CHouseDelve · Republic of Ireland

Estimate — not advice. Actual costs and outcomes can vary materially. Obtain current quotations and professional advice before making financial or property decisions.